Riverside County, CA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.73, -116.00.
Assembled 2026-10-19. Read the brief.
- 96th pct · 108th of 3,063 US counties · median $230,451
- 61st pct · 23rd of 58 California counties · median $494,569
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
- 24th pct · 2,325th of 3,062 US counties · median +2.9%
- 50th pct · 29th of 58 California counties · median +0.4%
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
- 95th pct · 68th of 1,358 US counties · median $1,506
- 59th pct · 20th of 48 California counties · median $2,448
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
- 99th pct · 22nd of 3,221 US counties · median 8,232
- 92nd pct · 5th of 58 California counties · median 74,865
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
- 76th pct · 771st of 3,221 US counties · median $1,039
- 49th pct · 30th of 58 California counties · median $1,206
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
- 96th pct · 96th of 3,063 US counties · median 4.2
- 75th pct · 15th of 58 California counties · median 7.2
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $602,790 (Sep 2026), +0.4% over one year, +15.7% over five
- 96th pct · 108th of 3,063 US counties · median $230,451
- 61st pct · 23rd of 58 California counties · median $494,569
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Riverside County, CA | $602,790 · +0.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,585/mo (Sep 2026), +2.6% over one year; price-to-rent 19.4
- 95th pct · 68th of 1,358 US counties · median $1,506
- 59th pct · 20th of 48 California counties · median $2,448
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Riverside County, CA | $2,585/mo · +2.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,339 a month on $602,790 at 7.40%, against an average weekly wage worth $5,200 a month: 64.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $602,790 × 80% = $482,232, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $3,339/mo principal and interest
- wage share = payment / (avg weekly wage $1,200 × 52 / 12 = $5,200) = 64% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $602,790 / ($1,200 × 52) = 9.7
- price-to-rent = $602,790 / ($2,585 × 12) = 19.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
847,946 jobs at 95,761 employers (2026 Q1); -0.3% jobs and +1.4% average weekly wage over the year
- 99th pct · 22nd of 3,221 US counties · median 8,232
- 92nd pct · 5th of 58 California counties · median 74,865
- counties in the Riverside-San Bernardino-Ontario metro: Rank context is unavailable: the manifest lists 2 counties in the Riverside-San Bernardino-Ontario metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Riverside County, CA | 847,946 jobs · $1,200/wk · -0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 149,371 | $1,001 | 1.17 | +6.4% |
| Retail trade | 92,350 | $875 | 1.12 | -1.4% |
| Accommodation and food services | 90,846 | $676 | 1.19 | -0.3% |
| Construction | 67,853 | $1,460 | 1.53 | -2.3% |
| Transportation and warehousing | 60,878 | $1,110 | 1.70 | -16.7% |
| Administrative and waste services | 49,073 | $870 | 1.02 | -3.7% |
| Manufacturing | 43,098 | $1,471 | 0.63 | -3.1% |
| Wholesale trade | 25,745 | $1,976 | 0.79 | -0.5% |
| Professional and technical services | 23,866 | $1,440 | 0.41 | +2.7% |
| Other services | 23,823 | $942 | 0.94 | -1.4% |
| Arts, entertainment and recreation | 18,258 | $839 | 1.31 | +8.5% |
| Educational services | 11,814 | $954 | 0.65 | +7.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$41.3 bn in deposits at 249 offices of 26 banks (SOD June 2026); HHI 1,611, moderately concentrated. $14.3 bn federal obligations in FY2026 (direct payments $12.5 bn, contracts $1.1 bn), $16,844 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $10.2 bn · 24.6% share · 43 offices | |
| Wells Fargo Bank, National Association | $8.8 bn · 21.2% share · 39 offices | |
| Bank of America, National Association | $8.4 bn · 20.4% share · 37 offices | |
| Riverside, CA | $14.3 bn FY2026 · $16,844/job | |
| MULTIPLE RECIPIENTS | $12.0 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $10,167,592,000 | 24.6% | 43 |
| Wells Fargo Bank, National Association | $8,759,661,000 | 21.2% | 39 |
| Bank of America, National Association | $8,437,383,000 | 20.4% | 37 |
| U.S. Bank National Association | $3,898,199,000 | 9.4% | 37 |
| Citibank, National Association | $1,448,000,000 | 3.5% | 9 |
| PNC Bank, National Association | $1,150,569,000 | 2.8% | 18 |
| Columbia Bank | $969,319,000 | 2.3% | 6 |
| Zions Bancorporation, N.A. | $915,152,000 | 2.2% | 6 |
| HCN Bank | $846,287,000 | 2.0% | 7 |
| Provident Savings Bank, F.S.B. | $837,664,000 | 2.0% | 13 |
Deposit concentration is 1,611 across 26 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 26 banks with deposits in the county = 24.6² + 21.2² + 20.4² + … (23 more) = 1,611
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $9,864,714,938 |
| Department of Veterans Affairs | $2,149,426,343 |
| Department of Defense | $934,531,768 |
| Department of Transportation | $449,383,335 |
| Department of Education | $289,112,630 |
| Department of Housing and Urban Development | $180,124,709 |
| Department of Health and Human Services | $122,388,591 |
| Department of Agriculture | $74,011,060 |
| Federal Communications Commission | $46,737,451 |
| Department of Homeland Security | $46,397,053 |
| Railroad Retirement Board | $39,641,034 |
| Department of the Treasury | $37,193,617 |
That is $16,844 per covered job, against 847,946 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $14.3 bn / 847,946 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,844
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Riverside County, CA: 13 findings, 4 at a watch level and 9 noted
watchRiverside County, CA's years of wages of 9.7 ranks 96th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 96.89745264532985 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchRiverside County, CA's covered employment is -0.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchRiverside County, CA's typical asking rent of $2,585 scores 95 on the 0-to-100 scale across US counties but 60 across California counties, a gap of 35 points.
Period 2026-09.Show the arithmetic
- 35 = |95 across US counties - 60 across California counties|
position among the entities that published this metric this period; not an official level
watchRiverside County, CA's typical home value of $602,790 scores 97 on the 0-to-100 scale across US counties but 61 across California counties, a gap of 35 points.
Period 2026-09.Show the arithmetic
- 35 = |97 across US counties - 61 across California counties|
position among the entities that published this metric this period; not an official level
noteRiverside County, CA's average weekly wage was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.