Newton County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.55, -83.85.
Assembled 2026-10-19. Read the brief.
- 68th pct · 956th of 3,063 US counties · median $230,451
- 70th pct · 47th of 159 Georgia counties · median $215,610
- 25th pct · 22nd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
- 16th pct · 2,555th of 3,062 US counties · median +2.9%
- 14th pct · 136th of 159 Georgia counties · median +2.5%
- 42nd pct · 17th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- 74th pct · 343rd of 1,358 US counties · median $1,506
- 72nd pct · 20th of 69 Georgia counties · median $1,701
- 56th pct · 11th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
- 76th pct · 747th of 3,221 US counties · median 8,232
- 80th pct · 32nd of 159 Georgia counties · median 7,095
- 46th pct · 16th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 68th pct · 1,007th of 3,221 US counties · median $1,039
- 80th pct · 32nd of 159 Georgia counties · median $964
- 50th pct · 15th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 64th pct · 1,075th of 3,063 US counties · median 4.2
- 64th pct · 57th of 159 Georgia counties · median 4.2
- 35th pct · 19th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $292,673 (Sep 2026), -0.6% over one year, +19.3% over five
- 68th pct · 956th of 3,063 US counties · median $230,451
- 70th pct · 47th of 159 Georgia counties · median $215,610
- 25th pct · 22nd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
| Item | Value | Distance |
|---|---|---|
| Newton County, GA | $292,673 · -0.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,835/mo (Sep 2026), +2.0% over one year; price-to-rent 13.3
- 74th pct · 343rd of 1,358 US counties · median $1,506
- 72nd pct · 20th of 69 Georgia counties · median $1,701
- 56th pct · 11th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
| Item | Value | Distance |
|---|---|---|
| Newton County, GA | $1,835/mo · +2.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,621 a month on $292,673 at 7.40%, against an average weekly wage worth $4,931 a month: 32.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $292,673 × 80% = $234,139, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,621/mo principal and interest
- wage share = payment / (avg weekly wage $1,138 × 52 / 12 = $4,931) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $292,673 / ($1,138 × 52) = 4.9
- price-to-rent = $292,673 / ($1,835 × 12) = 13.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
28,383 jobs at 2,154 employers (2026 Q1); +1.2% jobs and +2.6% average weekly wage over the year
- 76th pct · 747th of 3,221 US counties · median 8,232
- 80th pct · 32nd of 159 Georgia counties · median 7,095
- 46th pct · 16th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| Newton County, GA | 28,383 jobs · $1,138/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,265 | $1,469 | 1.87 | +0.7% |
| Health care and social assistance | 3,689 | $1,098 | 0.86 | +9.2% |
| Retail trade | 3,233 | $662 | 1.17 | -3.0% |
| Accommodation and food services | 3,099 | $430 | 1.22 | +4.8% |
| Wholesale trade | 1,897 | $1,615 | 1.74 | +15.9% |
| Administrative and waste services | 1,092 | $812 | 0.68 | -7.8% |
| Professional and technical services | 869 | $1,628 | 0.44 | -10.3% |
| Finance and insurance | 591 | $1,441 | 0.51 | +1.0% |
| Other services | 536 | $778 | 0.63 | +4.3% |
| Educational services | 421 | $1,952 | 0.69 | +6.0% |
| Management of companies | 304 | $1,990 | 0.64 | +32.8% |
| Real estate and rental | 261 | $1,279 | 0.60 | +2.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
14 USGS reservoir gauges, no capacity figures to weight
Sites found: 14, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA | 732.4 ft (USGS, no capacity on file) | 21 km |
| LAKE HORTON HEADWATER NEAR FAYETTEVILLE, GA | 775.2 ft (USGS, no capacity on file) | 59 km |
| CHATTAHOOCHEE RIVER AT MORGAN FALLS DAM, GA | 865.0 ft (USGS, no capacity on file) | 67 km |
| LAKE KEDRON NEAR PEACHTREE CITY, GA | 834.3 ft (USGS, no capacity on file) | 69 km |
| LAKE PEACHTREE HEADWATER AT PEACHTREE CITY, GA | 784.4 ft (USGS, no capacity on file) | 70 km |
| LAKE SIDNEY LANIER NEAR BUFORD, GA | 1,063 ft (USGS, no capacity on file) | 71 km |
| LAKE MCINTOSH NEAR PEACHTREE CITY, GA | 779.0 ft (USGS, no capacity on file) | 71 km |
| ALLATOONA LAKE NEAR CARTERSVILLE, GA | 834.8 ft (USGS, no capacity on file) | 106 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
