Sioux County, IA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.08, -96.18.
Assembled 2026-10-19. Read the brief.
- 71st pct · 867th of 3,063 US counties · median $230,451
- 93rd pct · 7th of 99 Iowa counties · median $192,339
- 59th pct · 1,245th of 3,062 US counties · median +2.9%
- 43rd pct · 56th of 99 Iowa counties · median +4.2%
- US counties: not published this period
- Iowa counties: not published this period
- 73rd pct · 855th of 3,221 US counties · median 8,232
- 88th pct · 12th of 99 Iowa counties · median 5,685
- 61st pct · 1,232nd of 3,221 US counties · median $1,039
- 65th pct · 35th of 99 Iowa counties · median $1,057
- 71st pct · 863rd of 3,063 US counties · median 4.2
- 93rd pct · 7th of 99 Iowa counties · median 3.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $308,457 (Sep 2026), +3.6% over one year, +28.6% over five
- 71st pct · 867th of 3,063 US counties · median $230,451
- 93rd pct · 7th of 99 Iowa counties · median $192,339
| Item | Value | Distance |
|---|---|---|
| Sioux County, IA | $308,457 · +3.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Iowa counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,709 a month on $308,457 at 7.40%, against an average weekly wage worth $4,754 a month: 35.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $308,457 × 80% = $246,766, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,709/mo principal and interest
- wage share = payment / (avg weekly wage $1,097 × 52 / 12 = $4,754) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $308,457 / ($1,097 × 52) = 5.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
22,630 jobs at 1,555 employers (2026 Q1); -0.8% jobs and +4.9% average weekly wage over the year
- 73rd pct · 855th of 3,221 US counties · median 8,232
- 88th pct · 12th of 99 Iowa counties · median 5,685
| Item | Value | Distance |
|---|---|---|
| Sioux County, IA | 22,630 jobs · $1,097/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 5,677 | $1,302 | 3.12 | -3.5% |
| Health care and social assistance | 2,128 | $864 | 0.62 | +3.7% |
| Construction | 1,868 | $1,402 | 1.57 | -0.3% |
| Retail trade | 1,764 | $627 | 0.80 | -4.0% |
| Agriculture, forestry, fishing | 1,660 | $1,422 | 10.16 | +6.4% |
| Educational services | 1,438 | $857 | 2.95 | -1.6% |
| Accommodation and food services | 1,290 | $300 | 0.63 | -4.4% |
| Wholesale trade | 1,252 | $1,458 | 1.44 | -1.2% |
| Finance and insurance | 598 | $1,729 | 0.65 | +2.2% |
| Transportation and warehousing | 479 | $1,064 | 0.50 | -2.4% |
| Professional and technical services | 471 | $1,280 | 0.30 | +3.1% |
| Other services | 457 | $847 | 0.68 | +1.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.9 bn in deposits at 21 offices of 9 banks (SOD June 2026); HHI 2,309, highly concentrated. $203.7 m federal obligations in FY2026 (direct payments $193.4 m, contracts $5.3 m), $9,000 per covered job
| Item | Value | Distance |
|---|---|---|
| American State Bank | $1.1 bn · 37.9% share · 9 offices | |
| Peoples Bank | $632.3 m · 21.6% share · 3 offices | |
| Iowa State Bank | $456.7 m · 15.6% share · 3 offices | |
| Sioux, IA | $203.7 m FY2026 · $9,000/job | |
| MULTIPLE RECIPIENTS | $156.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| American State Bank | $1,110,260,000 | 37.9% | 9 |
| Peoples Bank | $632,255,000 | 21.6% | 3 |
| Iowa State Bank | $456,651,000 | 15.6% | 3 |
| Premier Bank | $316,072,000 | 10.8% | 1 |
| The Security National Bank of Sioux City, Iowa | $155,529,000 | 5.3% | 1 |
| Northwest Bank | $97,592,000 | 3.3% | 1 |
| Primebank | $78,074,000 | 2.7% | 1 |
| Rivers Edge Bank | $61,208,000 | 2.1% | 1 |
| Citizens State Bank | $24,656,000 | 0.8% | 1 |
Deposit concentration is 2,309 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 37.9² + 21.6² + 15.6² + … (6 more) = 2,309
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $146,068,408 |
| Department of Agriculture | $34,289,923 |
| Department of Veterans Affairs | $10,692,961 |
| Department of Education | $7,725,938 |
| Department of Health and Human Services | $2,850,953 |
| National Science Foundation | $479,095 |
| Department of Housing and Urban Development | $468,080 |
| Department of Transportation | $447,110 |
| Federal Communications Commission | $385,935 |
| Department of Defense | $360,175 |
| Railroad Retirement Board | $106,450 |
| Small Business Administration | -$96,723 |
That is $9,000 per covered job, against 22,630 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $203.7 m / 22,630 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $9,000
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sioux County, IA: 7 findings, 1 at a watch level and 6 noted
watchSioux County, IA's covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteSioux County, IA's average weekly wage was 4.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSioux County, IA's covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSioux County, IA's typical home value of $308,457 ranks 7th of 99 Iowa counties, against a median of $192,339.
Period 2026-09.Show the arithmetic
- 94 on the 0-to-100 scale across 99 Iowa counties that published home.latest
position among the entities that published this metric this period; not an official level
noteSioux County, IA's years of wages of 5.4 ranks 7th of 99 Iowa counties, against a median of 3.5.
Period 2026-09.Show the arithmetic
- 94 on the 0-to-100 scale across 99 Iowa counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.