DeKalb County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.77, -84.23.
Assembled 2026-10-19. Read the brief.
- 76th pct · 710th of 3,063 US counties · median $230,451
- 80th pct · 32nd of 159 Georgia counties · median $215,610
- 46th pct · 16th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
- 10th pct · 2,732nd of 3,062 US counties · median +2.9%
- 7th pct · 147th of 159 Georgia counties · median +2.5%
- 21st pct · 23rd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- 70th pct · 401st of 1,358 US counties · median $1,506
- 63rd pct · 26th of 69 Georgia counties · median $1,701
- 39th pct · 15th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
- 96th pct · 99th of 3,221 US counties · median 8,232
- 98th pct · 4th of 159 Georgia counties · median 7,095
- 89th pct · 4th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 95th pct · 144th of 3,221 US counties · median $1,039
- 97th pct · 5th of 159 Georgia counties · median $964
- 89th pct · 4th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 42nd pct · 1,760th of 3,063 US counties · median 4.2
- 40th pct · 95th of 159 Georgia counties · median 4.2
- 10th pct · 26th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $332,528 (Sep 2026), -1.8% over one year, +9.4% over five
- 76th pct · 710th of 3,063 US counties · median $230,451
- 80th pct · 32nd of 159 Georgia counties · median $215,610
- 46th pct · 16th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
| Item | Value | Distance |
|---|---|---|
| DeKalb County, GA | $332,528 · -1.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,764/mo (Sep 2026), +2.3% over one year; price-to-rent 15.7
- 70th pct · 401st of 1,358 US counties · median $1,506
- 63rd pct · 26th of 69 Georgia counties · median $1,701
- 39th pct · 15th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
| Item | Value | Distance |
|---|---|---|
| DeKalb County, GA | $1,764/mo · +2.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,842 a month on $332,528 at 7.40%, against an average weekly wage worth $7,150 a month: 25.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $332,528 × 80% = $266,022, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,842/mo principal and interest
- wage share = payment / (avg weekly wage $1,650 × 52 / 12 = $7,150) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $332,528 / ($1,650 × 52) = 3.9
- price-to-rent = $332,528 / ($1,764 × 12) = 15.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
310,349 jobs at 23,473 employers (2026 Q1); 0.0% jobs and +3.6% average weekly wage over the year
- 96th pct · 99th of 3,221 US counties · median 8,232
- 98th pct · 4th of 159 Georgia counties · median 7,095
- 89th pct · 4th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| DeKalb County, GA | 310,349 jobs · $1,650/wk · 0.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 51,889 | $1,366 | 1.11 | +3.7% |
| Retail trade | 31,482 | $964 | 1.04 | -2.6% |
| Educational services | 23,816 | $2,295 | 3.57 | +2.3% |
| Accommodation and food services | 23,762 | $556 | 0.85 | +1.0% |
| Administrative and waste services | 21,527 | $1,448 | 1.22 | +11.0% |
| Professional and technical services | 21,220 | $2,284 | 0.99 | -3.7% |
| Finance and insurance | 15,864 | $2,168 | 1.25 | -7.0% |
| Manufacturing | 12,057 | $1,524 | 0.48 | -5.1% |
| Transportation and warehousing | 11,730 | $1,371 | 0.90 | +1.6% |
| Wholesale trade | 10,499 | $2,224 | 0.88 | -4.7% |
| Construction | 9,633 | $2,116 | 0.59 | +1.2% |
| Other services | 7,818 | $1,045 | 0.84 | -1.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$16.0 bn in deposits at 112 offices of 24 banks (SOD June 2026); HHI 1,398, moderately concentrated. $6.7 bn federal obligations in FY2026 (direct payments $4.2 bn, contracts $1.8 bn), $21,482 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $3.8 bn · 23.8% share · 18 offices | |
| Bank of America, National Association | $3.4 bn · 21.0% share · 15 offices | |
| Truist Bank | $2.0 bn · 12.7% share · 19 offices | |
| DeKalb, GA | $6.7 bn FY2026 · $21,482/job | |
| MULTIPLE RECIPIENTS | $3.8 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $3,817,210,000 | 23.8% | 18 |
| Bank of America, National Association | $3,367,207,000 | 21.0% | 15 |
| Truist Bank | $2,040,231,000 | 12.7% | 19 |
| JPMorgan Chase Bank, National Association | $1,439,267,000 | 9.0% | 16 |
| Metro City Bank | $1,402,721,000 | 8.8% | 2 |
| Ameris Bank | $1,061,806,000 | 6.6% | 5 |
| East West Bank | $408,686,000 | 2.5% | 1 |
| Pinnacle Bank | $339,585,000 | 2.1% | 2 |
| PNC Bank, National Association | $333,238,000 | 2.1% | 7 |
| Georgia Banking Company | $241,532,000 | 1.5% | 1 |
Deposit concentration is 1,398 across 24 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 24 banks with deposits in the county = 23.8² + 21.0² + 12.7² + … (21 more) = 1,398
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $2,686,439,519 |
| Department of Health and Human Services | $2,506,287,470 |
| Department of Veterans Affairs | $590,728,754 |
| Department of Housing and Urban Development | $376,318,911 |
| General Services Administration | $201,140,524 |
| Department of Transportation | $90,055,060 |
| Department of Justice | $71,671,175 |
| Department of Education | $50,845,350 |
| Department of the Treasury | $23,100,086 |
| Department of Defense | $16,214,208 |
| Department of the Interior | $14,011,537 |
| Department of Energy | $11,739,333 |
That is $21,482 per covered job, against 310,349 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $6.7 bn / 310,349 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,482
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
DeKalb County, GA: 11 findings, 1 at a watch level and 10 noted
watchDeKalb County, GA's typical home value is -1.8% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -1.8229005816421013 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteDeKalb County, GA's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDeKalb County, GA's typical asking rent rose 0.5% from $1,755 in August 2026 to $1,764 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.5% = (1764.3029469314733 - 1755.0284547691185) / 1755.0284547691185 × 100
- 1764.3029469314733 = Zillow ZORI, 2026-09
- 1755.0284547691185 = Zillow ZORI, 2026-08
noteDeKalb County, GA's covered employment of 310,349 ranks 4th of 159 Georgia counties, against a median of 7,095.
Period 2026 Q1.Show the arithmetic
- 98 on the 0-to-100 scale across 159 Georgia counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteDeKalb County, GA's average weekly wage of $1,650 ranks 5th of 159 Georgia counties, against a median of $964.
Period 2026 Q1.Show the arithmetic
- 97 on the 0-to-100 scale across 159 Georgia counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.