Riley County, KS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.29, -96.73.
Assembled 2026-10-19. Read the brief.
- 63rd pct · 1,112th of 3,063 US counties · median $230,451
- 94th pct · 7th of 105 Kansas counties · median $148,146
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 72nd pct · 845th of 3,062 US counties · median +2.9%
- 57th pct · 45th of 105 Kansas counties · median +4.1%
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 30th pct · 940th of 1,358 US counties · median $1,506
- 72nd pct · 6th of 19 Kansas counties · median $1,215
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 77th pct · 730th of 3,221 US counties · median 8,232
- 94th pct · 7th of 105 Kansas counties · median 2,554
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 63rd pct · 1,178th of 3,221 US counties · median $1,039
- 88th pct · 12th of 105 Kansas counties · median $943
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
- 61st pct · 1,190th of 3,063 US counties · median 4.2
- 88th pct · 13th of 105 Kansas counties · median 3.0
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $273,920 (Sep 2026), +4.8% over one year, +27.6% over five
- 63rd pct · 1,112th of 3,063 US counties · median $230,451
- 94th pct · 7th of 105 Kansas counties · median $148,146
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Riley County, KS | $273,920 · +4.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,296/mo (Sep 2026), +5.0% over one year; price-to-rent 17.6
- 30th pct · 940th of 1,358 US counties · median $1,506
- 72nd pct · 6th of 19 Kansas counties · median $1,215
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Riley County, KS | $1,296/mo · +5.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,517 a month on $273,920 at 7.40%, against an average weekly wage worth $4,788 a month: 31.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $273,920 × 80% = $219,136, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,517/mo principal and interest
- wage share = payment / (avg weekly wage $1,105 × 52 / 12 = $4,788) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $273,920 / ($1,105 × 52) = 4.8
- price-to-rent = $273,920 / ($1,296 × 12) = 17.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
29,263 jobs at 1,956 employers (2026 Q1); -4.3% jobs and +5.8% average weekly wage over the year
- 77th pct · 730th of 3,221 US counties · median 8,232
- 94th pct · 7th of 105 Kansas counties · median 2,554
- counties in the Manhattan metro: Rank context is unavailable: the manifest lists 3 counties in the Manhattan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Riley County, KS | 29,263 jobs · $1,105/wk · -4.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 3,491 | $385 | 1.33 | -6.1% |
| Health care and social assistance | 3,464 | $962 | 0.79 | -4.9% |
| Retail trade | 3,324 | $609 | 1.17 | -4.6% |
| Construction | 1,682 | $1,259 | 1.10 | +0.0% |
| Professional and technical services | 1,486 | $1,732 | 0.74 | -14.6% |
| Other services | 1,470 | $1,170 | 1.68 | -11.8% |
| Finance and insurance | 1,183 | $1,716 | 0.99 | -0.7% |
| Manufacturing | 803 | $1,149 | 0.34 | +13.1% |
| Administrative and waste services | 682 | $1,002 | 0.41 | -13.1% |
| Real estate and rental | 504 | $958 | 1.12 | -2.3% |
| Educational services | 473 | $773 | 0.75 | -7.1% |
| Wholesale trade | 444 | $2,748 | 0.40 | -5.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TUTTLE C LK NR MANHATTAN, KS | 398,900 Acre-ft (USGS, no capacity on file) | 12 km |
| MILFORD LAKE NR JUNCTION CITY, KS | 396,800 Acre-ft (USGS, no capacity on file) | 28 km |
| PERRY LK NR PERRY, KS | 227,600 Acre-ft (USGS, no capacity on file) | 114 km |
| POMONA LK NR QUENEMO, KS | 57,660 Acre-ft (USGS, no capacity on file) | 123 km |
| MELVERN LK NR MELVERN, KS | 165,000 Acre-ft (USGS, no capacity on file) | 124 km |
| CLINTON LK NR LAWRENCE, KS | 128,400 Acre-ft (USGS, no capacity on file) | 127 km |
| KANOPOLIS LK NR KANOPOLIS, KS | 60,160 Acre-ft (USGS, no capacity on file) | 131 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
43 gauges · 0 flooding · 13 with quality panels averaging 87 % · 7 stale
Sites found: 43, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SMOKY HILL R AT ENTERPRISE, KS | flow 478.0 ft³/s · quality 50 % (2) · no flooding | 54 km |
| MILL C NR RILEY, KS | flow 0.55 ft³/s · STALE | 2 km |
