Kenai Peninsula Borough, AK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 60.37, -152.32.
Assembled 2026-10-19. Read the brief.
- 79th pct · 636th of 3,063 US counties · median $230,451
- 41st pct · 8th of 13 Alaska counties · median $383,220
- 85th pct · 446th of 3,062 US counties · median +2.9%
- 75th pct · 4th of 13 Alaska counties · median +5.4%
- 71st pct · 384th of 1,358 US counties · median $1,506
- 0th pct · 5th of 5 Alaska counties · median $1,866
- 71st pct · 921st of 3,221 US counties · median 8,232
- 89th pct · 4th of 30 Alaska counties · median 2,486
- 84th pct · 502nd of 3,221 US counties · median $1,039
- 55th pct · 14th of 30 Alaska counties · median $1,272
- 67th pct · 981st of 3,063 US counties · median 4.2
- 33rd pct · 9th of 13 Alaska counties · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $348,874 (Sep 2026), +6.6% over one year, +14.8% over five
- 79th pct · 636th of 3,063 US counties · median $230,451
- 41st pct · 8th of 13 Alaska counties · median $383,220
| Item | Value | Distance |
|---|---|---|
| Kenai Peninsula Borough, AK | $348,874 · +6.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,789/mo (Sep 2026), +3.7% over one year; price-to-rent 16.3
- 71st pct · 384th of 1,358 US counties · median $1,506
- 0th pct · 5th of 5 Alaska counties · median $1,866
| Item | Value | Distance |
|---|---|---|
| Kenai Peninsula Borough, AK | $1,789/mo · +3.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,932 a month on $348,874 at 7.40%, against an average weekly wage worth $5,620 a month: 34.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $348,874 × 80% = $279,099, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,932/mo principal and interest
- wage share = payment / (avg weekly wage $1,297 × 52 / 12 = $5,620) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $348,874 / ($1,297 × 52) = 5.2
- price-to-rent = $348,874 / ($1,789 × 12) = 16.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
20,214 jobs at 2,416 employers (2026 Q1); 0.0% jobs and +3.6% average weekly wage over the year
- 71st pct · 921st of 3,221 US counties · median 8,232
- 89th pct · 4th of 30 Alaska counties · median 2,486
| Item | Value | Distance |
|---|---|---|
| Kenai Peninsula Borough, AK | 20,214 jobs · $1,297/wk · 0.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 3,242 | $1,294 | 1.07 | -0.7% |
| Retail trade | 2,788 | $717 | 1.42 | +0.4% |
| Accommodation and food services | 1,817 | $511 | 1.00 | -2.7% |
| Manufacturing | 1,232 | $1,469 | 0.76 | +1.4% |
| Mining, oil and gas | 1,062 | $3,216 | 14.76 | +6.7% |
| Construction | 903 | $1,212 | 0.85 | +0.6% |
| Other services | 751 | $893 | 1.24 | +2.0% |
| Transportation and warehousing | 681 | $1,167 | 0.80 | -9.4% |
| Professional and technical services | 511 | $1,540 | 0.37 | -1.7% |
| Administrative and waste services | 341 | $1,097 | 0.30 | +7.6% |
| Finance and insurance | 264 | $1,789 | 0.32 | -6.4% |
| Wholesale trade | 217 | $1,546 | 0.28 | -4.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 10 offices of 4 banks (SOD June 2026); HHI 3,571, highly concentrated. $709.4 m federal obligations in FY2026 (direct payments $400.7 m, contracts $159.7 m), $35,095 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank Alaska | $519.7 m · 42.2% share · 4 offices | |
| Wells Fargo Bank, National Association | $491.3 m · 39.9% share · 3 offices | |
| Northrim Bank | $165.6 m · 13.4% share · 2 offices | |
| Kenai Peninsula, AK | $709.4 m FY2026 · $35,095/job | |
| MULTIPLE RECIPIENTS | $385.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank Alaska | $519,669,000 | 42.2% | 4 |
| Wells Fargo Bank, National Association | $491,292,000 | 39.9% | 3 |
| Northrim Bank | $165,589,000 | 13.4% | 2 |
| KeyBank National Association | $55,286,000 | 4.5% | 1 |
Deposit concentration is 3,571 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.2² + 39.9² + 13.4² + … (1 more) = 3,571
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $327,376,612 |
| Department of Transportation | $134,744,372 |
| Department of Commerce | $107,582,202 |
| Department of Veterans Affairs | $58,673,978 |
| Department of Homeland Security | $22,656,978 |
| Department of Defense | $15,725,438 |
| Department of Health and Human Services | $13,346,950 |
| Department of the Interior | $11,796,098 |
| Department of Agriculture | $4,526,171 |
| Department of Housing and Urban Development | $4,102,973 |
| Federal Communications Commission | $3,794,140 |
| Department of Education | $2,142,064 |
That is $35,095 per covered job, against 20,214 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $709.4 m / 20,214 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,095
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Kenai Peninsula Borough, AK: 9 findings, 3 at a watch level and 6 noted
watchKenai Peninsula Borough, AK's typical asking rent of $1,789 scores 72 on the 0-to-100 scale across US counties but 0 across Alaska counties, a gap of 72 points.
Period 2026-09.Show the arithmetic
- 72 = |72 across US counties - 0 across Alaska counties|
position among the entities that published this metric this period; not an official level
watchKenai Peninsula Borough, AK's typical home value of $348,874 scores 79 on the 0-to-100 scale across US counties but 42 across Alaska counties, a gap of 38 points.
Period 2026-09.Show the arithmetic
- 38 = |79 across US counties - 42 across Alaska counties|
position among the entities that published this metric this period; not an official level
watchKenai Peninsula Borough, AK's years of wages of 5.2 scores 68 on the 0-to-100 scale across US counties but 33 across Alaska counties, a gap of 35 points.
Period 2026-09.Show the arithmetic
- 35 = |68 across US counties - 33 across Alaska counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteKenai Peninsula Borough, AK's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteKenai Peninsula Borough, AK's typical asking rent fell 0.8% from $1,804 in August 2026 to $1,789 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -0.8% = (1788.915343915344 - 1803.678712483348) / 1803.678712483348 × 100
- 1788.915343915344 = Zillow ZORI, 2026-09
- 1803.678712483348 = Zillow ZORI, 2026-08
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.