Greene County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.26, -93.34.
Assembled 2026-10-19. Read the brief.
- 58th pct · 1,263rd of 3,063 US counties · median $230,451
- 75th pct · 28th of 113 Missouri counties · median $221,167
- 25th pct · 4th of 5 counties in the Springfield metro · median $268,140
- 53rd pct · 1,410th of 3,062 US counties · median +2.9%
- 25th pct · 84th of 113 Missouri counties · median +4.5%
- 50th pct · 3rd of 5 counties in the Springfield metro · median +3.2%
- 23rd pct · 1,040th of 1,358 US counties · median $1,506
- 50th pct · 18th of 35 Missouri counties · median $1,229
- counties in the Springfield metro: only 4 of counties in the Springfield metro published this metric; fewer than 5 is too few to rank
- 94th pct · 185th of 3,221 US counties · median 8,232
- 97th pct · 4th of 115 Missouri counties · median 4,996
- 100th pct · 1st of 5 counties in the Springfield metro · median 9,637
- 67th pct · 1,046th of 3,221 US counties · median $1,039
- 90th pct · 12th of 115 Missouri counties · median $902
- 100th pct · 1st of 5 counties in the Springfield metro · median $905
- 53rd pct · 1,437th of 3,063 US counties · median 4.2
- 41st pct · 67th of 113 Missouri counties · median 4.7
- 0th pct · 5th of 5 counties in the Springfield metro · median 5.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $255,838 (Sep 2026), +3.2% over one year, +29.9% over five
- 58th pct · 1,263rd of 3,063 US counties · median $230,451
- 75th pct · 28th of 113 Missouri counties · median $221,167
- 25th pct · 4th of 5 counties in the Springfield metro · median $268,140
| Item | Value | Distance |
|---|---|---|
| Greene County, MO | $255,838 · +3.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,229/mo (Sep 2026), +5.5% over one year; price-to-rent 17.3
- 23rd pct · 1,040th of 1,358 US counties · median $1,506
- 50th pct · 18th of 35 Missouri counties · median $1,229
- counties in the Springfield metro: only 4 of counties in the Springfield metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Greene County, MO | $1,229/mo · +5.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,417 a month on $255,838 at 7.40%, against an average weekly wage worth $4,892 a month: 29.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $255,838 × 80% = $204,670, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,417/mo principal and interest
- wage share = payment / (avg weekly wage $1,129 × 52 / 12 = $4,892) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $255,838 / ($1,129 × 52) = 4.4
- price-to-rent = $255,838 / ($1,229 × 12) = 17.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
180,577 jobs at 11,943 employers (2026 Q1); +0.7% jobs and +1.4% average weekly wage over the year
- 94th pct · 185th of 3,221 US counties · median 8,232
- 97th pct · 4th of 115 Missouri counties · median 4,996
- 100th pct · 1st of 5 counties in the Springfield metro · median 9,637
| Item | Value | Distance |
|---|---|---|
| Greene County, MO | 180,577 jobs · $1,129/wk · +0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 39,874 | $1,185 | 1.47 | +2.1% |
| Retail trade | 20,729 | $793 | 1.18 | +0.6% |
| Accommodation and food services | 16,217 | $486 | 1.00 | +4.6% |
| Manufacturing | 14,573 | $1,350 | 1.00 | +0.9% |
| Transportation and warehousing | 12,354 | $1,094 | 1.62 | +1.3% |
| Wholesale trade | 9,627 | $1,632 | 1.39 | +0.0% |
| Administrative and waste services | 8,142 | $899 | 0.79 | -3.7% |
| Professional and technical services | 7,103 | $1,429 | 0.57 | -4.8% |
| Finance and insurance | 5,781 | $2,144 | 0.79 | -2.1% |
| Other services | 5,071 | $904 | 0.94 | -2.1% |
| Management of companies | 3,548 | $1,990 | 1.17 | +1.0% |
| Real estate and rental | 3,114 | $1,006 | 1.12 | +6.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
32 gauges · 0 flooding · 1 with quality panels averaging 75 % · 5 stale
Sites found: 32, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Wilson Creek at Springfield, MO | flow 3.32 ft³/s · no flooding | 8 km |
| South Fork Dry Sac River near Springfield, MO | flow 3.69 ft³/s · no flooding | 8 km |
| Wilson Creek near Springfield, MO | flow 0.00 ft³/s · low threshold | 10 km |
| South Creek near Springfield, MO | flow 0.00 ft³/s · no flooding | 12 km |
| Wilson Creek near Brookline, MO | flow 19.7 ft³/s · no flooding | 13 km |
| Jones Branch near Springfield, MO | flow 1.90 ft³/s · STALE | 15 km |
