Richmond County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.36, -82.08.
Assembled 2026-10-19. Read the brief.
- 35th pct · 1,963rd of 3,063 US counties · median $230,451
- 44th pct · 89th of 159 Georgia counties · median $215,610
- 16th pct · 6th of 7 counties in the Augusta-Richmond County metro · median $243,437
- 44th pct · 1,702nd of 3,062 US counties · median +2.9%
- 48th pct · 82nd of 159 Georgia counties · median +2.5%
- 33rd pct · 5th of 7 counties in the Augusta-Richmond County metro · median +3.2%
- 35th pct · 871st of 1,358 US counties · median $1,506
- 19th pct · 56th of 69 Georgia counties · median $1,701
- counties in the Augusta-Richmond County metro: only 3 of counties in the Augusta-Richmond County metro published this metric; fewer than 5 is too few to rank
- 91st pct · 288th of 3,221 US counties · median 8,232
- 96th pct · 7th of 159 Georgia counties · median 7,095
- 100th pct · 1st of 7 counties in the Augusta-Richmond County metro · median 7,442
- 78th pct · 684th of 3,221 US counties · median $1,039
- 87th pct · 20th of 159 Georgia counties · median $964
- 66th pct · 3rd of 7 counties in the Augusta-Richmond County metro · median $1,053
- 22nd pct · 2,382nd of 3,063 US counties · median 4.2
- 21st pct · 125th of 159 Georgia counties · median 4.2
- 16th pct · 6th of 7 counties in the Augusta-Richmond County metro · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $194,252 (Sep 2026), +2.4% over one year, +25.9% over five
- 35th pct · 1,963rd of 3,063 US counties · median $230,451
- 44th pct · 89th of 159 Georgia counties · median $215,610
- 16th pct · 6th of 7 counties in the Augusta-Richmond County metro · median $243,437
| Item | Value | Distance |
|---|---|---|
| Richmond County, GA | $194,252 · +2.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,353/mo (Sep 2026), +4.3% over one year; price-to-rent 12.0
- 35th pct · 871st of 1,358 US counties · median $1,506
- 19th pct · 56th of 69 Georgia counties · median $1,701
- counties in the Augusta-Richmond County metro: only 3 of counties in the Augusta-Richmond County metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Richmond County, GA | $1,353/mo · +4.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,076 a month on $194,252 at 7.40%, against an average weekly wage worth $5,313 a month: 20.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $194,252 × 80% = $155,401, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,076/mo principal and interest
- wage share = payment / (avg weekly wage $1,226 × 52 / 12 = $5,313) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $194,252 / ($1,226 × 52) = 3.0
- price-to-rent = $194,252 / ($1,353 × 12) = 12.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
104,109 jobs at 5,196 employers (2026 Q1); +0.5% jobs and +7.8% average weekly wage over the year
- 91st pct · 288th of 3,221 US counties · median 8,232
- 96th pct · 7th of 159 Georgia counties · median 7,095
- 100th pct · 1st of 7 counties in the Augusta-Richmond County metro · median 7,442
| Item | Value | Distance |
|---|---|---|
| Richmond County, GA | 104,109 jobs · $1,226/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 20,765 | $1,266 | 1.33 | +4.4% |
| Accommodation and food services | 10,253 | $440 | 1.10 | -0.7% |
| Retail trade | 10,058 | $657 | 0.99 | -4.1% |
| Manufacturing | 7,924 | $1,602 | 0.95 | +4.3% |
| Administrative and waste services | 7,497 | $775 | 1.27 | -0.9% |
| Professional and technical services | 5,654 | $1,689 | 0.79 | -3.0% |
| Construction | 3,185 | $1,286 | 0.58 | +1.1% |
| Transportation and warehousing | 2,803 | $1,197 | 0.64 | -0.4% |
| Other services | 2,780 | $894 | 0.89 | -6.7% |
| Wholesale trade | 2,651 | $1,758 | 0.66 | -2.0% |
| Information | 2,173 | $1,834 | 1.13 | +174.4% |
| Arts, entertainment and recreation | 1,870 | $922 | 1.09 | +5.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
10 USGS reservoir gauges, no capacity figures to weight
Sites found: 10, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BUTLER CREEK RESERVOIR AT FORT GORDON, GA | 27.4 ft (USGS, no capacity on file) | 7 km |
| SAVANNAH RVR AT STEVENS CREEK DAM NR MORGANA, SC | 185.0 ft (USGS, no capacity on file) | 23 km |
| THURMOND LAKE NEAR PLUM BRANCH, SC | 319.4 ft (USGS, no capacity on file) | 59 km |
| LAKE GREENWOOD NEAR CHAPPELLS, SC | 438.9 ft (USGS, no capacity on file) | 92 km |
| RUSSELL LAKE ABOVE CALHOUN FALLS, SC | 473.5 ft (USGS, no capacity on file) | 96 km |
| LAKE MURRAY NEAR COLUMBIA, SC | 355.6 ft (USGS, no capacity on file) | 110 km |
| PARR SHOALS RESERVOIR AT PARR, SC | 262.1 ft (USGS, no capacity on file) | 121 km |
| MONTICELLO RES NR JENKINSVILLE, SC | 423.5 ft (USGS, no capacity on file) | 125 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
87 gauges · 0 flooding · 4 with quality panels averaging 88 % · 55 stale
