Grant County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.55, -101.30.
Assembled 2026-10-19. Read the brief.
- 19th pct · 2,465th of 3,063 US counties · median $230,451
- 56th pct · 46th of 105 Kansas counties · median $148,146
- 94th pct · 155th of 3,062 US counties · median +2.9%
- 93rd pct · 8th of 105 Kansas counties · median +4.1%
- US counties: not published this period
- Kansas counties: not published this period
- 21st pct · 2,518th of 3,221 US counties · median 8,232
- 51st pct · 51st of 105 Kansas counties · median 2,554
- 52nd pct · 1,519th of 3,221 US counties · median $1,039
- 81st pct · 20th of 105 Kansas counties · median $943
- 18th pct · 2,501st of 3,063 US counties · median 4.2
- 42nd pct · 61st of 105 Kansas counties · median 3.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $157,545 (Sep 2026), +9.2% over one year, +21.2% over five
- 19th pct · 2,465th of 3,063 US counties · median $230,451
- 56th pct · 46th of 105 Kansas counties · median $148,146
| Item | Value | Distance |
|---|---|---|
| Grant County, KS | $157,545 · +9.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Kansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $873 a month on $157,545 at 7.40%, against an average weekly wage worth $4,554 a month: 19.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $157,545 × 80% = $126,036, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $873/mo principal and interest
- wage share = payment / (avg weekly wage $1,051 × 52 / 12 = $4,554) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $157,545 / ($1,051 × 52) = 2.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,674 jobs at 231 employers (2026 Q1); +0.5% jobs and +4.4% average weekly wage over the year
- 21st pct · 2,518th of 3,221 US counties · median 8,232
- 51st pct · 51st of 105 Kansas counties · median 2,554
| Item | Value | Distance |
|---|---|---|
| Grant County, KS | 2,674 jobs · $1,051/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Wholesale trade | 322 | $1,218 | 3.14 | +3.2% |
| Agriculture, forestry, fishing | 302 | $1,122 | 15.64 | +0.7% |
| Accommodation and food services | 265 | $280 | 1.10 | +0.0% |
| Retail trade | 245 | $539 | 0.94 | -5.4% |
| Health care and social assistance | 156 | $701 | 0.39 | +5.4% |
| Construction | 142 | $927 | 1.01 | +8.4% |
| Manufacturing | 107 | $1,811 | 0.50 | -10.1% |
| Utilities | 75 | $2,319 | 7.10 | +0.0% |
| Transportation and warehousing | 73 | $1,403 | 0.65 | +0.0% |
| Professional and technical services | 62 | $1,483 | 0.34 | -11.4% |
| Mining, oil and gas | 61 | $3,834 | 6.41 | +1.7% |
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Palo Duro Reservoir | 0 % full · 61k ac-ft | 134 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.46)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.3×1.00 / 0.65
Banks & federal dollars #
$309.9 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 6,318, highly concentrated. $38.5 m federal obligations in FY2026 (direct payments $37.4 m, grants $1.1 m), $14,408 per covered job
| Item | Value | Distance |
|---|---|---|
| Grant County Bank | $241.4 m · 77.9% share · 1 office | |
| Dream First Bank, National Association | $39.5 m · 12.7% share · 1 office | |
| Johnson State Bank | $29.0 m · 9.4% share · 1 office | |
| Grant, KS | $38.5 m FY2026 · $14,408/job | |
| MULTIPLE RECIPIENTS | $29.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Grant County Bank | $241,418,000 | 77.9% | 1 |
| Dream First Bank, National Association | $39,500,000 | 12.7% | 1 |
| Johnson State Bank | $28,998,000 | 9.4% | 1 |
Deposit concentration is 6,318 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 77.9² + 12.7² + 9.4² = 6,318
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $27,515,525 |
| Department of Agriculture | $7,489,459 |
| Department of Veterans Affairs | $1,564,267 |
| Department of Transportation | $875,089 |
| Federal Communications Commission | $759,756 |
| Department of Housing and Urban Development | $218,418 |
| Department of Health and Human Services | $75,000 |
| Railroad Retirement Board | $28,563 |
| Small Business Administration | $0 |
That is $14,408 per covered job, against 2,674 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $38.5 m / 2,674 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,408
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Grant County, KS: 8 findings, 2 at a watch level and 6 noted
watchGrant County, KS' typical home value of $157,545 scores 20 on the 0-to-100 scale across US counties but 57 across Kansas counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |20 across US counties - 57 across Kansas counties|
position among the entities that published this metric this period; not an official level
watchGrant County, KS' covered employment of 2,674 scores 22 on the 0-to-100 scale across US counties but 52 across Kansas counties, a gap of 30 points.
Period 2026 Q1.Show the arithmetic
- 30 = |22 across US counties - 52 across Kansas counties|
position among the entities that published this metric this period; not an official level
noteGrant County, KS' average weekly wage was 4.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGrant County, KS' covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGrant County, KS' typical home value of +9.2% ranks 155th of 3,062 US counties, against a median of +2.9%.
Period 2026-09.Show the arithmetic
- 95 on the 0-to-100 scale across 3062 US counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.