Doña Ana County, NM
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.35, -106.83.
Assembled 2026-10-19. Read the brief.
- 66th pct · 1,019th of 3,063 US counties · median $230,451
- 72nd pct · 9th of 30 New Mexico counties · median $216,844
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
- 16th pct · 2,550th of 3,062 US counties · median +2.9%
- 34th pct · 20th of 30 New Mexico counties · median +1.6%
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
- 47th pct · 719th of 1,358 US counties · median $1,506
- 46th pct · 8th of 14 New Mexico counties · median $1,498
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
- 89th pct · 354th of 3,221 US counties · median 8,232
- 96th pct · 2nd of 33 New Mexico counties · median 8,227
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
- 48th pct · 1,650th of 3,221 US counties · median $1,039
- 65th pct · 12th of 33 New Mexico counties · median $968
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
- 70th pct · 914th of 3,063 US counties · median 4.2
- 68th pct · 10th of 30 New Mexico counties · median 4.2
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $285,351 (Sep 2026), -0.6% over one year, +26.8% over five
- 66th pct · 1,019th of 3,063 US counties · median $230,451
- 72nd pct · 9th of 30 New Mexico counties · median $216,844
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Doña Ana County, NM | $285,351 · -0.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,472/mo (Sep 2026), +3.2% over one year; price-to-rent 16.2
- 47th pct · 719th of 1,358 US counties · median $1,506
- 46th pct · 8th of 14 New Mexico counties · median $1,498
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Doña Ana County, NM | $1,472/mo · +3.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,581 a month on $285,351 at 7.40%, against an average weekly wage worth $4,481 a month: 35.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $285,351 × 80% = $228,280, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,581/mo principal and interest
- wage share = payment / (avg weekly wage $1,034 × 52 / 12 = $4,481) = 35% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $285,351 / ($1,034 × 52) = 5.3
- price-to-rent = $285,351 / ($1,472 × 12) = 16.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
81,241 jobs at 5,863 employers (2026 Q1); +0.6% jobs and +4.9% average weekly wage over the year
- 89th pct · 354th of 3,221 US counties · median 8,232
- 96th pct · 2nd of 33 New Mexico counties · median 8,227
- counties in the Las Cruces metro: Rank context is unavailable: the manifest lists 1 counties in the Las Cruces metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Doña Ana County, NM | 81,241 jobs · $1,034/wk · +0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 18,294 | $918 | 1.50 | +3.6% |
| Retail trade | 8,165 | $642 | 1.03 | -1.5% |
| Accommodation and food services | 7,743 | $450 | 1.06 | -5.3% |
| Construction | 5,230 | $1,292 | 1.23 | +6.5% |
| Administrative and waste services | 3,938 | $1,063 | 0.85 | +6.7% |
| Manufacturing | 3,286 | $962 | 0.50 | +8.5% |
| Professional and technical services | 3,064 | $1,570 | 0.55 | -1.7% |
| Transportation and warehousing | 2,269 | $1,049 | 0.66 | +0.4% |
| Agriculture, forestry, fishing | 1,925 | $781 | 3.28 | +3.8% |
| Finance and insurance | 1,556 | $1,683 | 0.47 | +0.5% |
| Other services | 1,385 | $733 | 0.57 | +0.9% |
| Wholesale trade | 1,328 | $1,386 | 0.43 | -11.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
100 % of conservation capacity, weighted over 1 TWDB reservoirs
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Elephant Butte Lake | 100 % full · 1,986k ac-ft | 95 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
14 gauges · 0 flooding · 14 with quality panels averaging 55 % · 13 stale
Sites found: 14, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MBOWN-286 MES23R | temp 19.9 °C · quality 50 % (2) · STALE | 36 km |
| USGS-324955107180901 | temp 18.5 °C · quality 50 % (2) · STALE | 69 km |
| RIO GRANDE AT EL PASO, TX | temp 21.1 °C · quality 50 % (2) | 67 km |
| USGS-324955107180902 | DO 0.20 mg/l · quality 50 % (4) · STALE | 69 km |
| USGS-324007107095501 | DO 0.00 mg/l · quality 50 % (4) · STALE | 47 km |
| USGS-325002107181201 | temp 20.7 °C · quality 50 % (2) · STALE | 69 km |
| MBOWN-279 MES16R | temp 18.4 °C · quality 50 % (2) · STALE | 4 km |
