Cabell County, WV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.42, -82.24.
Assembled 2026-10-19. Read the brief.
- 25th pct · 2,289th of 3,063 US counties · median $230,451
- 68th pct · 18th of 55 West Virginia counties · median $151,294
- 85th pct · 2nd of 8 counties in the Huntington-Ashland metro · median $151,355
- 46th pct · 1,650th of 3,062 US counties · median +2.9%
- 48th pct · 29th of 55 West Virginia counties · median +2.6%
- 57th pct · 4th of 8 counties in the Huntington-Ashland metro · median +1.9%
- 13th pct · 1,180th of 1,358 US counties · median $1,506
- 60th pct · 7th of 16 West Virginia counties · median $1,066
- counties in the Huntington-Ashland metro: only 2 of counties in the Huntington-Ashland metro published this metric; fewer than 5 is too few to rank
- 84th pct · 496th of 3,221 US counties · median 8,232
- 96th pct · 3rd of 55 West Virginia counties · median 5,555
- 100th pct · 1st of 8 counties in the Huntington-Ashland metro · median 11,177
- 69th pct · 990th of 3,221 US counties · median $1,039
- 72nd pct · 16th of 55 West Virginia counties · median $1,076
- 57th pct · 4th of 8 counties in the Huntington-Ashland metro · median $1,051
- 18th pct · 2,503rd of 3,063 US counties · median 4.2
- 59th pct · 23rd of 55 West Virginia counties · median 2.7
- 28th pct · 6th of 8 counties in the Huntington-Ashland metro · median 3.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $170,976 (Sep 2026), +2.5% over one year, +31.1% over five
- 25th pct · 2,289th of 3,063 US counties · median $230,451
- 68th pct · 18th of 55 West Virginia counties · median $151,294
- 85th pct · 2nd of 8 counties in the Huntington-Ashland metro · median $151,355
| Item | Value | Distance |
|---|---|---|
| Cabell County, WV | $170,976 · +2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,087/mo (Sep 2026), +5.5% over one year; price-to-rent 13.1
- 13th pct · 1,180th of 1,358 US counties · median $1,506
- 60th pct · 7th of 16 West Virginia counties · median $1,066
- counties in the Huntington-Ashland metro: only 2 of counties in the Huntington-Ashland metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Cabell County, WV | $1,087/mo · +5.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $947 a month on $170,976 at 7.40%, against an average weekly wage worth $4,953 a month: 19.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $170,976 × 80% = $136,781, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $947/mo principal and interest
- wage share = payment / (avg weekly wage $1,143 × 52 / 12 = $4,953) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $170,976 / ($1,143 × 52) = 2.9
- price-to-rent = $170,976 / ($1,087 × 12) = 13.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
51,185 jobs at 3,389 employers (2026 Q1); -1.5% jobs and +1.8% average weekly wage over the year
- 84th pct · 496th of 3,221 US counties · median 8,232
- 96th pct · 3rd of 55 West Virginia counties · median 5,555
- 100th pct · 1st of 8 counties in the Huntington-Ashland metro · median 11,177
| Item | Value | Distance |
|---|---|---|
| Cabell County, WV | 51,185 jobs · $1,143/wk · -1.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 14,455 | $1,270 | 1.88 | +2.3% |
| Retail trade | 5,602 | $718 | 1.12 | -2.7% |
| Accommodation and food services | 5,475 | $397 | 1.19 | +2.7% |
| Manufacturing | 4,347 | $1,608 | 1.06 | -5.8% |
| Administrative and waste services | 2,171 | $1,088 | 0.75 | -6.6% |
| Professional and technical services | 1,999 | $1,224 | 0.57 | -2.8% |
| Wholesale trade | 1,263 | $1,604 | 0.64 | -9.3% |
| Other services | 1,138 | $858 | 0.74 | +5.1% |
| Finance and insurance | 1,015 | $1,837 | 0.49 | +8.3% |
| Real estate and rental | 807 | $1,650 | 1.03 | -9.1% |
| Management of companies | 762 | $2,162 | 0.89 | -24.8% |
| Arts, entertainment and recreation | 619 | $380 | 0.73 | -19.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
57 gauges · 0 flooding · 6 with quality panels averaging 100 % · 10 stale
Sites found: 57, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MUD RIVER NEAR MILTON, WV | flow 168.0 ft³/s · no flooding | 12 km |
| MUD RIVER AT HAMLIN, WV | stage 3.69 ft · no flooding | 19 km |
| Twelvepole Creek at Beech Fork Dam | no readings | 20 km |
| HURRICANE CREEK AT HURRICANE, WV | flow 13.8 ft³/s · no flooding | 21 km |
| TWELVEPOLE CREEK AT LAVALETTE, WV | stage 4.32 ft · no flooding | 21 km |
