Bucks County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.34, -75.11.
Assembled 2026-10-19. Read the brief.
- 94th pct · 167th of 3,063 US counties · median $230,451
- 98th pct · 2nd of 67 Pennsylvania counties · median $231,558
- 90th pct · 2nd of 11 counties in the Philadelphia-Camden-Wilmington metro · median $381,762
- 56th pct · 1,347th of 3,062 US counties · median +2.9%
- 50th pct · 34th of 67 Pennsylvania counties · median +3.3%
- 80th pct · 3rd of 11 counties in the Philadelphia-Camden-Wilmington metro · median +2.6%
- 91st pct · 118th of 1,358 US counties · median $1,506
- 100th pct · 1st of 49 Pennsylvania counties · median $1,322
- 90th pct · 2nd of 11 counties in the Philadelphia-Camden-Wilmington metro · median $2,013
- 96th pct · 117th of 3,221 US counties · median 8,232
- 95th pct · 4th of 67 Pennsylvania counties · median 27,809
- 70th pct · 4th of 11 counties in the Philadelphia-Camden-Wilmington metro · median 217,338
- 85th pct · 470th of 3,221 US counties · median $1,039
- 81st pct · 13th of 67 Pennsylvania counties · median $1,102
- 10th pct · 10th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $1,505
- 92nd pct · 239th of 3,063 US counties · median 4.2
- 100th pct · 1st of 67 Pennsylvania counties · median 3.7
- 100th pct · 1st of 11 counties in the Philadelphia-Camden-Wilmington metro · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $523,860 (Sep 2026), +3.3% over one year, +31.1% over five
- 94th pct · 167th of 3,063 US counties · median $230,451
- 98th pct · 2nd of 67 Pennsylvania counties · median $231,558
- 90th pct · 2nd of 11 counties in the Philadelphia-Camden-Wilmington metro · median $381,762
| Item | Value | Distance |
|---|---|---|
| Bucks County, PA | $523,860 · +3.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,252/mo (Sep 2026), +1.9% over one year; price-to-rent 19.4
- 91st pct · 118th of 1,358 US counties · median $1,506
- 100th pct · 1st of 49 Pennsylvania counties · median $1,322
- 90th pct · 2nd of 11 counties in the Philadelphia-Camden-Wilmington metro · median $2,013
| Item | Value | Distance |
|---|---|---|
| Bucks County, PA | $2,252/mo · +1.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,902 a month on $523,860 at 7.40%, against an average weekly wage worth $5,659 a month: 51.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $523,860 × 80% = $419,088, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,902/mo principal and interest
- wage share = payment / (avg weekly wage $1,306 × 52 / 12 = $5,659) = 51% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $523,860 / ($1,306 × 52) = 7.7
- price-to-rent = $523,860 / ($2,252 × 12) = 19.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
272,783 jobs at 21,515 employers (2026 Q1); -0.7% jobs and +1.6% average weekly wage over the year
- 96th pct · 117th of 3,221 US counties · median 8,232
- 95th pct · 4th of 67 Pennsylvania counties · median 27,809
- 70th pct · 4th of 11 counties in the Philadelphia-Camden-Wilmington metro · median 217,338
| Item | Value | Distance |
|---|---|---|
| Bucks County, PA | 272,783 jobs · $1,306/wk · -0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 60,889 | $1,073 | 1.48 | +0.8% |
| Retail trade | 33,623 | $785 | 1.26 | -2.0% |
| Manufacturing | 25,374 | $1,563 | 1.16 | -3.3% |
| Accommodation and food services | 22,452 | $474 | 0.92 | +0.0% |
| Construction | 15,933 | $1,606 | 1.11 | -4.6% |
| Professional and technical services | 15,330 | $2,176 | 0.81 | +0.1% |
| Wholesale trade | 13,101 | $1,916 | 1.25 | -2.0% |
| Administrative and waste services | 11,686 | $1,245 | 0.75 | -1.8% |
| Other services | 10,569 | $874 | 1.30 | +0.7% |
| Transportation and warehousing | 10,312 | $1,055 | 0.90 | +0.8% |
| Finance and insurance | 8,165 | $3,159 | 0.73 | +0.1% |
| Arts, entertainment and recreation | 6,133 | $718 | 1.37 | +10.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
7 USGS reservoir gauges, no capacity figures to weight
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-01449790 | 628.1 ft (USGS, no capacity on file) | 72 km |
| USGS-01470870 | 288.1 ft (USGS, no capacity on file) | 79 km |
| USGS-01447780 | 1,305 ft (USGS, no capacity on file) | 101 km |
| USGS-01534490 | 1,108 ft (USGS, no capacity on file) | 137 km |
| Prompton Reservoir at Prompton, PA | 1,125 ft (USGS, no capacity on file) | 140 km |
