Hughes County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.05, -96.25.
Assembled 2026-10-20. Read the brief.
- 5th pct · 2,893rd of 3,063 US counties · median $230,451
- 18th pct · 63rd of 77 Oklahoma counties · median $164,118
- 79th pct · 637th of 3,062 US counties · median +2.9%
- 78th pct · 17th of 77 Oklahoma counties · median +3.5%
- US counties: not published this period
- Oklahoma counties: not published this period
- 23rd pct · 2,475th of 3,221 US counties · median 8,232
- 26th pct · 57th of 77 Oklahoma counties · median 7,282
- 5th pct · 3,050th of 3,221 US counties · median $1,039
- 5th pct · 73rd of 77 Oklahoma counties · median $968
- 16th pct · 2,563rd of 3,063 US counties · median 4.2
- 39th pct · 47th of 77 Oklahoma counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $113,391 (Sep 2026), +5.6% over one year, +21.8% over five
- 5th pct · 2,893rd of 3,063 US counties · median $230,451
- 18th pct · 63rd of 77 Oklahoma counties · median $164,118
| Item | Value | Distance |
|---|---|---|
| Hughes County, OK | $113,391 · +5.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Oklahoma counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $628 a month on $113,391 at 7.40%, against an average weekly wage worth $3,406 a month: 18.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $113,391 × 80% = $90,713, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $628/mo principal and interest
- wage share = payment / (avg weekly wage $786 × 52 / 12 = $3,406) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $113,391 / ($786 × 52) = 2.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,845 jobs at 274 employers (2026 Q1); -1.7% jobs and +1.4% average weekly wage over the year
- 23rd pct · 2,475th of 3,221 US counties · median 8,232
- 26th pct · 57th of 77 Oklahoma counties · median 7,282
| Item | Value | Distance |
|---|---|---|
| Hughes County, OK | 2,845 jobs · $786/wk · -1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 331 | $539 | 1.19 | +2.2% |
| Manufacturing | 224 | $1,060 | 0.98 | +13.7% |
| Agriculture, forestry, fishing | 133 | $753 | 6.47 | -8.3% |
| Mining, oil and gas | 67 | $907 | 6.61 | +9.8% |
| Finance and insurance | 54 | $1,123 | 0.47 | -6.9% |
| Administrative and waste services | 46 | $1,498 | 0.28 | +0.0% |
| Transportation and warehousing | 31 | $2,817 | 0.26 | -27.9% |
| Construction | 28 | $831 | 0.19 | -17.6% |
| Other services | 24 | $875 | 0.28 | -4.0% |
| Information | 17 | $534 | 0.32 | +6.2% |
| Real estate and rental | 7 | $1,042 | 0.16 | -12.5% |
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
95 % of conservation capacity, weighted over 2 TWDB reservoirs
Sites found: 10, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Atoka Reservoir near Stringtown, OK | 98,330 Acre-ft (USGS, no capacity on file) | 69 km |
| Shawnee Reservoir at Shawnee, OK | 23,010 Acre-ft (USGS, no capacity on file) | 81 km |
| McGee Creek Reservoir near Farris, OK | 89,570 Acre-ft (USGS, no capacity on file) | 89 km |
| Lake Thunderbird near Norman, OK | 107,400 Acre-ft (USGS, no capacity on file) | 90 km |
| Stanley Draper Lake near Oklahoma City, OK | 84,180 Acre-ft (USGS, no capacity on file) | 105 km |
| Lake Hefner at Oklahoma City, OK | 71,170 Acre-ft (USGS, no capacity on file) | 135 km |
| Lake Overholser near Oklahoma City, OK | 16,610 Acre-ft (USGS, no capacity on file) | 137 km |
| Lake Fuqua near Duncan, OK | 19,510 Acre-ft (USGS, no capacity on file) | 139 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
18 gauges · 0 flooding · 0 with quality panels · 5 stale
Sites found: 18, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Canadian River at Calvin, OK | flow 871.0 ft³/s · no flooding | 8 km |
| Wewoka Creek near Wetumka | no readings | 16 km |
| North Canadian River near Wetumka, OK | flow 2,740 ft³/s · no flooding | 24 km |
| Little River near Sasakwa, OK | flow 36.4 ft³/s · no flooding | 26 km |
| Canadian River near Konawa | no readings | 42 km |
| Coal Creek near Henryetta, OK | flow 12.0 ft³/s · STALE | 52 km |