| GUYANDOTTE RIVER AT BRANCHLAND, WV | stage 5.15 ft · no flooding | 22 km |
| OHIO RIVER AT HUNTINGTON, WV | stage 26.6 ft · no flooding | 22 km |
| TWELVEPOLE CREEK BELOW WAYNE, WV | flow 206.0 ft³/s · no flooding | 25 km |
| MIDDLE FORK MUD RIVER NEAR GRIFFITHSVILLE, WV | flow 16.2 ft³/s · no flooding | 26 km |
| Ohio River at R C Byrd Lock | no flooding | 29 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 1 named aquifer: Alluvial aquifers
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Alluvial aquifers | depth 31.2 ft · 2026-10-18 | 22 km |
| USGS-382205082304501 | depth 36.0 ft · 2026-10-19 | 24 km |
| USGS-375833082212101 | depth 29.6 ft · 2026-10-19 | 50 km |
| USGS-381619081392901 | depth 30.5 ft · 2026-10-19 | 54 km |
| USGS-381447081393101 | depth 17.0 ft · 2017-10-20 | 55 km |
| USGS-385451082062001 | depth 26.0 ft · 1988-02-29 | 56 km |
| USGS-384451082561900 | depth 48.0 ft · 1980-09-25 | 71 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$3.0 bn in deposits at 28 offices of 13 banks (SOD June 2026); HHI 1,042, moderately concentrated. $757.3 m federal obligations in FY2026 (direct payments $600.5 m, grants $86.4 m), $14,795 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $481.7 m · 16.2% share · 2 offices | |
| Truist Bank | $391.0 m · 13.1% share · 2 offices | |
| Huntington Federal Savings Bank | $357.3 m · 12.0% share · 3 offices | |
| Cabell, WV | $757.3 m FY2026 · $14,795/job | |
| MULTIPLE RECIPIENTS | $554.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $481,673,000 | 16.2% | 2 |
| Truist Bank | $390,966,000 | 13.1% | 2 |
| Huntington Federal Savings Bank | $357,280,000 | 12.0% | 3 |
| WesBanco Bank, Inc. | $325,682,000 | 11.0% | 2 |
| City National Bank of West Virginia | $298,891,000 | 10.1% | 4 |
| United Bank | $261,778,000 | 8.8% | 2 |
| Burke & Herbert Bank & Trust Company | $225,516,000 | 7.6% | 3 |
| The Huntington National Bank | $211,083,000 | 7.1% | 2 |
| The Ohio Valley Bank Company | $161,833,000 | 5.4% | 2 |
| Fifth Third Bank, National Association | $124,914,000 | 4.2% | 2 |
Deposit concentration is 1,042 across 13 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 13 banks with deposits in the county = 16.2² + 13.1² + 12.0² + … (10 more) = 1,042
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $465,957,891 |
| Department of Veterans Affairs | $113,102,774 |
| Department of Transportation | $43,702,520 |
| Department of Education | $33,758,189 |
| Department of Housing and Urban Development | $22,357,771 |
| Department of Health and Human Services | $21,996,020 |
| Department of Defense | $21,984,745 |
| Railroad Retirement Board | $20,104,500 |
| Environmental Protection Agency | $5,000,000 |
| Department of Homeland Security | $3,502,878 |
| National Science Foundation | $1,939,104 |
| Department of Agriculture | $1,684,030 |
That is $14,795 per covered job, against 51,185 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $757.3 m / 51,185 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,795
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Cabell County, WV: 12 findings, 4 at a watch level and 8 noted
watchCabell County, WV's covered employment is -1.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCabell County, WV's typical asking rent of $1,087 scores 13 on the 0-to-100 scale across US counties but 60 across West Virginia counties, a gap of 47 points.
Period 2026-09.Show the arithmetic
- 47 = |13 across US counties - 60 across West Virginia counties|
position among the entities that published this metric this period; not an official level
watchCabell County, WV's typical home value of $170,976 scores 25 on the 0-to-100 scale across US counties but 69 across West Virginia counties, a gap of 43 points.
Period 2026-09.Show the arithmetic
- 43 = |25 across US counties - 69 across West Virginia counties|
position among the entities that published this metric this period; not an official level
watchCabell County, WV's years of wages of 2.9 scores 18 on the 0-to-100 scale across US counties but 59 across West Virginia counties, a gap of 41 points.
Period 2026-09.Show the arithmetic
- 41 = |18 across US counties - 59 across West Virginia counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteCabell County, WV's average weekly wage was 1.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.