DuPage County, IL
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.85, -88.09.
Assembled 2026-10-19. Read the brief.
- 89th pct · 316th of 3,063 US counties · median $230,451
- 100th pct · 1st of 102 Illinois counties · median $158,551
- 100th pct · 1st of 13 counties in the Chicago-Naperville-Elgin metro · median $340,258
- 67th pct · 1,006th of 3,062 US counties · median +2.9%
- 42nd pct · 59th of 102 Illinois counties · median +5.0%
- 58th pct · 6th of 13 counties in the Chicago-Naperville-Elgin metro · median +3.6%
- 87th pct · 176th of 1,358 US counties · median $1,506
- 83rd pct · 6th of 32 Illinois counties · median $1,198
- 50th pct · 6th of 11 counties in the Chicago-Naperville-Elgin metro · median $2,105
- 98th pct · 44th of 3,221 US counties · median 8,232
- 99th pct · 2nd of 102 Illinois counties · median 7,611
- 91st pct · 2nd of 13 counties in the Chicago-Naperville-Elgin metro · median 94,945
- 96th pct · 116th of 3,221 US counties · median $1,039
- 97th pct · 4th of 102 Illinois counties · median $1,061
- 83rd pct · 3rd of 13 counties in the Chicago-Naperville-Elgin metro · median $1,235
- 63rd pct · 1,123rd of 3,063 US counties · median 4.2
- 91st pct · 10th of 102 Illinois counties · median 2.8
- 41st pct · 8th of 13 counties in the Chicago-Naperville-Elgin metro · median 4.9
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $437,880 (Sep 2026), +4.3% over one year, +29.6% over five
- 89th pct · 316th of 3,063 US counties · median $230,451
- 100th pct · 1st of 102 Illinois counties · median $158,551
- 100th pct · 1st of 13 counties in the Chicago-Naperville-Elgin metro · median $340,258
| Item | Value | Distance |
|---|---|---|
| DuPage County, IL | $437,880 · +4.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,105/mo (Sep 2026), +2.5% over one year; price-to-rent 17.3
- 87th pct · 176th of 1,358 US counties · median $1,506
- 83rd pct · 6th of 32 Illinois counties · median $1,198
- 50th pct · 6th of 11 counties in the Chicago-Naperville-Elgin metro · median $2,105
| Item | Value | Distance |
|---|---|---|
| DuPage County, IL | $2,105/mo · +2.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,425 a month on $437,880 at 7.40%, against an average weekly wage worth $7,505 a month: 32.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $437,880 × 80% = $350,304, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,425/mo principal and interest
- wage share = payment / (avg weekly wage $1,732 × 52 / 12 = $7,505) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $437,880 / ($1,732 × 52) = 4.9
- price-to-rent = $437,880 / ($2,105 × 12) = 17.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
616,274 jobs at 34,283 employers (2026 Q1); -0.7% jobs and +3.8% average weekly wage over the year
- 98th pct · 44th of 3,221 US counties · median 8,232
- 99th pct · 2nd of 102 Illinois counties · median 7,611
- 91st pct · 2nd of 13 counties in the Chicago-Naperville-Elgin metro · median 94,945
| Item | Value | Distance |
|---|---|---|
| DuPage County, IL | 616,274 jobs · $1,732/wk · -0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 99,268 | $1,373 | 1.07 | +4.0% |
| Manufacturing | 61,598 | $1,941 | 1.24 | +1.1% |
| Professional and technical services | 53,122 | $2,306 | 1.25 | -0.4% |
| Administrative and waste services | 51,205 | $1,187 | 1.46 | +0.5% |
| Retail trade | 50,708 | $985 | 0.84 | -4.4% |
| Wholesale trade | 46,414 | $2,328 | 1.97 | -2.9% |
| Accommodation and food services | 43,282 | $605 | 0.78 | +2.2% |
| Transportation and warehousing | 32,865 | $1,347 | 1.27 | -1.6% |
| Construction | 29,513 | $2,154 | 0.91 | +4.0% |
| Finance and insurance | 25,724 | $3,830 | 1.02 | -2.4% |
| Other services | 19,235 | $1,232 | 1.04 | -1.5% |
| Management of companies | 14,852 | $4,822 | 1.44 | -18.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$55.0 bn in deposits at 250 offices of 44 banks (SOD June 2026); HHI 953, unconcentrated. $8.6 bn federal obligations in FY2026 (direct payments $5.1 bn, contracts $3.4 bn), $13,974 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $12.1 bn · 22.0% share · 28 offices | |
| PNC Bank, National Association | $6.0 bn · 11.0% share · 14 offices | |
| BMO Bank National Association | $4.8 bn · 8.7% share · 24 offices | |
| DuPage, IL | $8.6 bn FY2026 · $13,974/job | |
| MULTIPLE RECIPIENTS | $4.6 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $12,088,363,000 | 22.0% | 28 |
| PNC Bank, National Association | $6,032,182,000 | 11.0% | 14 |
| BMO Bank National Association | $4,804,929,000 | 8.7% | 24 |
| Hinsdale Bank & Trust Company, National Association | $4,303,409,000 | 7.8% | 8 |
| Fifth Third Bank, National Association | $4,270,724,000 | 7.8% | 20 |
| Wheaton Bank & Trust, National Association | $4,096,696,000 | 7.4% | 7 |
| Citibank, National Association | $2,591,000,000 | 4.7% | 9 |
| U.S. Bank National Association | $2,586,517,000 | 4.7% | 19 |
| Bank of America, National Association | $2,435,706,000 | 4.4% | 12 |
| Old Second National Bank | $1,799,447,000 | 3.3% | 22 |
Deposit concentration is 953 across 44 banks, which the 1995 Department of Justice bank merger screen calls unconcentrated.
HHI = Σ (share %)² over 44 banks with deposits in the county = 22.0² + 11.0² + 8.7² + … (41 more) = 953
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $4,401,319,954 |
| Department of Defense | $2,065,231,087 |
| Department of Energy | $1,203,650,911 |
| Department of Education | $360,637,521 |
| Department of Veterans Affairs | $308,206,520 |
| Department of Housing and Urban Development | $81,421,149 |
| Department of Transportation | $54,050,893 |
| Department of Health and Human Services | $44,317,981 |
| Railroad Retirement Board | $35,425,921 |
| Department of Agriculture | $21,633,060 |
| Department of Justice | $10,625,135 |
| Department of the Treasury | $8,547,858 |
That is $13,974 per covered job, against 616,274 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $8.6 bn / 616,274 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,974
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
DuPage County, IL: 17 findings, 2 at a watch level and 15 noted
watchDuPage County, IL's covered employment is -0.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchDuPage County, IL's price-to-rent ratio of 17.3 scores 52 on the 0-to-100 scale across US counties but 90 across Illinois counties, a gap of 38 points.
Period 2026-09.Show the arithmetic
- 38 = |52 across US counties - 90 across Illinois counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteDuPage County, IL's average weekly wage was 3.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDuPage County, IL's covered employment was 0.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDuPage County, IL's typical home value rose 0.3% from $436,734 in August 2026 to $437,880 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (437879.5884561434 - 436733.99910861236) / 436733.99910861236 × 100
- 437879.5884561434 = Zillow ZHVI, 2026-09
- 436733.99910861236 = Zillow ZHVI, 2026-08
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.