Idaho County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 45.85, -115.47.
Assembled 2026-10-19. Read the brief.
- 79th pct · 621st of 3,063 US counties · median $230,451
- 26th pct · 32nd of 43 Idaho counties · median $394,611
- 35th pct · 1,989th of 3,062 US counties · median +2.9%
- 9th pct · 38th of 42 Idaho counties · median +3.2%
- US counties: not published this period
- Idaho counties: not published this period
- 34th pct · 2,119th of 3,221 US counties · median 8,232
- 44th pct · 25th of 44 Idaho counties · median 4,800
- 25th pct · 2,401st of 3,221 US counties · median $1,039
- 23rd pct · 34th of 44 Idaho counties · median $1,026
- 90th pct · 295th of 3,063 US counties · median 4.2
- 45th pct · 24th of 43 Idaho counties · median 7.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $350,983 (Sep 2026), +1.5% over one year, +18.4% over five
- 79th pct · 621st of 3,063 US counties · median $230,451
- 26th pct · 32nd of 43 Idaho counties · median $394,611
| Item | Value | Distance |
|---|---|---|
| Idaho County, ID | $350,983 · +1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Idaho counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,944 a month on $350,983 at 7.40%, against an average weekly wage worth $4,030 a month: 48.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $350,983 × 80% = $280,786, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,944/mo principal and interest
- wage share = payment / (avg weekly wage $930 × 52 / 12 = $4,030) = 48% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $350,983 / ($930 × 52) = 7.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,479 jobs at 706 employers (2026 Q1); +0.8% jobs and +6.3% average weekly wage over the year
- 34th pct · 2,119th of 3,221 US counties · median 8,232
- 44th pct · 25th of 44 Idaho counties · median 4,800
| Item | Value | Distance |
|---|---|---|
| Idaho County, ID | 4,479 jobs · $930/wk · +0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 539 | $588 | 1.23 | -1.3% |
| Health care and social assistance | 471 | $1,027 | 0.70 | +7.3% |
| Manufacturing | 424 | $1,072 | 1.18 | +0.7% |
| Construction | 404 | $865 | 1.72 | -1.7% |
| Accommodation and food services | 300 | $309 | 0.75 | +1.4% |
| Agriculture, forestry, fishing | 230 | $926 | 7.11 | +2.2% |
| Wholesale trade | 142 | $940 | 0.83 | -0.7% |
| Finance and insurance | 126 | $1,178 | 0.69 | +3.3% |
| Professional and technical services | 115 | $1,022 | 0.37 | -2.5% |
| Mining, oil and gas | 91 | $1,765 | 5.71 | +59.6% |
| Transportation and warehousing | 78 | $1,033 | 0.41 | +16.4% |
| Educational services | 76 | $684 | 0.79 | -5.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Como near Darby, MT | 4,206 ft (USGS, no capacity on file) | 98 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
10 gauges · 0 flooding · 2 with quality panels averaging 100 % · 4 stale
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SELWAY RIVER NR LOWELL ID | flow 509.0 ft³/s | 27 km |
| LOCHSA RIVER NR LOWELL ID | flow 353.0 ft³/s | 35 km |
| UPPER CLEAR CREEK NEAR KOOSKIA, ID | stage 28.5 ft · quality 100 % (2) | 38 km |
| SF CLEARWATER RIVER AT STITES ID | flow 141.0 ft³/s | 47 km |
| SELWAY RIVER ABV MOOSE CREEK NR MOOSE CREEK R. S. | flow 146.0 ft³/s · STALE | 51 km |
| MOOSE CREEK AT MOUTH NR MOOSE CREEK RANGER STATION | flow 79.0 ft³/s · STALE | 51 km |
| SOUTH FORK SALMON RIVER AT MOUTH NR MACKAY BAR ID | flow 397.0 ft³/s · STALE | 54 km |
| LAWYER CREEK AT KAMIAH ID | flow 8.99 ft³/s | 61 km |
| SALMON RIVER AT WHITE BIRD ID | flow 3,790 ft³/s · quality 100 % (1) | 67 km |
| JOHN DAY CREEK NR MOUTH NR LUCILE, ID | flow 8.30 ft³/s · STALE | 70 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$194.0 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 3,423, highly concentrated. $180.0 m federal obligations in FY2026 (direct payments $144.7 m, contracts $27.3 m), $40,186 per covered job
| Item | Value | Distance |
|---|---|---|
| Columbia Bank | $78.0 m · 40.2% share · 1 office | |
| Wells Fargo Bank, National Association | $63.9 m · 33.0% share · 1 office | |
| U.S. Bank National Association | $52.0 m · 26.8% share · 1 office | |
| Idaho, ID | $180.0 m FY2026 · $40,186/job | |
| MULTIPLE RECIPIENTS | $135.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Columbia Bank | $78,010,000 | 40.2% | 1 |
| Wells Fargo Bank, National Association | $63,916,000 | 33.0% | 1 |
| U.S. Bank National Association | $52,048,000 | 26.8% | 1 |
Deposit concentration is 3,423 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 40.2² + 33.0² + 26.8² = 3,423
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $119,041,234 |
| Department of Agriculture | $26,126,548 |
| Department of Transportation | $17,055,269 |
| Department of Veterans Affairs | $15,554,098 |
| Department of the Interior | $944,287 |
| Railroad Retirement Board | $420,709 |
| Federal Communications Commission | $366,828 |
| Department of Housing and Urban Development | $240,705 |
| Department of Defense | $126,751 |
| Department of Education | $59,454 |
| Department of Health and Human Services | $33,372 |
| Department of Homeland Security | $24,975 |
That is $40,186 per covered job, against 4,479 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $180.0 m / 4,479 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $40,186
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Idaho County, ID: 8 findings, 3 at a watch level and 5 noted
watchIdaho County, ID's years of wages of 7.3 ranks 295th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 90.39843239712606 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchIdaho County, ID's typical home value of $350,983 scores 80 on the 0-to-100 scale across US counties but 26 across Idaho counties, a gap of 54 points.
Period 2026-09.Show the arithmetic
- 54 = |80 across US counties - 26 across Idaho counties|
position among the entities that published this metric this period; not an official level
watchIdaho County, ID's years of wages of 7.3 scores 90 on the 0-to-100 scale across US counties but 45 across Idaho counties, a gap of 45 points.
Period 2026-09.Show the arithmetic
- 45 = |90 across US counties - 45 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteIdaho County, ID's average weekly wage was 6.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteIdaho County, ID's covered employment was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.