Harris County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.73, -84.91.
Assembled 2026-10-19. Read the brief.
- 83rd pct · 512th of 3,063 US counties · median $230,451
- 85th pct · 24th of 159 Georgia counties · median $215,610
- 100th pct · 1st of 7 counties in the Columbus metro · median $183,035
- 69th pct · 926th of 3,062 US counties · median +2.9%
- 72nd pct · 45th of 159 Georgia counties · median +2.5%
- 66th pct · 3rd of 7 counties in the Columbus metro · median +4.5%
- 61st pct · 517th of 1,358 US counties · median $1,506
- 44th pct · 39th of 69 Georgia counties · median $1,701
- counties in the Columbus metro: only 3 of counties in the Columbus metro published this metric; fewer than 5 is too few to rank
- 46th pct · 1,736th of 3,221 US counties · median 8,232
- 49th pct · 81st of 159 Georgia counties · median 7,095
- 66th pct · 3rd of 7 counties in the Columbus metro · median 2,245
- 41st pct · 1,886th of 3,221 US counties · median $1,039
- 58th pct · 67th of 159 Georgia counties · median $964
- 33rd pct · 5th of 7 counties in the Columbus metro · median $1,002
- 90th pct · 302nd of 3,063 US counties · median 4.2
- 89th pct · 18th of 159 Georgia counties · median 4.2
- 100th pct · 1st of 7 counties in the Columbus metro · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $375,897 (Sep 2026), +4.5% over one year, +29.3% over five
- 83rd pct · 512th of 3,063 US counties · median $230,451
- 85th pct · 24th of 159 Georgia counties · median $215,610
- 100th pct · 1st of 7 counties in the Columbus metro · median $183,035
| Item | Value | Distance |
|---|---|---|
| Harris County, GA | $375,897 · +4.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,648/mo (Sep 2026), n/a over one year; price-to-rent 19.0
- 61st pct · 517th of 1,358 US counties · median $1,506
- 44th pct · 39th of 69 Georgia counties · median $1,701
- counties in the Columbus metro: only 3 of counties in the Columbus metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Harris County, GA | $1,648/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,082 a month on $375,897 at 7.40%, against an average weekly wage worth $4,338 a month: 48.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $375,897 × 80% = $300,718, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,082/mo principal and interest
- wage share = payment / (avg weekly wage $1,001 × 52 / 12 = $4,338) = 48% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $375,897 / ($1,001 × 52) = 7.2
- price-to-rent = $375,897 / ($1,648 × 12) = 19.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,049 jobs at 602 employers (2026 Q1); +2.7% jobs and +6.8% average weekly wage over the year
- 46th pct · 1,736th of 3,221 US counties · median 8,232
- 49th pct · 81st of 159 Georgia counties · median 7,095
- 66th pct · 3rd of 7 counties in the Columbus metro · median 2,245
| Item | Value | Distance |
|---|---|---|
| Harris County, GA | 7,049 jobs · $1,001/wk · +2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,912 | $1,068 | 3.37 | +3.0% |
| Transportation and warehousing | 627 | $991 | 2.11 | +9.4% |
| Construction | 570 | $1,057 | 1.54 | +6.5% |
| Retail trade | 271 | $478 | 0.39 | -20.8% |
| Administrative and waste services | 243 | $726 | 0.61 | +20.9% |
| Finance and insurance | 223 | $1,450 | 0.78 | +3.2% |
| Other services | 112 | $646 | 0.53 | +17.9% |
| Information | 82 | $2,863 | 0.63 | -21.2% |
| Real estate and rental | 74 | $846 | 0.68 | +21.3% |
| Unclassified | 31 | $989 | 2.07 | +55.0% |
| Agriculture, forestry, fishing | 21 | $827 | 0.41 | +0.0% |
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$297.2 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 5,808, highly concentrated. $350.3 m federal obligations in FY2026 (direct payments $279.3 m, contracts $67.5 m), $49,689 per covered job
| Item | Value | Distance |
|---|---|---|
| First Peoples Bank | $208.4 m · 70.1% share · 2 offices | |
| Wells Fargo Bank, National Association | $88.8 m · 29.9% share · 1 office | |
| Harris, GA | $350.3 m FY2026 · $49,689/job | |
| MULTIPLE RECIPIENTS | $278.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Peoples Bank | $208,352,000 | 70.1% | 2 |
| Wells Fargo Bank, National Association | $88,848,000 | 29.9% | 1 |
Deposit concentration is 5,808 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 70.1² + 29.9² = 5,808
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $198,123,409 |
| Department of Veterans Affairs | $78,423,642 |
| Department of Defense | $67,567,486 |
| Department of Agriculture | $2,325,892 |
| Railroad Retirement Board | $2,211,205 |
| Department of Transportation | $1,039,041 |
| Federal Communications Commission | $546,639 |
| Department of Education | $44,653 |
| Department of Justice | $4,390 |
| Small Business Administration | $0 |
| Department of the Interior | -$4,899 |
| Department of Commerce | -$25,032 |
That is $49,689 per covered job, against 7,049 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $350.3 m / 7,049 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $49,689
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Harris County, GA: 10 findings, 1 at a watch level and 9 noted
watchHarris County, GA's years of wages of 7.2 ranks 302nd of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 90.16982364467668 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
noteHarris County, GA's average weekly wage was 6.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarris County, GA's covered employment was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarris County, GA's typical home value rose 0.3% from $374,953 in August 2026 to $375,897 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (375897.0238897696 - 374953.2048361304) / 374953.2048361304 × 100
- 375897.0238897696 = Zillow ZHVI, 2026-09
- 374953.2048361304 = Zillow ZHVI, 2026-08
noteHarris County, GA's typical home value of $375,897 ranks 1st of 7 counties in the Columbus metro, against a median of $183,035.
Period 2026-09.Show the arithmetic
- 100 on the 0-to-100 scale across 7 counties in the Columbus metro that published home.latest
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.