Terrebonne Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.33, -90.84.
Assembled 2026-10-19. Read the brief.
- 29th pct · 2,157th of 3,063 US counties · median $230,451
- 58th pct · 27th of 64 Louisiana counties · median $170,587
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
- 5th pct · 2,903rd of 3,062 US counties · median +2.9%
- 11th pct · 57th of 64 Louisiana counties · median +2.5%
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
- 33rd pct · 903rd of 1,358 US counties · median $1,506
- 45th pct · 14th of 25 Louisiana counties · median $1,356
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
- 83rd pct · 529th of 3,221 US counties · median 8,232
- 84th pct · 11th of 64 Louisiana counties · median 10,187
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
- 81st pct · 599th of 3,221 US counties · median $1,039
- 74th pct · 17th of 64 Louisiana counties · median $1,033
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
- 16th pct · 2,567th of 3,063 US counties · median 4.2
- 38th pct · 40th of 64 Louisiana counties · median 3.0
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $179,856 (Sep 2026), -4.0% over one year, -11.1% over five
- 29th pct · 2,157th of 3,063 US counties · median $230,451
- 58th pct · 27th of 64 Louisiana counties · median $170,587
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Terrebonne Parish, LA | $179,856 · -4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,331/mo (Sep 2026), +5.2% over one year; price-to-rent 11.3
- 33rd pct · 903rd of 1,358 US counties · median $1,506
- 45th pct · 14th of 25 Louisiana counties · median $1,356
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Terrebonne Parish, LA | $1,331/mo · +5.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $996 a month on $179,856 at 7.40%, against an average weekly wage worth $5,438 a month: 18.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $179,856 × 80% = $143,885, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $996/mo principal and interest
- wage share = payment / (avg weekly wage $1,255 × 52 / 12 = $5,438) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $179,856 / ($1,255 × 52) = 2.8
- price-to-rent = $179,856 / ($1,331 × 12) = 11.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
47,563 jobs at 3,374 employers (2026 Q1); +0.6% jobs and +4.8% average weekly wage over the year
- 83rd pct · 529th of 3,221 US counties · median 8,232
- 84th pct · 11th of 64 Louisiana counties · median 10,187
- counties in the Houma-Bayou Cane-Thibodaux metro: Rank context is unavailable: the manifest lists 2 counties in the Houma-Bayou Cane-Thibodaux metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Terrebonne Parish, LA | 47,563 jobs · $1,255/wk · +0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 6,786 | $1,046 | 0.95 | -4.5% |
| Retail trade | 5,784 | $693 | 1.25 | -0.7% |
| Accommodation and food services | 4,562 | $423 | 1.07 | +1.4% |
| Manufacturing | 4,287 | $1,460 | 1.12 | -0.8% |
| Mining, oil and gas | 3,753 | $2,491 | 22.16 | +4.9% |
| Transportation and warehousing | 2,873 | $1,972 | 1.43 | +0.5% |
| Administrative and waste services | 2,795 | $1,061 | 1.03 | +4.8% |
| Professional and technical services | 2,467 | $1,801 | 0.75 | +5.5% |
| Construction | 2,446 | $1,517 | 0.98 | +6.6% |
| Wholesale trade | 1,583 | $1,396 | 0.87 | -2.8% |
| Other services | 1,544 | $1,344 | 1.09 | +2.9% |
| Real estate and rental | 1,200 | $1,536 | 1.65 | +6.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$3.2 bn in deposits at 27 offices of 12 banks (SOD June 2026); HHI 1,502, moderately concentrated. $844.5 m federal obligations in FY2026 (direct payments $591.4 m, contracts $168.1 m), $17,755 per covered job
| Item | Value | Distance |
|---|---|---|
| Hancock Whitney Bank | $612.4 m · 19.2% share · 4 offices | |
| Synergy Bank | $606.1 m · 19.0% share · 4 offices | |
| JPMorgan Chase Bank, National Association | $484.5 m · 15.2% share · 3 offices | |
| Terrebonne, LA | $844.5 m FY2026 · $17,755/job | |
| MULTIPLE RECIPIENTS | $574.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Hancock Whitney Bank | $612,380,000 | 19.2% | 4 |
| Synergy Bank | $606,122,000 | 19.0% | 4 |
| JPMorgan Chase Bank, National Association | $484,456,000 | 15.2% | 3 |
| b1BANK | $468,429,000 | 14.7% | 3 |
| South Louisiana Bank | $467,546,000 | 14.7% | 5 |
| Regions Bank | $266,252,000 | 8.4% | 2 |
| Capital One, National Association | $179,894,000 | 5.7% | 1 |
| First Horizon Bank | $47,497,000 | 1.5% | 1 |
| United Community Bank | $26,559,000 | 0.8% | 1 |
| M C Bank & Trust Company | $13,369,000 | 0.4% | 1 |
Deposit concentration is 1,502 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 12 banks with deposits in the county = 19.2² + 19.0² + 15.2² + … (9 more) = 1,502
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $522,313,112 |
| Department of Defense | $109,836,971 |
| Department of Transportation | $66,227,872 |
| Department of Veterans Affairs | $51,924,263 |
| Department of Commerce | $24,309,785 |
| Department of Agriculture | $20,997,906 |
| Department of Housing and Urban Development | $13,805,655 |
| Department of Homeland Security | $12,622,135 |
| Department of Education | $12,075,706 |
| Department of Health and Human Services | $7,767,715 |
| National Science Foundation | $683,826 |
| Railroad Retirement Board | $660,820 |
That is $17,755 per covered job, against 47,563 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $844.5 m / 47,563 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,755
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Terrebonne Parish, LA: 11 findings, 1 at a watch level and 10 noted
watchTerrebonne Parish, LA's typical home value is -4.0% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -3.999116330984413 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteTerrebonne Parish, LA's average weekly wage was 4.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTerrebonne Parish, LA's covered employment was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTerrebonne Parish, LA's typical home value fell 0.4% from $180,536 in August 2026 to $179,856 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.4% = (179855.66311081802 - 180535.59391570845) / 180535.59391570845 × 100
- 179855.66311081802 = Zillow ZHVI, 2026-09
- 180535.59391570845 = Zillow ZHVI, 2026-08
noteTerrebonne Parish, LA's typical asking rent rose 0.3% from $1,328 in August 2026 to $1,331 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.3% = (1330.9733214497921 - 1327.6338372759526) / 1327.6338372759526 × 100
- 1330.9733214497921 = Zillow ZORI, 2026-09
- 1327.6338372759526 = Zillow ZORI, 2026-08
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.