| USGS-323917107031601 | temp 19.3 °C · quality 50 % (2) · STALE | 40 km |
| MBOWN-271 MES8R | temp 17.2 °C · quality 50 % (2) · STALE | 20 km |
| USGS-323802107024101 | temp 19.4 °C · quality 50 % (2) · STALE | 37 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
41 wells in 1 named aquifer: Rio Grande aquifer system
Sites found: 41, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Rio Grande aquifer system | depth 20.7 ft · 2025-07-02 | 4 km |
| Rio Grande aquifer system | depth 4.13 ft · 1998-08-24 | 6 km |
| Rio Grande aquifer system | depth 5.54 ft · 2010-10-12 | 6 km |
| Rio Grande aquifer system | depth 9.95 ft · 2010-10-12 | 6 km |
| Rio Grande aquifer system | depth 19.8 ft · 2026-10-19 | 6 km |
| Rio Grande aquifer system | depth 39.1 ft · 2026-10-02 | 6 km |
| Rio Grande aquifer system | depth 11.6 ft · 2026-10-19 | 6 km |
| Rio Grande aquifer system | depth 41.1 ft · 2026-10-19 | 6 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.11)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.3×0.00 + 0.2×0.45 / 0.85
Banks & federal dollars #
$3.3 bn in deposits at 40 offices of 17 banks (SOD June 2026); HHI 1,576, moderately concentrated. $1.9 bn federal obligations in FY2026 (direct payments $1.3 bn, contracts $411.8 m), $23,190 per covered job
| Item | Value | Distance |
|---|---|---|
| Citizens Bank of Las Cruces | $918.5 m · 28.1% share · 6 offices | |
| Wells Fargo Bank, National Association | $781.4 m · 23.9% share · 5 offices | |
| Bank of America, National Association | $275.9 m · 8.4% share · 1 office | |
| Dona Ana, NM | $1.9 bn FY2026 · $23,190/job | |
| MULTIPLE RECIPIENTS | $1.2 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Citizens Bank of Las Cruces | $918,457,000 | 28.1% | 6 |
| Wells Fargo Bank, National Association | $781,410,000 | 23.9% | 5 |
| Bank of America, National Association | $275,895,000 | 8.4% | 1 |
| First American Bank | $168,047,000 | 5.1% | 3 |
| Pioneer Bank | $153,568,000 | 4.7% | 3 |
| U.S. Bank National Association | $147,728,000 | 4.5% | 2 |
| First New Mexico Bank, Las Cruces | $146,124,000 | 4.5% | 3 |
| PNC Bank, National Association | $127,045,000 | 3.9% | 2 |
| BMO Bank National Association | $110,800,000 | 3.4% | 3 |
| Sunflower Bank, National Association | $99,782,000 | 3.1% | 2 |
Deposit concentration is 1,576 across 17 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 17 banks with deposits in the county = 28.1² + 23.9² + 8.4² + … (14 more) = 1,576
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $998,787,743 |
| Department of Homeland Security | $254,176,244 |
| Department of Veterans Affairs | $215,237,268 |
| Department of Defense | $129,569,280 |
| Department of Transportation | $87,087,313 |
| Department of Education | $65,829,903 |
| Department of Health and Human Services | $32,378,541 |
| Department of Agriculture | $21,984,154 |
| Department of Housing and Urban Development | $16,600,207 |
| General Services Administration | $15,422,612 |
| National Science Foundation | $13,310,549 |
| National Aeronautics and Space Administration | $9,823,721 |
That is $23,190 per covered job, against 81,241 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.9 bn / 81,241 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,190
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Doña Ana County, NM: 8 findings, 1 at a watch level and 7 noted
watchDoña Ana County, NM's typical home value is -0.6% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -0.6010150547722013 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteDoña Ana County, NM's average weekly wage was 4.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDoña Ana County, NM's typical asking rent rose 1.3% from $1,454 in August 2026 to $1,472 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +1.3% = (1472.2765246449455 - 1453.8080123128034) / 1453.8080123128034 × 100
- 1472.2765246449455 = Zillow ZORI, 2026-09
- 1453.8080123128034 = Zillow ZORI, 2026-08
noteDoña Ana County, NM's covered employment was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDoña Ana County, NM's covered employment of 81,241 ranks 2nd of 33 New Mexico counties, against a median of 8,227.
Period 2026 Q1.Show the arithmetic
- 97 on the 0-to-100 scale across 33 New Mexico counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.