148 gauges · 0 flooding · 65 with quality panels averaging 100 % · 13 stale
Sites found: 148, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| ALCOVY RIVER BELOW COVINGTON, GA | flow 38.7 ft³/s | 6 km |
| YELLOW RIVER ROCKY PLAINS RD NR ROCKY PLAINS, GA | flow 140.0 ft³/s | 7 km |
| EAST BEAR CREEK AT POPLAR ROAD, NR MANSFIELD, GA | flow 0.75 ft³/s | 9 km |
| CORNISH CREEK AT HAZELBRAND RD NR COVINGTON, GA | flow 8.76 ft³/s · quality 100 % (5) | 10 km |
| ALCOVY RIVER ABOVE COVINGTON, GA | flow 25.1 ft³/s · quality 100 % (5) | 12 km |
| SOUTH RIVER AT GA 81, AT SNAPPING SHOALS, GA | flow 204.0 ft³/s | 12 km |
| BIG HAYNES CREEK AT BALD ROCK ROAD, NR MILSTEAD GA | flow 15.7 ft³/s · quality 100 % (5) | 14 km |
| LITTLE CORNISH CR COUNTY ROAD 95 NR OXFORD, GA | flow 2.06 ft³/s | 14 km |
| YELLOW RIVER AT GEES MILL ROAD, NEAR MILSTEAD, GA | flow 107.0 ft³/s | 15 km |
| LITTLE RIVER AT NEWBORN RD NEAR NEWBORN, GA | flow 3.65 ft³/s | 17 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
45 wells in 0 named aquifers:
Sites found: 45, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-333858083430001 | depth 4.29 ft · 1994-07-23 | 16 km |
| USGS-333954084003301 | depth 58.1 ft · 2005-09-29 | 19 km |
| USGS-333823084033501 | depth 14.9 ft · 1983-07-12 | 22 km |
| USGS-333537084081701 | depth 14.8 ft · 2006-03-23 | 27 km |
| USGS-335515083594201 | depth 6.57 ft · 2001-11-13 | 43 km |
| USGS-335633083494201 | depth 3.69 ft · 1999-04-13 | 45 km |
| USGS-335614084010702 | depth 22.0 ft · 2014-06-09 | 45 km |
| USGS-335614084010701 | depth 26.3 ft · 2014-06-09 | 45 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.1 bn in deposits at 9 offices of 9 banks (SOD June 2026); HHI 1,570, moderately concentrated. $676.5 m federal obligations in FY2026 (direct payments $657.0 m, grants $12.8 m), $23,834 per covered job
| Item | Value | Distance |
|---|---|---|
| Affinity Bank, National Association | $236.1 m · 20.7% share · 1 office | |
| Pinnacle Bank | $211.6 m · 18.5% share · 1 office | |
| Truist Bank | $185.6 m · 16.3% share · 1 office | |
| Newton, GA | $676.5 m FY2026 · $23,834/job | |
| MULTIPLE RECIPIENTS | $653.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Affinity Bank, National Association | $236,116,000 | 20.7% | 1 |
| Pinnacle Bank | $211,559,000 | 18.5% | 1 |
| Truist Bank | $185,595,000 | 16.3% | 1 |
| United Bank | $177,227,000 | 15.5% | 1 |
| Wells Fargo Bank, National Association | $145,141,000 | 12.7% | 1 |
| Vallant Bank | $102,864,000 | 9.0% | 1 |
| United Community Bank | $80,250,000 | 7.0% | 1 |
| Fifth Third Bank, National Association | $1,461,000 | 0.1% | 1 |
| FSNB, National Association | $910,000 | 0.1% | 1 |
Deposit concentration is 1,570 across 9 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 20.7² + 18.5² + 16.3² + … (6 more) = 1,570
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $515,555,245 |
| Department of Veterans Affairs | $138,440,133 |
| Department of Transportation | $12,565,085 |
| Department of Homeland Security | $5,589,062 |
| Department of Housing and Urban Development | $2,815,168 |
| Railroad Retirement Board | $440,071 |
| Department of Defense | $357,428 |
| Department of Health and Human Services | $304,095 |
| Department of Agriculture | $272,681 |
| Federal Communications Commission | $253,150 |
| National Aeronautics and Space Administration | $87,135 |
| Small Business Administration | $0 |
That is $23,834 per covered job, against 28,383 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $676.5 m / 28,383 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,834
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Newton County, GA: 7 findings, 1 at a watch level and 6 noted
watchNewton County, GA's typical home value is -0.6% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -0.6318886304410598 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteNewton County, GA's average weekly wage was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNewton County, GA's covered employment was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNewton County, GA's price-to-rent ratio of 13.3 ranks 22nd of 24 counties in the Atlanta-Sandy Springs-Roswell metro, against a median of 16.0.
Period 2026-09.Show the arithmetic
- 9 on the 0-to-100 scale across 24 counties in the Atlanta-Sandy Springs-Roswell metro that published priceToRent
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Newton County, GA is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.