Davison County, SD
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.68, -98.16.
Assembled 2026-10-19. Read the brief.
- 57th pct · 1,312th of 3,063 US counties · median $230,451
- 48th pct · 26th of 50 South Dakota counties · median $251,658
- 29th pct · 2,151st of 3,062 US counties · median +2.9%
- 24th pct · 38th of 50 South Dakota counties · median +3.1%
- US counties: not published this period
- South Dakota counties: not published this period
- 59th pct · 1,311th of 3,221 US counties · median 8,232
- 87th pct · 9th of 66 South Dakota counties · median 1,825
- 57th pct · 1,373rd of 3,221 US counties · median $1,039
- 80th pct · 14th of 66 South Dakota counties · median $978
- 55th pct · 1,357th of 3,063 US counties · median 4.2
- 36th pct · 32nd of 50 South Dakota counties · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $251,322 (Sep 2026), +1.0% over one year, +25.3% over five
- 57th pct · 1,312th of 3,063 US counties · median $230,451
- 48th pct · 26th of 50 South Dakota counties · median $251,658
| Item | Value | Distance |
|---|---|---|
| Davison County, SD | $251,322 · +1.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- South Dakota counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,392 a month on $251,322 at 7.40%, against an average weekly wage worth $4,654 a month: 29.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $251,322 × 80% = $201,058, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,392/mo principal and interest
- wage share = payment / (avg weekly wage $1,074 × 52 / 12 = $4,654) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $251,322 / ($1,074 × 52) = 4.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,161 jobs at 864 employers (2026 Q1); -1.6% jobs and +2.9% average weekly wage over the year
- 59th pct · 1,311th of 3,221 US counties · median 8,232
- 87th pct · 9th of 66 South Dakota counties · median 1,825
| Item | Value | Distance |
|---|---|---|
| Davison County, SD | 12,161 jobs · $1,074/wk · -1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,961 | $1,185 | 1.07 | +2.9% |
| Retail trade | 1,757 | $813 | 1.48 | -0.3% |
| Manufacturing | 1,734 | $1,251 | 1.77 | +0.8% |
| Accommodation and food services | 1,247 | $410 | 1.14 | +0.5% |
| Construction | 820 | $1,245 | 1.29 | -17.8% |
| Wholesale trade | 608 | $1,929 | 1.31 | -1.1% |
| Professional and technical services | 548 | $1,455 | 0.65 | -0.9% |
| Finance and insurance | 418 | $1,585 | 0.84 | +1.5% |
| Educational services | 287 | $754 | 1.10 | -19.8% |
| Other services | 279 | $788 | 0.77 | +3.7% |
| Administrative and waste services | 264 | $869 | 0.38 | +0.0% |
| Arts, entertainment and recreation | 175 | $421 | 0.87 | +15.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 12 offices of 8 banks (SOD June 2026); HHI 1,773, moderately concentrated. $147.1 m federal obligations in FY2026 (direct payments $126.8 m, grants $19.2 m), $12,098 per covered job
| Item | Value | Distance |
|---|---|---|
| First Dakota National Bank | $320.7 m · 27.7% share · 2 offices | |
| CorTrust Bank National Association | $246.4 m · 21.3% share · 3 offices | |
| First National Bank of Omaha | $192.1 m · 16.6% share · 1 office | |
| Davison, SD | $147.1 m FY2026 · $12,098/job | |
| MULTIPLE RECIPIENTS | $114.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Dakota National Bank | $320,713,000 | 27.7% | 2 |
| CorTrust Bank National Association | $246,358,000 | 21.3% | 3 |
| First National Bank of Omaha | $192,078,000 | 16.6% | 1 |
| BankWest, Inc. | $120,451,000 | 10.4% | 2 |
| Wells Fargo Bank, National Association | $112,068,000 | 9.7% | 1 |
| Farmers State Bank | $73,674,000 | 6.4% | 1 |
| Plains Commerce Bank | $65,615,000 | 5.7% | 1 |
| First Interstate Bank | $27,829,000 | 2.4% | 1 |
Deposit concentration is 1,773 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 27.7² + 21.3² + 16.6² + … (5 more) = 1,773
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $99,853,512 |
| Department of Transportation | $19,751,391 |
| Department of Veterans Affairs | $14,169,601 |
| Department of Agriculture | $6,847,400 |
| Department of Education | $4,479,053 |
| Department of Housing and Urban Development | $1,127,854 |
| Federal Communications Commission | $400,387 |
| Railroad Retirement Board | $388,685 |
| Department of the Interior | $101,721 |
| Small Business Administration | $0 |
That is $12,098 per covered job, against 12,161 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $147.1 m / 12,161 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,098
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Davison County, SD: 6 findings, 1 at a watch level and 5 noted
watchDavison County, SD's covered employment is -1.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteDavison County, SD's average weekly wage was 2.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDavison County, SD's covered employment was 1.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDavison County, SD's typical home value fell 0.3% from $252,115 in August 2026 to $251,322 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.3% = (251322.21524776905 - 252115.02854909652) / 252115.02854909652 × 100
- 251322.21524776905 = Zillow ZHVI, 2026-09
- 252115.02854909652 = Zillow ZHVI, 2026-08
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Davison County, SD is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.