Shasta County, CA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.76, -122.04.
Assembled 2026-10-20. Read the brief.
- 82nd pct · 545th of 3,063 US counties · median $230,451
- 22nd pct · 45th of 58 California counties · median $494,569
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
- 21st pct · 2,416th of 3,062 US counties · median +2.9%
- 38th pct · 36th of 58 California counties · median +0.4%
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
- 62nd pct · 512th of 1,358 US counties · median $1,506
- 12th pct · 42nd of 48 California counties · median $2,448
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
- 88th pct · 387th of 3,221 US counties · median 8,232
- 49th pct · 30th of 58 California counties · median 74,865
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
- 73rd pct · 842nd of 3,221 US counties · median $1,039
- 45th pct · 32nd of 58 California counties · median $1,206
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
- 79th pct · 626th of 3,063 US counties · median 4.2
- 15th pct · 49th of 58 California counties · median 7.2
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $367,699 (Sep 2026), +0.0% over one year, +4.9% over five
- 82nd pct · 545th of 3,063 US counties · median $230,451
- 22nd pct · 45th of 58 California counties · median $494,569
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Shasta County, CA | $367,699 · +0.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,652/mo (Sep 2026), +3.9% over one year; price-to-rent 18.6
- 62nd pct · 512th of 1,358 US counties · median $1,506
- 12th pct · 42nd of 48 California counties · median $2,448
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Shasta County, CA | $1,652/mo · +3.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,037 a month on $367,699 at 7.40%, against an average weekly wage worth $5,109 a month: 39.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $367,699 × 80% = $294,159, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,037/mo principal and interest
- wage share = payment / (avg weekly wage $1,179 × 52 / 12 = $5,109) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $367,699 / ($1,179 × 52) = 6.0
- price-to-rent = $367,699 / ($1,652 × 12) = 18.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
72,258 jobs at 8,956 employers (2026 Q1); +3.4% jobs and +3.6% average weekly wage over the year
- 88th pct · 387th of 3,221 US counties · median 8,232
- 49th pct · 30th of 58 California counties · median 74,865
- counties in the Redding metro: Rank context is unavailable: the manifest lists 1 counties in the Redding metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Shasta County, CA | 72,258 jobs · $1,179/wk · +3.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 16,809 | $1,091 | 1.55 | +4.2% |
| Retail trade | 8,343 | $813 | 1.18 | -2.8% |
| Accommodation and food services | 5,743 | $553 | 0.88 | -2.3% |
| Administrative and waste services | 4,678 | $929 | 1.14 | +40.7% |
| Construction | 3,633 | $1,622 | 0.96 | -3.1% |
| Professional and technical services | 2,733 | $1,250 | 0.55 | +12.6% |
| Other services | 2,474 | $857 | 1.15 | +1.4% |
| Finance and insurance | 2,168 | $1,909 | 0.74 | +2.8% |
| Transportation and warehousing | 1,571 | $1,281 | 0.52 | -3.7% |
| Wholesale trade | 1,460 | $1,386 | 0.53 | -3.0% |
| Management of companies | 1,223 | $1,737 | 1.01 | +86.4% |
| Educational services | 1,035 | $770 | 0.67 | -1.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$4.5 bn in deposits at 33 offices of 11 banks (SOD June 2026); HHI 1,390, moderately concentrated. $1.5 bn federal obligations in FY2026 (direct payments $1.3 bn, grants $140.1 m), $20,945 per covered job
| Item | Value | Distance |
|---|---|---|
| Tri Counties Bank | $1.1 bn · 23.8% share · 10 offices | |
| Bank of America, National Association | $650.6 m · 14.5% share · 2 offices | |
| U.S. Bank National Association | $534.9 m · 11.9% share · 4 offices | |
| Shasta, CA | $1.5 bn FY2026 · $20,945/job | |
| MULTIPLE RECIPIENTS | $1.2 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Tri Counties Bank | $1,064,368,000 | 23.8% | 10 |
| Bank of America, National Association | $650,577,000 | 14.5% | 2 |
| U.S. Bank National Association | $534,880,000 | 11.9% | 4 |
| Plumas Bank | $484,867,000 | 10.8% | 5 |
| Columbia Bank | $481,584,000 | 10.7% | 3 |
| Wells Fargo Bank, National Association | $476,203,000 | 10.6% | 2 |
| JPMorgan Chase Bank, National Association | $456,149,000 | 10.2% | 2 |
| Five Star Bank | $203,769,000 | 4.5% | 1 |
| Golden Valley Bank | $54,107,000 | 1.2% | 2 |
| Banner Bank | $40,220,000 | 0.9% | 1 |
Deposit concentration is 1,390 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 23.8² + 14.5² + 11.9² + … (8 more) = 1,390
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,038,227,546 |
| Department of Veterans Affairs | $197,599,468 |
| Department of the Interior | $82,356,889 |
| Department of Transportation | $68,417,540 |
| Department of Housing and Urban Development | $29,750,553 |
| Department of Education | $29,622,777 |
| Department of Health and Human Services | $25,251,451 |
| Department of Agriculture | $22,256,504 |
| Department of Commerce | $7,931,411 |
| Railroad Retirement Board | $4,990,676 |
| Federal Communications Commission | $2,926,945 |
| Environmental Protection Agency | $2,452,887 |
That is $20,945 per covered job, against 72,258 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.5 bn / 72,258 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,945
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.40 | 2026-10-19 | -3.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-20 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Shasta County, CA: 11 findings, 4 at a watch level and 7 noted
watchShasta County, CA's years of wages of 6.0 scores 80 on the 0-to-100 scale across US counties but 16 across California counties, a gap of 64 points.
Period 2026-09.Show the arithmetic
- 64 = |80 across US counties - 16 across California counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchShasta County, CA's typical home value of $367,699 scores 82 on the 0-to-100 scale across US counties but 23 across California counties, a gap of 59 points.
Period 2026-09.Show the arithmetic
- 59 = |82 across US counties - 23 across California counties|
position among the entities that published this metric this period; not an official level
watchShasta County, CA's typical asking rent of $1,652 scores 62 on the 0-to-100 scale across US counties but 13 across California counties, a gap of 50 points.
Period 2026-09.Show the arithmetic
- 50 = |62 across US counties - 13 across California counties|
position among the entities that published this metric this period; not an official level
watchShasta County, CA's covered employment of 72,258 scores 88 on the 0-to-100 scale across US counties but 49 across California counties, a gap of 39 points.
Period 2026 Q1.Show the arithmetic
- 39 = |88 across US counties - 49 across California counties|
position among the entities that published this metric this period; not an official level
noteShasta County, CA's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.