Sites found: 87, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| STEVENS CREEK AT WOODLAWN RD NR MURPHY VILLAGE, SC | stage 16.5 ft · quality 50 % (2) | 28 km |
| SPIRIT CREEK AT US 1, NEAR AUGUSTA, GA | flow 7.45 ft³/s | 6 km |
| BUTLER CR BELOW BUTLER CR RSVR AT FORT GORDON, GA | flow 7.64 ft³/s | 7 km |
| BUTLER CREEK BELOW 7TH AVENUE, AT FT. GORDON, GA | flow 6.31 ft³/s | 9 km |
| SAVANNAH RIVER AT AUGUSTA, GA | flow 4,280 ft³/s | 12 km |
| SAVANNAH RIVER JEFFERSON DAVIS BR, AT AUGUSTA, GA | flow 3,270 ft³/s | 17 km |
| REED CREEK AT BLUE RIDGE DRIVE NEAR MARTINEZ, GA | stage 2.50 ft | 19 km |
| HORSE CREEK AT CLEARWATER, SC | stage 10.2 ft | 20 km |
| AUGUSTA CANAL UPPER NR AUGUSTA, GA | flow 2,060 ft³/s | 21 km |
| SAVANNAH RIVER NEAR NORTH AUGUSTA, SC | flow 1,950 ft³/s · STALE | 21 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
63 wells in 0 named aquifers:
Sites found: 63, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-331944082025501 | depth 217.3 ft · 2026-10-18 | 4 km |
| USGS-332131082013401 | depth 69.7 ft · 2026-10-18 | 5 km |
| USGS-332221081584602 | depth 38.3 ft · 2026-10-18 | 9 km |
| USGS-332221081584601 | depth 42.1 ft · 2026-10-18 | 9 km |
| USGS-332216081583601 | depth 35.6 ft · 2010-03-16 | 9 km |
| USGS-332528082003301 | depth 6.95 ft · 2026-10-18 | 9 km |
| USGS-332219081583301 | depth 32.9 ft · 2010-09-28 | 9 km |
| USGS-332215081575201 | depth 25.2 ft · 2010-09-28 | 10 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.05)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.13 / 0.55
Banks & federal dollars #
$4.5 bn in deposits at 37 offices of 17 banks (SOD June 2026); HHI 1,531, moderately concentrated. $2.0 bn federal obligations in FY2026 (direct payments $1.4 bn, contracts $468.1 m), $19,061 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $1.3 bn · 27.7% share · 5 offices | |
| Queensborough National Bank & Trust Company | $736.4 m · 16.2% share · 3 offices | |
| SouthState Bank, National Association | $655.2 m · 14.4% share · 3 offices | |
| Richmond, GA | $2.0 bn FY2026 · $19,061/job | |
| MULTIPLE RECIPIENTS | $1.3 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $1,261,356,000 | 27.7% | 5 |
| Queensborough National Bank & Trust Company | $736,373,000 | 16.2% | 3 |
| SouthState Bank, National Association | $655,227,000 | 14.4% | 3 |
| Bank of America, National Association | $566,253,000 | 12.4% | 3 |
| Truist Bank | $394,993,000 | 8.7% | 4 |
| The Huntington National Bank | $215,550,000 | 4.7% | 2 |
| Regions Bank | $183,067,000 | 4.0% | 3 |
| Ameris Bank | $159,451,000 | 3.5% | 1 |
| Fifth Third Bank, National Association | $91,083,000 | 2.0% | 1 |
| First Community Bank | $78,827,000 | 1.7% | 1 |
Deposit concentration is 1,531 across 17 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 17 banks with deposits in the county = 27.7² + 16.2² + 14.4² + … (14 more) = 1,531
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $890,892,250 |
| Department of Veterans Affairs | $463,174,886 |
| Department of Defense | $255,459,616 |
| General Services Administration | $151,570,447 |
| Department of Health and Human Services | $75,043,763 |
| Department of Housing and Urban Development | $62,325,173 |
| Department of Education | $38,421,245 |
| Department of Transportation | $27,950,229 |
| Department of Justice | $12,193,922 |
| Railroad Retirement Board | $6,742,632 |
| National Science Foundation | $2,800,256 |
| Federal Communications Commission | $689,704 |
That is $19,061 per covered job, against 104,109 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $2.0 bn / 104,109 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,061
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Richmond County, GA: 10 findings, 10 noted
noteRichmond County, GA's average weekly wage was 7.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +7.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRichmond County, GA's typical asking rent rose 0.5% from $1,346 in August 2026 to $1,353 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.5% = (1352.578301167562 - 1345.512365162128) / 1345.512365162128 × 100
- 1352.578301167562 = Zillow ZORI, 2026-09
- 1345.512365162128 = Zillow ZORI, 2026-08
noteRichmond County, GA's covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRichmond County, GA's covered employment of 104,109 ranks 1st of 7 counties in the Augusta-Richmond County metro, against a median of 7,442.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 7 counties in the Augusta-Richmond County metro that published jobs.emp
position among the entities that published this metric this period; not an official level
noteRichmond County, GA's covered employment of 104,109 ranks 7th of 159 Georgia counties, against a median of 7,095.
Period 2026 Q1.Show the arithmetic
- 96 on the 0-to-100 scale across 159 Georgia counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.