Shawano County, WI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.79, -88.76.
Assembled 2026-10-19. Read the brief.
- 66th pct · 1,033rd of 3,063 US counties · median $230,451
- 40th pct · 43rd of 72 Wisconsin counties · median $298,510
- 98th pct · 61st of 3,062 US counties · median +2.9%
- 98th pct · 2nd of 72 Wisconsin counties · median +6.0%
- US counties: not published this period
- Wisconsin counties: not published this period
- 58th pct · 1,327th of 3,221 US counties · median 8,232
- 46th pct · 39th of 72 Wisconsin counties · median 15,405
- 28th pct · 2,307th of 3,221 US counties · median $1,039
- 19th pct · 58th of 72 Wisconsin counties · median $1,037
- 77th pct · 702nd of 3,063 US counties · median 4.2
- 66th pct · 25th of 72 Wisconsin counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $283,708 (Sep 2026), +11.7% over one year, +46.8% over five
- 66th pct · 1,033rd of 3,063 US counties · median $230,451
- 40th pct · 43rd of 72 Wisconsin counties · median $298,510
| Item | Value | Distance |
|---|---|---|
| Shawano County, WI | $283,708 · +11.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Wisconsin counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,571 a month on $283,708 at 7.40%, against an average weekly wage worth $4,095 a month: 38.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $283,708 × 80% = $226,966, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,571/mo principal and interest
- wage share = payment / (avg weekly wage $945 × 52 / 12 = $4,095) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $283,708 / ($945 × 52) = 5.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,970 jobs at 1,095 employers (2026 Q1); +0.1% jobs and +2.7% average weekly wage over the year
- 58th pct · 1,327th of 3,221 US counties · median 8,232
- 46th pct · 39th of 72 Wisconsin counties · median 15,405
| Item | Value | Distance |
|---|---|---|
| Shawano County, WI | 11,970 jobs · $945/wk · +0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,852 | $1,199 | 1.92 | -2.3% |
| Health care and social assistance | 1,549 | $1,016 | 0.86 | -0.6% |
| Retail trade | 1,486 | $766 | 1.27 | -0.3% |
| Accommodation and food services | 1,168 | $321 | 1.09 | +1.4% |
| Agriculture, forestry, fishing | 686 | $914 | 7.93 | +8.0% |
| Construction | 482 | $1,218 | 0.77 | +10.3% |
| Wholesale trade | 402 | $1,133 | 0.88 | +12.9% |
| Finance and insurance | 276 | $1,358 | 0.57 | +1.5% |
| Transportation and warehousing | 274 | $1,010 | 0.54 | -4.2% |
| Other services | 270 | $794 | 0.75 | -6.6% |
| Administrative and waste services | 228 | $775 | 0.34 | +18.1% |
| Professional and technical services | 178 | $1,120 | 0.22 | +7.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$640.5 m in deposits at 13 offices of 8 banks (SOD June 2026); HHI 1,769, moderately concentrated. $289.3 m federal obligations in FY2026 (direct payments $274.2 m, grants $14.6 m), $24,166 per covered job
| Item | Value | Distance |
|---|---|---|
| Associated Bank, National Association | $186.4 m · 29.1% share · 2 offices | |
| Bonduel State Bank | $113.1 m · 17.7% share · 1 office | |
| BMO Bank National Association | $104.3 m · 16.3% share · 1 office | |
| Shawano, WI | $289.3 m FY2026 · $24,166/job | |
| MULTIPLE RECIPIENTS | $268.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Associated Bank, National Association | $186,370,000 | 29.1% | 2 |
| Bonduel State Bank | $113,077,000 | 17.7% | 1 |
| BMO Bank National Association | $104,251,000 | 16.3% | 1 |
| Premier Community Bank | $93,593,000 | 14.6% | 2 |
| AbbyBank | $49,622,000 | 7.7% | 2 |
| Bank First, N.A. | $35,126,000 | 5.5% | 1 |
| Bank of Sun Prairie | $33,138,000 | 5.2% | 2 |
| First National Bank in Tigerton | $25,312,000 | 4.0% | 2 |
Deposit concentration is 1,769 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 29.1² + 17.7² + 16.3² + … (5 more) = 1,769
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $244,467,263 |
| Department of Veterans Affairs | $22,800,123 |
| Department of Transportation | $10,496,034 |
| Department of the Interior | $3,880,382 |
| Department of Housing and Urban Development | $2,219,245 |
| Department of Agriculture | $1,415,337 |
| Railroad Retirement Board | $1,150,645 |
| Department of Education | $1,098,619 |
| Department of Health and Human Services | $965,510 |
| Department of Defense | $392,045 |
| Environmental Protection Agency | $164,000 |
| Institute of Museum and Library Services | $149,820 |
That is $24,166 per covered job, against 11,970 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $289.3 m / 11,970 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,166
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Shawano County, WI: 7 findings, 7 noted
noteShawano County, WI's average weekly wage was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteShawano County, WI's typical home value rose 0.4% from $282,634 in August 2026 to $283,708 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.4% = (283707.867934984 - 282633.78797086043) / 282633.78797086043 × 100
- 283707.867934984 = Zillow ZHVI, 2026-09
- 282633.78797086043 = Zillow ZHVI, 2026-08
noteShawano County, WI's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteShawano County, WI's typical home value of +11.7% ranks 2nd of 72 Wisconsin counties, against a median of +6.0%.
Period 2026-09.Show the arithmetic
- 99 on the 0-to-100 scale across 72 Wisconsin counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
noteShawano County, WI's typical home value of +11.7% ranks 61st of 3,062 US counties, against a median of +2.9%.
Period 2026-09.Show the arithmetic
- 98 on the 0-to-100 scale across 3062 US counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.