| WILDCAT C AT KEATS, KS | stage 8.22 ft · no flooding | 8 km |
| USGS-391458096355300 | turb. 35.6 FNU · quality 90 % (5) · STALE | 12 km |
| USGS-391423096351600 | turb. 39.0 FNU · quality 90 % (5) · STALE | 13 km |
| WILDCAT C AT SCENIC DRIVE, MANHATTAN, KS | flow 23.9 ft³/s · no flooding | 14 km |
| BIG BLUE R NR MANHATTAN, KS | flow 11,500 ft³/s · quality 90 % (5) · no flooding | 15 km |
| WILDCAT C AT SETH CHILDS RD, MANHATTAN, KS | stage 2.75 ft | 16 km |
| KANSAS R AT MANHATTAN, KS | stage 7.58 ft · no flooding | 20 km |
| KANSAS R NR OGDEN, KS | turb. 32.1 FNU · quality 80 % (5) | 22 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-390828096454706 | level 1,151 ft · 2019-10-11 | 17 km |
| USGS-390823096455101 | level 1,141 ft · 2019-10-11 | 17 km |
| USGS-390644096430201 | level 1,044 ft · 2019-10-11 | 20 km |
| USGS-390644096430202 | level 1,035 ft · 2019-10-11 | 20 km |
| USGS-390601096433801 | level 1,036 ft · 2019-10-11 | 21 km |
| USGS-390546096442801 | level 1,031 ft · 2012-09-30 | 22 km |
| USGS-390519096441202 | level 1,031 ft · 2012-10-01 | 23 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.05)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.13 / 0.55
Banks & federal dollars #
$2.8 bn in deposits at 27 offices of 16 banks (SOD June 2026); HHI 2,242, highly concentrated. $525.2 m federal obligations in FY2026 (direct payments $348.5 m, contracts $96.5 m), $17,949 per covered job
| Item | Value | Distance |
|---|---|---|
| KS StateBank | $1.2 bn · 43.3% share · 2 offices | |
| Community First National Bank | $326.7 m · 11.6% share · 2 offices | |
| Commerce Bank | $221.7 m · 7.9% share · 3 offices | |
| Riley, KS | $525.2 m FY2026 · $17,949/job | |
| MULTIPLE RECIPIENTS | $312.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| KS StateBank | $1,217,376,000 | 43.3% | 2 |
| Community First National Bank | $326,694,000 | 11.6% | 2 |
| Commerce Bank | $221,680,000 | 7.9% | 3 |
| Capitol Federal Savings Bank | $219,350,000 | 7.8% | 2 |
| Landmark National Bank | $182,051,000 | 6.5% | 2 |
| Bank of the Flint Hills | $134,310,000 | 4.8% | 2 |
| Outdoor Bank | $105,461,000 | 3.8% | 2 |
| The Riley State Bank of Riley, Kansas | $83,138,000 | 3.0% | 2 |
| Intrust Bank, National Association | $78,666,000 | 2.8% | 2 |
| Sunflower Bank, National Association | $65,141,000 | 2.3% | 1 |
Deposit concentration is 2,242 across 16 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 43.3² + 11.6² + 7.9² + … (13 more) = 2,242
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $213,417,989 |
| Department of Agriculture | $123,342,376 |
| Department of Veterans Affairs | $97,792,864 |
| Department of Education | $32,121,973 |
| Department of Commerce | $16,924,000 |
| Department of Health and Human Services | $10,568,818 |
| Department of Labor | $9,070,210 |
| National Science Foundation | $8,618,764 |
| Department of Energy | $3,958,055 |
| Department of Defense | $3,044,884 |
| Department of Housing and Urban Development | $2,520,122 |
| Department of Transportation | $1,937,426 |
That is $17,949 per covered job, against 29,263 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $525.2 m / 29,263 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,949
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Riley County, KS: 14 findings, 1 at an alert level, 3 at a watch level and 10 noted
alertRiley County, KS' covered employment is -4.3% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.3 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchRiley County, KS' covered employment is -4.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchRiley County, KS' typical asking rent of $1,296 scores 31 on the 0-to-100 scale across US counties but 72 across Kansas counties, a gap of 41 points.
Period 2026-09.Show the arithmetic
- 41 = |31 across US counties - 72 across Kansas counties|
position among the entities that published this metric this period; not an official level
watchRiley County, KS' typical home value of $273,920 scores 64 on the 0-to-100 scale across US counties but 94 across Kansas counties, a gap of 31 points.
Period 2026-09.Show the arithmetic
- 31 = |64 across US counties - 94 across Kansas counties|
position among the entities that published this metric this period; not an official level
noteRiley County, KS' average weekly wage was 5.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.