Naugatuck Valley Planning Region, CT
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.52, -73.09.
Assembled 2026-10-19. Read the brief.
- US counties: not published this period
- Connecticut counties: not published this period
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Connecticut counties: not published this period
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Connecticut counties: not published this period
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
- 93rd pct · 206th of 3,221 US counties · median 8,232
- 62nd pct · 4th of 9 Connecticut counties · median 127,451
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
- 91st pct · 278th of 3,221 US counties · median $1,039
- 37th pct · 6th of 9 Connecticut counties · median $1,485
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Connecticut counties: not published this period
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
No Zillow home value index for this area
- US counties: not published this period
- Connecticut counties: not published this period
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
No rent index for this area
- US counties: not published this period
- Connecticut counties: not published this period
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
156,291 jobs at 13,645 employers (2026 Q1); -1.5% jobs and +0.8% average weekly wage over the year
- 93rd pct · 206th of 3,221 US counties · median 8,232
- 62nd pct · 4th of 9 Connecticut counties · median 127,451
- counties in the Waterbury-Shelton metro: Rank context is unavailable: the manifest lists 1 counties in the Waterbury-Shelton metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Naugatuck Valley Planning Region, CT | 156,291 jobs · $1,456/wk · -1.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 33,849 | $1,126 | 1.44 | +0.6% |
| Retail trade | 17,348 | $838 | 1.14 | -2.7% |
| Manufacturing | 16,782 | $1,840 | 1.33 | -3.4% |
| Accommodation and food services | 11,242 | $533 | 0.80 | +0.4% |
| Administrative and waste services | 8,763 | $1,027 | 0.99 | +1.9% |
| Construction | 7,020 | $1,606 | 0.86 | -5.8% |
| Professional and technical services | 6,943 | $2,250 | 0.64 | -1.6% |
| Wholesale trade | 6,237 | $2,209 | 1.04 | -4.4% |
| Other services | 4,954 | $820 | 1.06 | -2.1% |
| Information | 4,693 | $3,006 | 1.63 | +1.1% |
| Transportation and warehousing | 4,497 | $2,549 | 0.68 | -2.3% |
| Finance and insurance | 3,979 | $3,774 | 0.62 | -0.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$12.5 bn in deposits at 105 offices of 16 banks (SOD June 2026); HHI 1,270, moderately concentrated. USAspending has no place-of-performance row for this county
| Item | Value | Distance |
|---|---|---|
| Webster Bank, National Association | $3.1 bn · 24.9% share · 20 offices | |
| Wells Fargo Bank, National Association | $1.4 bn · 11.5% share · 10 offices | |
| Bank of America, National Association | $1.3 bn · 10.8% share · 6 offices |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Webster Bank, National Association | $3,096,304,000 | 24.9% | 20 |
| Wells Fargo Bank, National Association | $1,428,175,000 | 11.5% | 10 |
| Bank of America, National Association | $1,349,201,000 | 10.8% | 6 |
| Thomaston Savings Bank | $1,332,807,000 | 10.7% | 12 |
| TD Bank, National Association | $1,314,024,000 | 10.6% | 9 |
| Ion Bank | $1,018,398,000 | 8.2% | 14 |
| Manufacturers and Traders Trust Company | $1,007,750,000 | 8.1% | 10 |
| Liberty Bank | $533,603,000 | 4.3% | 5 |
| Newtown Savings Bank | $444,115,000 | 3.6% | 6 |
| JPMorgan Chase Bank, National Association | $356,173,000 | 2.9% | 4 |
Deposit concentration is 1,270 across 16 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 24.9² + 11.5² + 10.8² + … (13 more) = 1,270
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $2,475,551,973 |
| Department of Veterans Affairs | $137,476,931 |
| Department of Housing and Urban Development | $106,989,728 |
| Department of Education | $102,865,449 |
| Department of Transportation | $83,426,407 |
| Department of Defense | $28,862,922 |
| Department of Health and Human Services | $16,583,220 |
| Environmental Protection Agency | $16,069,153 |
| Federal Communications Commission | $4,630,621 |
| Department of Homeland Security | $4,160,111 |
| Department of Agriculture | $4,112,657 |
| Railroad Retirement Board | $3,930,533 |
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Naugatuck Valley Planning Region, CT: 11 findings, 3 at a watch level and 8 noted
watchNaugatuck Valley Planning Region, CT's covered employment is -1.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchNaugatuck Valley Planning Region, CT's average weekly wage of $1,456 scores 91 on the 0-to-100 scale across US counties but 38 across Connecticut counties, a gap of 54 points.
Period 2026 Q1.Show the arithmetic
- 54 = |91 across US counties - 38 across Connecticut counties|
position among the entities that published this metric this period; not an official level
watchNaugatuck Valley Planning Region, CT's covered employment of 156,291 scores 94 on the 0-to-100 scale across US counties but 63 across Connecticut counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |94 across US counties - 63 across Connecticut counties|
position among the entities that published this metric this period; not an official level
noteNaugatuck Valley Planning Region, CT's covered employment was 1.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNaugatuck Valley Planning Region, CT's average weekly wage was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.