Dallas County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.68, -93.03.
Assembled 2026-10-21. Read the brief.
- 52nd pct · 1,452nd of 3,063 US counties · median $230,451
- 65th pct · 40th of 113 Missouri counties · median $221,167
- 0th pct · 5th of 5 counties in the Springfield metro · median $268,140
- 87th pct · 372nd of 3,062 US counties · median +2.9%
- 78th pct · 25th of 113 Missouri counties · median +4.5%
- 100th pct · 1st of 5 counties in the Springfield metro · median +3.2%
- US counties: not published this period
- Missouri counties: not published this period
- counties in the Springfield metro: not published this period
- 22nd pct · 2,487th of 3,221 US counties · median 8,232
- 28th pct · 82nd of 115 Missouri counties · median 4,996
- 0th pct · 5th of 5 counties in the Springfield metro · median 9,637
- 3rd pct · 3,103rd of 3,221 US counties · median $1,039
- 7th pct · 106th of 115 Missouri counties · median $902
- 0th pct · 5th of 5 counties in the Springfield metro · median $905
- 80th pct · 590th of 3,063 US counties · median 4.2
- 91st pct · 10th of 113 Missouri counties · median 4.7
- 75th pct · 2nd of 5 counties in the Springfield metro · median 5.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $239,061 (Sep 2026), +7.1% over one year, +33.2% over five
- 52nd pct · 1,452nd of 3,063 US counties · median $230,451
- 65th pct · 40th of 113 Missouri counties · median $221,167
- 0th pct · 5th of 5 counties in the Springfield metro · median $268,140
| Item | Value | Distance |
|---|---|---|
| Dallas County, MO | $239,061 · +7.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
- counties in the Springfield metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,324 a month on $239,061 at 7.40%, against an average weekly wage worth $3,263 a month: 40.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $239,061 × 80% = $191,249, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,324/mo principal and interest
- wage share = payment / (avg weekly wage $753 × 52 / 12 = $3,263) = 41% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $239,061 / ($753 × 52) = 6.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,795 jobs at 476 employers (2026 Q1); -0.8% jobs and +6.8% average weekly wage over the year
- 22nd pct · 2,487th of 3,221 US counties · median 8,232
- 28th pct · 82nd of 115 Missouri counties · median 4,996
- 0th pct · 5th of 5 counties in the Springfield metro · median 9,637
| Item | Value | Distance |
|---|---|---|
| Dallas County, MO | 2,795 jobs · $753/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 526 | $644 | 1.93 | -0.4% |
| Manufacturing | 267 | $1,084 | 1.19 | -8.9% |
| Finance and insurance | 140 | $1,092 | 1.23 | +0.7% |
| Wholesale trade | 102 | $466 | 0.95 | +15.9% |
| Other services | 96 | $753 | 1.15 | +15.7% |
| Professional and technical services | 40 | $900 | 0.21 | -33.3% |
| Real estate and rental | 38 | $601 | 0.89 | +11.8% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$422.2 m in deposits at 5 offices of 4 banks (SOD June 2026); HHI 3,389, highly concentrated. $118.3 m federal obligations in FY2026 (direct payments $115.9 m, grants $2.3 m), $42,329 per covered job
| Item | Value | Distance |
|---|---|---|
| O'Bannon Banking Company | $179.7 m · 42.6% share · 1 office | |
| Oakstar Bank | $134.2 m · 31.8% share · 2 offices | |
| Omb Bank | $100.3 m · 23.7% share · 1 office | |
| Dallas, MO | $118.3 m FY2026 · $42,329/job | |
| MULTIPLE RECIPIENTS | $111.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| O'Bannon Banking Company | $179,671,000 | 42.6% | 1 |
| Oakstar Bank | $134,225,000 | 31.8% | 2 |
| Omb Bank | $100,275,000 | 23.7% | 1 |
| BTC Bank | $8,061,000 | 1.9% | 1 |
Deposit concentration is 3,389 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.6² + 31.8² + 23.7² + … (1 more) = 3,389
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $94,562,128 |
| Department of Veterans Affairs | $15,892,595 |
| Department of Agriculture | $3,849,080 |
| Department of Transportation | $1,565,904 |
| Railroad Retirement Board | $1,145,897 |
| Department of Housing and Urban Development | $729,698 |
| Federal Communications Commission | $565,182 |
| Small Business Administration | $0 |
That is $42,329 per covered job, against 2,795 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $118.3 m / 2,795 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $42,329
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 16.54 | 2026-10-20 | -4.9% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-21 | +0.0% |
| Laredo truck crossings, monthly · trucks | 255,129.00 | 2026-09-01 | -1.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,221.00 | 2026-09-01 | -5.2% |
| Building permits, annual rate · thousands of units | 1,400.00 | 2026-09-01 | -0.2% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dallas County, MO: 13 findings, 1 at a watch level and 12 noted
watchDallas County, MO's covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteDallas County, MO's average weekly wage was 6.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDallas County, MO's covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDallas County, MO's typical home value of $239,061 ranks 5th of 5 counties in the Springfield metro, against a median of $268,140.
Period 2026-09.Show the arithmetic
- 0 on the 0-to-100 scale across 5 counties in the Springfield metro that published home.latest
position among the entities that published this metric this period; not an official level
noteDallas County, MO's typical home value of +7.1% ranks 1st of 5 counties in the Springfield metro, against a median of +3.2%.
Period 2026-09.Show the arithmetic
- 100 on the 0-to-100 scale across 5 counties in the Springfield metro that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.