McCormick County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.90, -82.32.
Assembled 2026-10-19. Read the brief.
- 73rd pct · 809th of 3,063 US counties · median $230,451
- 77th pct · 11th of 46 South Carolina counties · median $213,114
- 66th pct · 1,034th of 3,062 US counties · median +2.9%
- 82nd pct · 9th of 46 South Carolina counties · median +1.2%
- US counties: not published this period
- South Carolina counties: not published this period
- 16th pct · 2,704th of 3,221 US counties · median 8,232
- 0th pct · 46th of 46 South Carolina counties · median 18,411
- 13th pct · 2,778th of 3,221 US counties · median $1,039
- 4th pct · 44th of 46 South Carolina counties · median $1,061
- 88th pct · 346th of 3,063 US counties · median 4.2
- 91st pct · 5th of 46 South Carolina counties · median 4.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $316,274 (Sep 2026), +4.2% over one year, +38.5% over five
- 73rd pct · 809th of 3,063 US counties · median $230,451
- 77th pct · 11th of 46 South Carolina counties · median $213,114
| Item | Value | Distance |
|---|---|---|
| McCormick County, SC | $316,274 · +4.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Carolina counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,752 a month on $316,274 at 7.40%, against an average weekly wage worth $3,748 a month: 46.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $316,274 × 80% = $253,019, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,752/mo principal and interest
- wage share = payment / (avg weekly wage $865 × 52 / 12 = $3,748) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $316,274 / ($865 × 52) = 7.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,984 jobs at 296 employers (2026 Q1); +0.3% jobs and +5.5% average weekly wage over the year
- 16th pct · 2,704th of 3,221 US counties · median 8,232
- 0th pct · 46th of 46 South Carolina counties · median 18,411
| Item | Value | Distance |
|---|---|---|
| McCormick County, SC | 1,984 jobs · $865/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Other services | 193 | $614 | 3.26 | -8.5% |
| Retail trade | 182 | $441 | 0.94 | -5.7% |
| Construction | 116 | $1,081 | 1.12 | -10.1% |
| Administrative and waste services | 67 | $884 | 0.59 | +0.0% |
| Finance and insurance | 30 | $879 | 0.37 | +0.0% |
| Transportation and warehousing | 10 | $528 | 0.12 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
13 USGS reservoir gauges, no capacity figures to weight
Sites found: 13, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| THURMOND LAKE NEAR PLUM BRANCH, SC | 319.4 ft (USGS, no capacity on file) | 7 km |
| RUSSELL LAKE ABOVE CALHOUN FALLS, SC | 473.5 ft (USGS, no capacity on file) | 36 km |
| SAVANNAH RVR AT STEVENS CREEK DAM NR MORGANA, SC | 185.4 ft (USGS, no capacity on file) | 45 km |
| LAKE GREENWOOD NEAR CHAPPELLS, SC | 438.9 ft (USGS, no capacity on file) | 49 km |
| BUTLER CREEK RESERVOIR AT FORT GORDON, GA | 27.4 ft (USGS, no capacity on file) | 56 km |
| HARTWELL LAKE NEAR ANDERSON, SC | 648.9 ft (USGS, no capacity on file) | 84 km |
| PARR SHOALS RESERVOIR AT PARR, SC | 260.6 ft (USGS, no capacity on file) | 99 km |
| MONTICELLO RES NR JENKINSVILLE, SC | 424.0 ft (USGS, no capacity on file) | 102 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
63 gauges · 0 flooding · 6 with quality panels averaging 96 % · 17 stale
Sites found: 63, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CUFFEYTOWN CRK AT LIBERTY HILL RD NR MCCORMICK, SC | stage 9.87 ft | 13 km |
| STEVENS CREEK NEAR MODOC, SC | flow 9.64 ft³/s · no flooding | 22 km |
| LITTLE RIVER NEAR MT. CARMEL, SC | flow 18.8 ft³/s · no flooding | 26 km |
| Lake Thurmond | observation not current | 28 km |
| TURKEY CREEK BELOW JOHNSTON, SC | stage 5.92 ft | 29 km |
| BLUE HILL CREEK AT ABBEVILLE, SC | flow 0.86 ft³/s · STALE | 30 km |
| KIOKEE CREEK AT GA 104, NEAR EVANS, GA | flow 5.07 ft³/s · no flooding | 34 km |
| Rocky Creek at highway 25/72 near Greenwood | observation not current | 38 km |
| LONG CANE CREEK AT OLD HODGES RD NR HODGES, SC | stage 5.87 ft | 38 km |
| SAVANNAH RIVER NEAR EVANS, GA | stage 15.2 ft · quality 100 % (2) | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
14 wells in 0 named aquifers:
Sites found: 14, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-335336082214600 | depth 38.5 ft · 2026-10-18 | 4 km |
| USGS-332528082003301 | depth 6.95 ft · 2026-10-18 | 60 km |
| USGS-340517081401300 | depth 9.34 ft · 2003-07-30 | 63 km |
| USGS-332131082013401 | depth 69.7 ft · 2026-10-18 | 66 km |
| USGS-332221081584601 | depth 42.1 ft · 2026-10-18 | 66 km |
| USGS-332221081584602 | depth 38.3 ft · 2026-10-18 | 66 km |
| USGS-332219081583301 | depth 32.9 ft · 2010-09-28 | 66 km |
| USGS-332216081583601 | depth 35.6 ft · 2010-03-16 | 66 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.17)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.04 / 0.55
Banks & federal dollars #
$127.7 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,000, highly concentrated. $121.7 m federal obligations in FY2026 (direct payments $130.9 m, loans $14,837), $61,362 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $64.3 m · 50.3% share · 1 office | |
| First-Citizens Bank & Trust Company | $63.4 m · 49.7% share · 1 office | |
| McCormick, SC | $121.7 m FY2026 · $61,362/job | |
| MULTIPLE RECIPIENTS | $130.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $64,314,000 | 50.3% | 1 |
| First-Citizens Bank & Trust Company | $63,429,000 | 49.7% | 1 |
Deposit concentration is 5,000 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 50.3² + 49.7² = 5,000
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $113,703,851 |
| Department of Veterans Affairs | $15,720,372 |
| Railroad Retirement Board | $1,023,864 |
| Department of Agriculture | $512,703 |
| Environmental Protection Agency | $39,487 |
| Department of State | $35,668 |
| Department of Transportation | -$58,274 |
| Department of Defense | -$9,236,286 |
That is $61,362 per covered job, against 1,984 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $121.7 m / 1,984 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $61,362
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
McCormick County, SC: 9 findings, 9 noted
noteMcCormick County, SC's average weekly wage was 5.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMcCormick County, SC's typical home value fell 0.4% from $317,663 in August 2026 to $316,274 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.4% = (316273.92237676034 - 317662.8582699086) / 317662.8582699086 × 100
- 316273.92237676034 = Zillow ZHVI, 2026-09
- 317662.8582699086 = Zillow ZHVI, 2026-08
noteMcCormick County, SC's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMcCormick County, SC's covered employment of 1,984 ranks 46th of 46 South Carolina counties, against a median of 18,411.
Period 2026 Q1.Show the arithmetic
- 0 on the 0-to-100 scale across 46 South Carolina counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteMcCormick County, SC's average weekly wage of $865 ranks 44th of 46 South Carolina counties, against a median of $1,061.
Period 2026 Q1.Show the arithmetic
- 4 on the 0-to-100 scale across 46 South Carolina counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.