Washington County, OR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 45.55, -123.10.
Assembled 2026-10-19. Read the brief.
- 95th pct · 141st of 3,063 US counties · median $230,451
- 91st pct · 4th of 36 Oregon counties · median $428,005
- 66th pct · 3rd of 7 counties in the Portland-Vancouver-Hillsboro metro · median $541,704
- 11th pct · 2,697th of 3,062 US counties · median +2.9%
- 2nd pct · 35th of 36 Oregon counties · median +0.4%
- 0th pct · 7th of 7 counties in the Portland-Vancouver-Hillsboro metro · median +0.2%
- 79th pct · 282nd of 1,358 US counties · median $1,506
- 76th pct · 7th of 26 Oregon counties · median $1,770
- 60th pct · 3rd of 6 counties in the Portland-Vancouver-Hillsboro metro · median $1,886
- 96th pct · 109th of 3,221 US counties · median 8,232
- 97th pct · 2nd of 36 Oregon counties · median 15,683
- 83rd pct · 2nd of 7 counties in the Portland-Vancouver-Hillsboro metro · median 173,559
- 97th pct · 70th of 3,221 US counties · median $1,039
- 100th pct · 1st of 36 Oregon counties · median $1,074
- 100th pct · 1st of 7 counties in the Portland-Vancouver-Hillsboro metro · median $1,462
- 75th pct · 744th of 3,063 US counties · median 4.2
- 28th pct · 26th of 36 Oregon counties · median 6.8
- 16th pct · 6th of 7 counties in the Portland-Vancouver-Hillsboro metro · median 8.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $555,664 (Sep 2026), -1.5% over one year, +5.9% over five
- 95th pct · 141st of 3,063 US counties · median $230,451
- 91st pct · 4th of 36 Oregon counties · median $428,005
- 66th pct · 3rd of 7 counties in the Portland-Vancouver-Hillsboro metro · median $541,704
| Item | Value | Distance |
|---|---|---|
| Washington County, OR | $555,664 · -1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,906/mo (Sep 2026), +0.2% over one year; price-to-rent 24.3
- 79th pct · 282nd of 1,358 US counties · median $1,506
- 76th pct · 7th of 26 Oregon counties · median $1,770
- 60th pct · 3rd of 6 counties in the Portland-Vancouver-Hillsboro metro · median $1,886
| Item | Value | Distance |
|---|---|---|
| Washington County, OR | $1,906/mo · +0.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,078 a month on $555,664 at 7.40%, against an average weekly wage worth $8,155 a month: 37.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $555,664 × 80% = $444,531, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $3,078/mo principal and interest
- wage share = payment / (avg weekly wage $1,882 × 52 / 12 = $8,155) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $555,664 / ($1,882 × 52) = 5.7
- price-to-rent = $555,664 / ($1,906 × 12) = 24.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
295,083 jobs at 21,188 employers (2026 Q1); -2.7% jobs and +9.2% average weekly wage over the year
- 96th pct · 109th of 3,221 US counties · median 8,232
- 97th pct · 2nd of 36 Oregon counties · median 15,683
- 83rd pct · 2nd of 7 counties in the Portland-Vancouver-Hillsboro metro · median 173,559
| Item | Value | Distance |
|---|---|---|
| Washington County, OR | 295,083 jobs · $1,882/wk · -2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 43,969 | $3,599 | 1.85 | -9.0% |
| Health care and social assistance | 38,833 | $1,323 | 0.87 | +3.2% |
| Retail trade | 30,874 | $917 | 1.07 | -1.7% |
| Accommodation and food services | 21,569 | $612 | 0.81 | -2.5% |
| Administrative and waste services | 19,571 | $1,208 | 1.17 | -5.5% |
| Professional and technical services | 16,245 | $2,123 | 0.80 | -3.0% |
| Management of companies | 16,133 | $3,117 | 3.27 | -0.9% |
| Wholesale trade | 14,267 | $2,782 | 1.26 | -1.8% |
| Other services | 10,180 | $1,614 | 1.15 | -2.1% |
| Finance and insurance | 8,918 | $2,572 | 0.74 | -5.0% |
| Educational services | 6,564 | $897 | 1.03 | +2.5% |
| Arts, entertainment and recreation | 4,971 | $577 | 1.02 | +0.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$11.5 bn in deposits at 93 offices of 16 banks (SOD June 2026); HHI 1,543, moderately concentrated. $3.0 bn federal obligations in FY2026 (direct payments $2.8 bn, grants $132.8 m), $10,330 per covered job
| Item | Value | Distance |
|---|---|---|
| U.S. Bank National Association | $2.5 bn · 21.3% share · 15 offices | |
| JPMorgan Chase Bank, National Association | $2.4 bn · 20.9% share · 15 offices | |
| Wells Fargo Bank, National Association | $2.0 bn · 16.9% share · 12 offices | |
| Washington, OR | $3.0 bn FY2026 · $10,330/job | |
| MULTIPLE RECIPIENTS | $2.8 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| U.S. Bank National Association | $2,454,754,000 | 21.3% | 15 |
| JPMorgan Chase Bank, National Association | $2,404,198,000 | 20.9% | 15 |
| Wells Fargo Bank, National Association | $1,950,869,000 | 16.9% | 12 |
| Bank of America, National Association | $1,633,120,000 | 14.2% | 10 |
| Columbia Bank | $1,230,549,000 | 10.7% | 8 |
| KeyBank National Association | $664,963,000 | 5.8% | 13 |
| Heritage Bank | $368,401,000 | 3.2% | 3 |
| Banner Bank | $247,484,000 | 2.1% | 3 |
| BMO Bank National Association | $236,407,000 | 2.1% | 6 |
| WaFd Bank | $95,074,000 | 0.8% | 2 |
Deposit concentration is 1,543 across 16 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 21.3² + 20.9² + 16.9² + … (13 more) = 1,543
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $2,480,275,170 |
| Department of Veterans Affairs | $274,485,065 |
| Department of Health and Human Services | $93,427,121 |
| Department of Housing and Urban Development | $55,705,049 |
| Department of Agriculture | $37,103,623 |
| Department of Transportation | $36,979,445 |
| Department of Defense | $23,667,185 |
| Department of the Interior | $8,278,525 |
| Department of Homeland Security | $7,644,834 |
| Federal Communications Commission | $7,029,058 |
| Department of Education | $6,505,711 |
| Railroad Retirement Board | $4,257,337 |
That is $10,330 per covered job, against 295,083 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $3.0 bn / 295,083 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,330
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Washington County, OR: 19 findings, 4 at a watch level and 15 noted
watchWashington County, OR's covered employment is -2.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWashington County, OR's typical home value is -1.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -1.5231390466104027 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchWashington County, OR's price-to-rent ratio of 24.3 ranks 117th of 1,358 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent percentile = 91.45173176123802 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchWashington County, OR's years of wages of 5.7 scores 76 on the 0-to-100 scale across US counties but 29 across Oregon counties, a gap of 47 points.
Period 2026-09.Show the arithmetic
- 47 = |76 across US counties - 29 across Oregon counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteWashington County, OR's average weekly wage was 9.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +9.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.