| Little River near Tecumseh, OK | stage 3.80 ft · no flooding | 63 km |
| 02N-06E-34 CCD 1 Byrds Mill Spring nr Fittstown,OK | flow 11.6 ft³/s · STALE | 63 km |
| North Canadian River at Shawnee, OK | flow 580.0 ft³/s | 64 km |
| Sheep Creek Spring near Fittstown, OK | flow 1.78 ft³/s | 64 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
14 wells in 2 named aquifers: Arbuckle-Simpson aquifer, Other aquifers
Sites found: 14, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-351817096020301 | depth 5.20 ft · 1984-07-31 | 34 km |
| USGS-345302096412401 | depth 3.92 ft · 2015-11-04 | 44 km |
| USGS-350241095341101 | depth 5.18 ft · 1989-09-29 | 62 km |
| Arbuckle-Simpson aquifer | depth 115.4 ft · 2026-10-06 | 64 km |
| Arbuckle-Simpson aquifer | depth 43.1 ft · 2025-03-11 | 65 km |
| Arbuckle-Simpson aquifer | depth 84.4 ft · 1992-09-22 | 65 km |
| Arbuckle-Simpson aquifer | depth 114.2 ft · 2026-10-19 | 65 km |
| Other aquifers | depth 12.2 ft · 1988-07-12 | 68 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.29)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.05 / 0.65
Banks & federal dollars #
$243.7 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 2,821, highly concentrated. $98.7 m federal obligations in FY2026 (direct payments $89.5 m, grants $9.1 m), $34,694 per covered job
| Item | Value | Distance |
|---|---|---|
| First United Bank and Trust Company | $89.8 m · 36.9% share · 1 office | |
| Security State Bank of Oklahoma | $71.5 m · 29.3% share · 1 office | |
| Sovereign Bank | $50.6 m · 20.7% share · 1 office | |
| Hughes, OK | $98.7 m FY2026 · $34,694/job | |
| MULTIPLE RECIPIENTS | $82.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First United Bank and Trust Company | $89,834,000 | 36.9% | 1 |
| Security State Bank of Oklahoma | $71,535,000 | 29.3% | 1 |
| Sovereign Bank | $50,568,000 | 20.7% | 1 |
| Mabrey Bank | $31,794,000 | 13.0% | 1 |
Deposit concentration is 2,821 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 36.9² + 29.3² + 20.7² + … (1 more) = 2,821
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $67,036,037 |
| Department of Veterans Affairs | $14,639,756 |
| Department of the Interior | $5,238,382 |
| Department of Transportation | $3,736,041 |
| Department of Health and Human Services | $3,138,504 |
| Department of Housing and Urban Development | $1,333,901 |
| Department of Education | $1,115,688 |
| Federal Communications Commission | $754,583 |
| Department of Agriculture | $676,232 |
| Railroad Retirement Board | $560,749 |
| National Science Foundation | $304,526 |
| Department of Defense | $100,200 |
That is $34,694 per covered job, against 2,845 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $98.7 m / 2,845 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $34,694
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.40 | 2026-10-19 | -3.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-20 | +0.0% |
| Laredo truck crossings, monthly · trucks | 255,129.00 | 2026-09-01 | -1.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,221.00 | 2026-09-01 | -5.2% |
| Building permits, annual rate · thousands of units | 1,400.00 | 2026-09-01 | -0.2% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Hughes County, OK: 8 findings, 1 at a watch level and 7 noted
watchHughes County, OK's covered employment is -1.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteHughes County, OK's covered employment was 1.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHughes County, OK's average weekly wage was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHughes County, OK's average weekly wage of $786 ranks 73rd of 77 Oklahoma counties, against a median of $968.
Period 2026 Q1.Show the arithmetic
- 5 on the 0-to-100 scale across 77 Oklahoma counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteHughes County, OK's average weekly wage of $786 ranks 3,050th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 5 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.