Madison Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.35, -91.23.
Assembled 2026-10-20. Read the brief.
- 0th pct · 3,033rd of 3,063 US counties · median $230,451
- 1st pct · 63rd of 64 Louisiana counties · median $170,587
- 0th pct · 3,048th of 3,062 US counties · median +2.9%
- 1st pct · 63rd of 64 Louisiana counties · median +2.5%
- US counties: not published this period
- Louisiana counties: not published this period
- 23rd pct · 2,477th of 3,221 US counties · median 8,232
- 12th pct · 56th of 64 Louisiana counties · median 10,187
- 3rd pct · 3,103rd of 3,221 US counties · median $1,039
- 0th pct · 64th of 64 Louisiana counties · median $1,033
- 4th pct · 2,910th of 3,063 US counties · median 4.2
- 9th pct · 58th of 64 Louisiana counties · median 3.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $80,150 (Sep 2026), -14.5% over one year, n/a over five
- 0th pct · 3,033rd of 3,063 US counties · median $230,451
- 1st pct · 63rd of 64 Louisiana counties · median $170,587
| Item | Value | Distance |
|---|---|---|
| Madison Parish, LA | $80,150 · -14.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Louisiana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $444 a month on $80,150 at 7.40%, against an average weekly wage worth $3,263 a month: 13.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $80,150 × 80% = $64,120, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $444/mo principal and interest
- wage share = payment / (avg weekly wage $753 × 52 / 12 = $3,263) = 14% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $80,150 / ($753 × 52) = 2.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,837 jobs at 261 employers (2026 Q1); -5.4% jobs and +3.9% average weekly wage over the year
- 23rd pct · 2,477th of 3,221 US counties · median 8,232
- 12th pct · 56th of 64 Louisiana counties · median 10,187
| Item | Value | Distance |
|---|---|---|
| Madison Parish, LA | 2,837 jobs · $753/wk · -5.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 306 | $537 | 1.11 | +0.3% |
| Manufacturing | 179 | $1,212 | 0.78 | -5.8% |
| Accommodation and food services | 160 | $402 | 0.63 | +8.8% |
| Wholesale trade | 95 | $1,125 | 0.87 | +0.0% |
| Finance and insurance | 56 | $1,230 | 0.48 | -11.1% |
| Arts, entertainment and recreation | 43 | $513 | 0.92 | -12.2% |
| Transportation and warehousing | 37 | $1,451 | 0.31 | -9.8% |
| Professional and technical services | 11 | $847 | 0.06 | -52.2% |
| Real estate and rental | 10 | $522 | 0.23 | +11.1% |
| Agriculture, forestry, fishing | withheld | |||
| Construction | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$247.0 m in deposits at 5 offices of 5 banks (SOD June 2026); HHI 2,204, highly concentrated. $87.7 m federal obligations in FY2026 (direct payments $57.4 m, contracts $16.4 m), $30,922 per covered job
| Item | Value | Distance |
|---|---|---|
| Guaranty Bank & Trust Company of Delhi, Louisiana | $70.0 m · 28.3% share · 1 office | |
| Delta Bank | $67.0 m · 27.1% share · 1 office | |
| Capital One, National Association | $40.4 m · 16.3% share · 1 office | |
| Madison, LA | $87.7 m FY2026 · $30,922/job | |
| MULTIPLE RECIPIENTS | $44.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Guaranty Bank & Trust Company of Delhi, Louisiana | $69,971,000 | 28.3% | 1 |
| Delta Bank | $66,994,000 | 27.1% | 1 |
| Capital One, National Association | $40,373,000 | 16.3% | 1 |
| Tensas State Bank | $35,800,000 | 14.5% | 1 |
| Planters Bank & Trust Company | $33,821,000 | 13.7% | 1 |
Deposit concentration is 2,204 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 28.3² + 27.1² + 16.3² + … (2 more) = 2,204
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $40,951,864 |
| Department of Defense | $16,014,402 |
| Department of Agriculture | $8,970,637 |
| Department of Transportation | $7,478,872 |
| Department of Health and Human Services | $5,765,756 |
| Department of Veterans Affairs | $3,635,333 |
| Delta Regional Authority | $1,962,346 |
| Department of Housing and Urban Development | $1,317,295 |
| Environmental Protection Agency | $965,000 |
| Department of the Interior | $337,679 |
| Federal Communications Commission | $198,987 |
| Railroad Retirement Board | $128,256 |
That is $30,922 per covered job, against 2,837 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $87.7 m / 2,837 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,922
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.40 | 2026-10-19 | -3.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-20 | +0.0% |
| Laredo truck crossings, monthly · trucks | 255,129.00 | 2026-09-01 | -1.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,221.00 | 2026-09-01 | -5.2% |
| Building permits, annual rate · thousands of units | 1,400.00 | 2026-09-01 | -0.2% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Madison Parish, LA: 22 findings, 2 at an alert level, 3 at a watch level and 17 noted
alertMadison Parish, LA's typical home value is -14.5% against a year earlier, an alert level here: typical home value at least 5 percent below a year ago (arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -14.461602865616163 <= -5
arithmetic on Zillow ZHVI, county and metro files; convention chosen for this dashboard, not an official level
alertMadison Parish, LA's covered employment is -5.4% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.4 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchMadison Parish, LA's typical home value is -14.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -14.461602865616163 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchMadison Parish, LA's covered employment is -5.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -5.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchMadison Parish, LA's momentum index is -0.51, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: momentum = -0.5147058823529412 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.