| Pearson Creek near Springfield, MO | flow 5.09 ft³/s · no flooding | 15 km |
| Wilson Creek near Battlefield, MO | flow 52.1 ft³/s · STALE | 17 km |
| James River near Springfield, MO | flow 10.4 ft³/s · no flooding | 17 km |
| James River near Boaz, MO | flow 75.4 ft³/s · no flooding | 28 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
27 wells in 1 named aquifer: Ozark Plateaus aquifer system
Sites found: 27, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-371558093181901 | depth 144.5 ft · 2016-09-26 | 5 km |
| Ozark Plateaus aquifer system | depth 19.1 ft · 2026-10-18 | 8 km |
| Ozark Plateaus aquifer system | depth 265.6 ft · 2026-10-18 | 8 km |
| Ozark Plateaus aquifer system | depth 206.9 ft · 2026-10-18 | 10 km |
| Ozark Plateaus aquifer system | depth 365.6 ft · 2026-10-18 | 10 km |
| Ozark Plateaus aquifer system | depth 297.1 ft · 2026-10-18 | 15 km |
| Ozark Plateaus aquifer system | depth 374.8 ft · 2026-10-18 | 24 km |
| Ozark Plateaus aquifer system | depth 198.1 ft · 2026-10-18 | 28 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.57)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.25 / 0.55
Banks & federal dollars #
$14.0 bn in deposits at 121 offices of 35 banks (SOD June 2026); HHI 721, unconcentrated. $1.9 bn federal obligations in FY2026 (direct payments $1.8 bn, grants $98.5 m), $10,596 per covered job
| Item | Value | Distance |
|---|---|---|
| Great Southern Bank | $1.9 bn · 13.6% share · 15 offices | |
| Omb Bank | $1.6 bn · 11.0% share · 5 offices | |
| Guaranty Bank | $1.5 bn · 10.6% share · 6 offices | |
| Greene, MO | $1.9 bn FY2026 · $10,596/job | |
| MULTIPLE RECIPIENTS | $1.7 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Great Southern Bank | $1,905,038,000 | 13.6% | 15 |
| Omb Bank | $1,550,280,000 | 11.0% | 5 |
| Guaranty Bank | $1,493,329,000 | 10.6% | 6 |
| The Central Trust Bank | $1,315,874,000 | 9.4% | 15 |
| Commerce Bank | $1,070,633,000 | 7.6% | 6 |
| Oakstar Bank | $910,830,000 | 6.5% | 2 |
| Legacy Bank & Trust Company | $764,553,000 | 5.4% | 2 |
| Bank of America, National Association | $663,859,000 | 4.7% | 4 |
| U.S. Bank National Association | $622,628,000 | 4.4% | 6 |
| Arvest Bank | $408,449,000 | 2.9% | 6 |
Deposit concentration is 721 across 35 banks, which the 1995 Department of Justice bank merger screen calls unconcentrated.
HHI = Σ (share %)² over 35 banks with deposits in the county = 13.6² + 11.0² + 10.6² + … (32 more) = 721
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,408,698,852 |
| Department of Veterans Affairs | $194,766,828 |
| Department of Health and Human Services | $90,502,560 |
| Department of Education | $72,779,246 |
| Department of Transportation | $52,857,585 |
| Railroad Retirement Board | $29,246,291 |
| Department of Justice | $18,165,964 |
| Department of Defense | $16,171,982 |
| Department of Housing and Urban Development | $15,534,846 |
| Department of Agriculture | $6,611,988 |
| Federal Communications Commission | $5,278,404 |
| Department of Energy | $1,938,898 |
That is $10,596 per covered job, against 180,577 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.9 bn / 180,577 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,596
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greene County, MO: 14 findings, 14 noted
noteGreene County, MO's average weekly wage was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, MO's covered employment was 0.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, MO's typical asking rent rose 0.4% from $1,224 in August 2026 to $1,229 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.4% = (1228.9921406951257 - 1223.5874714487213) / 1223.5874714487213 × 100
- 1228.9921406951257 = Zillow ZORI, 2026-09
- 1223.5874714487213 = Zillow ZORI, 2026-08
noteGreene County, MO's typical home value rose 0.3% from $255,170 in August 2026 to $255,838 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (255838.0068550628 - 255170.16975810906) / 255170.16975810906 × 100
- 255838.0068550628 = Zillow ZHVI, 2026-09
- 255170.16975810906 = Zillow ZHVI, 2026-08
noteGreene County, MO's average weekly wage of $1,129 ranks 1st of 5 counties in the Springfield metro, against a median of $905.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 5 counties in the Springfield metro that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.