Stewart County, GA

Home values #

Typical home $81,047 (Sep 2026), -4.9% over one year, -3.6% over five

• 1st pct · 3,032nd of 3,063 US counties · median $230,451
• 0th pct · 159th of 159 Georgia counties · median $215,610
• 0th pct · 7th of 7 counties in the Columbus metro · median $183,035

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• Georgia counties: not published this period
• counties in the Columbus metro: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $449 a month on $81,047 at 7.40%, against an average weekly wage worth $5,074 a month: 8.8% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $81,047 × 80% = $64,837, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $449/mo principal and interest
• wage share = payment / (avg weekly wage $1,171 × 52 / 12 = $5,074) = 9% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $81,047 / ($1,171 × 52) = 1.3

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

1,743 jobs at 92 employers (2026 Q1); +2.9% jobs and +8.6% average weekly wage over the year

• 13th pct · 2,774th of 3,221 US counties · median 8,232
• 16th pct · 133rd of 159 Georgia counties · median 7,095
• 33rd pct · 5th of 7 counties in the Columbus metro · median 2,245

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

Surface water layer not loaded

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

Surface water layer not loaded

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

No USGS monitoring wells within 75 km (or above 1,500 km)

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35

Banks & federal dollars #

FDIC publishes no Summary of Deposits rows for this county. $40.6 m federal obligations in FY2026 (direct payments $28.6 m, grants $12.0 m), $23,277 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $23,277 per covered job, against 1,743 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $40.6 m / 1,743 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,277

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Stewart County, GA: 15 findings, 1 at a watch level and 14 noted

1. watchStewart County, GA's typical home value is -4.9% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-09.
   Show the arithmetic

   • test: home.yoyPct = -4.925885581455037 < 0

   arithmetic on Zillow ZHVI, county and metro files; not an official level

2. noteStewart County, GA's average weekly wage was 8.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +8.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

3. noteStewart County, GA's covered employment was 2.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +2.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteStewart County, GA's typical home value rose 0.3% from $80,765 in August 2026 to $81,047 in September 2026, on Zillow ZHVI.

   Period 2026-09.
   Show the arithmetic

   • +0.3% = (81046.70895993656 - 80764.99893703444) / 80764.99893703444 × 100
   • 81046.70895993656 = Zillow ZHVI, 2026-09
   • 80764.99893703444 = Zillow ZHVI, 2026-08

5. noteStewart County, GA's typical home value of $81,047 ranks 7th of 7 counties in the Columbus metro, against a median of $183,035.

   Period 2026-09.
   Show the arithmetic

   • 0 on the 0-to-100 scale across 7 counties in the Columbus metro that published home.latest

   position among the entities that published this metric this period; not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.