Le Flore County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.90, -94.70.
Assembled 2026-10-20. Read the brief.
- 24th pct · 2,322nd of 3,063 US counties · median $230,451
- 52nd pct · 37th of 77 Oklahoma counties · median $164,118
- 65th pct · 1,047th of 3,062 US counties · median +2.9%
- 61st pct · 30th of 77 Oklahoma counties · median +3.5%
- 3rd pct · 1,312th of 1,358 US counties · median $1,506
- 7th pct · 26th of 28 Oklahoma counties · median $1,258
- 59th pct · 1,306th of 3,221 US counties · median 8,232
- 67th pct · 26th of 77 Oklahoma counties · median 7,282
- 8th pct · 2,934th of 3,221 US counties · median $1,039
- 12th pct · 67th of 77 Oklahoma counties · median $968
- 43rd pct · 1,745th of 3,063 US counties · median 4.2
- 68th pct · 25th of 77 Oklahoma counties · median 3.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $167,941 (Sep 2026), +4.1% over one year, +27.1% over five
- 24th pct · 2,322nd of 3,063 US counties · median $230,451
- 52nd pct · 37th of 77 Oklahoma counties · median $164,118
| Item | Value | Distance |
|---|---|---|
| Le Flore County, OK | $167,941 · +4.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $903/mo (Sep 2026), n/a over one year; price-to-rent 15.5
- 3rd pct · 1,312th of 1,358 US counties · median $1,506
- 7th pct · 26th of 28 Oklahoma counties · median $1,258
| Item | Value | Distance |
|---|---|---|
| Le Flore County, OK | $903/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $930 a month on $167,941 at 7.40%, against an average weekly wage worth $3,588 a month: 25.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $167,941 × 80% = $134,353, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $930/mo principal and interest
- wage share = payment / (avg weekly wage $828 × 52 / 12 = $3,588) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $167,941 / ($828 × 52) = 3.9
- price-to-rent = $167,941 / ($903 × 12) = 15.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,214 jobs at 1,015 employers (2026 Q1); +1.4% jobs and +2.0% average weekly wage over the year
- 59th pct · 1,306th of 3,221 US counties · median 8,232
- 67th pct · 26th of 77 Oklahoma counties · median 7,282
| Item | Value | Distance |
|---|---|---|
| Le Flore County, OK | 12,214 jobs · $828/wk · +1.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,490 | $600 | 1.25 | +1.6% |
| Manufacturing | 1,262 | $953 | 1.28 | -1.1% |
| Accommodation and food services | 1,043 | $360 | 0.95 | +3.8% |
| Construction | 651 | $1,039 | 1.02 | +25.0% |
| Administrative and waste services | 461 | $789 | 0.66 | +24.9% |
| Professional and technical services | 430 | $759 | 0.51 | -3.6% |
| Other services | 224 | $823 | 0.61 | +2.8% |
| Mining, oil and gas | 185 | $872 | 4.25 | +8.2% |
| Transportation and warehousing | 156 | $1,394 | 0.30 | -11.9% |
| Wholesale trade | 122 | $1,399 | 0.26 | +28.4% |
| Agriculture, forestry, fishing | 98 | $802 | 1.11 | -12.5% |
| Utilities | 95 | $2,442 | 1.97 | -8.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pat Mayse Lake | 89 % full · 114k ac-ft | 140 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.11 / 0.65
Banks & federal dollars #
$874.0 m in deposits at 17 offices of 6 banks (SOD June 2026); HHI 2,600, highly concentrated. $393.5 m federal obligations in FY2026 (direct payments $321.6 m, grants $46.7 m), $32,214 per covered job
| Item | Value | Distance |
|---|---|---|
| The First National Bank of Fort Smith | $291.0 m · 33.3% share · 5 offices | |
| The Community State Bank | $289.5 m · 33.1% share · 5 offices | |
| Arvest Bank | $137.9 m · 15.8% share · 1 office | |
| Le Flore, OK | $393.5 m FY2026 · $32,214/job | |
| MULTIPLE RECIPIENTS | $312.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First National Bank of Fort Smith | $291,038,000 | 33.3% | 5 |
| The Community State Bank | $289,479,000 | 33.1% | 5 |
| Arvest Bank | $137,941,000 | 15.8% | 1 |
| First National Bank | $91,741,000 | 10.5% | 3 |
| SSB Bank | $49,168,000 | 5.6% | 2 |
| First National Bank & Trust Company of McAlester | $14,635,000 | 1.7% | 1 |
Deposit concentration is 2,600 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 33.3² + 33.1² + 15.8² + … (3 more) = 2,600
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $249,787,147 |
| Department of Veterans Affairs | $54,830,193 |
| Department of Transportation | $32,661,433 |
| Department of Defense | $22,650,956 |
| Department of Education | $9,167,723 |
| Railroad Retirement Board | $7,716,087 |
| Department of Health and Human Services | $7,657,130 |
| Department of Agriculture | $5,288,815 |
| Department of the Interior | $2,164,415 |
| Federal Communications Commission | $853,247 |
| Department of Housing and Urban Development | $683,093 |
| Department of Justice | $0 |
That is $32,214 per covered job, against 12,214 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $393.5 m / 12,214 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $32,214
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.40 | 2026-10-19 | -3.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-20 | +0.0% |
| Laredo truck crossings, monthly · trucks | 255,129.00 | 2026-09-01 | -1.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,221.00 | 2026-09-01 | -5.2% |
| Building permits, annual rate · thousands of units | 1,400.00 | 2026-09-01 | -0.2% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Le Flore County, OK: 10 findings, 1 at a watch level and 9 noted
watchLe Flore County, OK's price-to-rent ratio of 15.5 scores 34 on the 0-to-100 scale across US counties but 74 across Oklahoma counties, a gap of 40 points.
Period 2026-09.Show the arithmetic
- 40 = |34 across US counties - 74 across Oklahoma counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteLe Flore County, OK's average weekly wage was 2.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLe Flore County, OK's covered employment was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLe Flore County, OK's typical asking rent rose 0.9% from $895 in August 2026 to $903 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.9% = (902.5 - 894.6527251857734) / 894.6527251857734 × 100
- 902.5 = Zillow ZORI, 2026-09
- 894.6527251857734 = Zillow ZORI, 2026-08
noteLe Flore County, OK's typical asking rent of $903 ranks 1,312th of 1,358 US counties, against a median of $1,506.
Period 2026-09.Show the arithmetic
- 3 on the 0-to-100 scale across 1358 US counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.