| General Edgar Jadwin Reservoir near Honesdale, PA | 990.0 ft (USGS, no capacity on file) | 142 km |
| USGS-01574700 | 373.2 ft (USGS, no capacity on file) | 147 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
297 gauges · 0 flooding · 144 with quality panels averaging 99 % · 126 stale
Sites found: 297, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-01460800 | flow 8.60 ft³/s · STALE | 7 km |
| USGS-01465050 | flow 15.0 ft³/s · STALE | 8 km |
| USGS-01464645 | flow 62.8 ft³/s | 9 km |
| USGS-01464710 | flow 6.70 ft³/s · STALE | 10 km |
| USGS-01464720 | flow 30.0 ft³/s | 10 km |
| USGS-01464750 | flow 72.8 ft³/s | 10 km |
| USGS-01459500 | flow 45.0 ft³/s | 11 km |
| USGS-01460880 | flow 5.40 ft³/s · STALE | 12 km |
| USGS-01464984 | flow 41.0 ft³/s | 12 km |
| USGS-01464930 | flow 1.40 ft³/s · STALE | 12 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
220 wells in 0 named aquifers:
Sites found: 220, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-401934075043001 | depth 75.5 ft · 1993-01-15 | 3 km |
| USGS-402258075084202 | depth 9.04 ft · 1993-01-10 | 6 km |
| USGS-402047075012001 | depth 43.9 ft · 1993-01-10 | 7 km |
| USGS-402210074572001 | depth 32.1 ft · 1993-01-10 | 13 km |
| USGS-401733075171401 | depth 8.44 ft · 2026-10-18 | 16 km |
| USGS-401157075032001 | depth 28.9 ft · 2026-10-18 | 16 km |
| USGS-401506075160001 | depth 32.7 ft · 1991-11-28 | 17 km |
| USGS-402643075150501 | depth 44.5 ft · 2026-10-18 | 17 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$26.2 bn in deposits at 196 offices of 28 banks (SOD June 2026); HHI 833, unconcentrated. $4.8 bn federal obligations in FY2026 (direct payments $4.3 bn, contracts $516.6 m), $17,728 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $4.5 bn · 17.1% share · 20 offices | |
| TD Bank, National Association | $3.5 bn · 13.5% share · 11 offices | |
| Penn Community Bank | $2.2 bn · 8.6% share · 18 offices | |
| Bucks, PA | $4.8 bn FY2026 · $17,728/job | |
| MULTIPLE RECIPIENTS | $4.2 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $4,487,515,000 | 17.1% | 20 |
| TD Bank, National Association | $3,529,480,000 | 13.5% | 11 |
| Penn Community Bank | $2,245,279,000 | 8.6% | 18 |
| Citizens Bank, National Association | $2,228,657,000 | 8.5% | 18 |
| Bank of America, National Association | $1,845,589,000 | 7.0% | 8 |
| PNC Bank, National Association | $1,840,707,000 | 7.0% | 10 |
| Univest Bank and Trust Co. | $1,666,404,000 | 6.4% | 8 |
| QNB Bank | $1,078,438,000 | 4.1% | 8 |
| First National Bank and Trust Company of Newtown | $1,017,267,000 | 3.9% | 14 |
| Santander Bank, N.A. | $823,459,000 | 3.1% | 8 |
Deposit concentration is 833 across 27 banks, which the 1995 Department of Justice bank merger screen calls unconcentrated.
HHI = Σ (share %)² over 27 banks with deposits in the county = 17.1² + 13.5² + 8.6² + … (24 more) = 833
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $3,914,208,682 |
| Department of Defense | $484,879,262 |
| Department of Veterans Affairs | $239,267,925 |
| Department of Housing and Urban Development | $53,493,020 |
| Railroad Retirement Board | $41,159,729 |
| Department of Health and Human Services | $35,733,844 |
| Department of Transportation | $25,817,351 |
| Department of Education | $17,413,802 |
| Federal Communications Commission | $8,341,774 |
| Department of Homeland Security | $5,413,983 |
| Department of the Interior | $1,828,718 |
| Department of Agriculture | $1,549,685 |
That is $17,728 per covered job, against 272,783 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $4.8 bn / 272,783 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,728
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bucks County, PA: 19 findings, 2 at a watch level and 17 noted
watchBucks County, PA's years of wages of 7.7 ranks 239th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 92.2273024167211 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchBucks County, PA's covered employment is -0.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteBucks County, PA's average weekly wage was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBucks County, PA's covered employment was 0.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBucks County, PA's typical home value rose 0.4% from $521,748 in August 2026 to $523,860 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.4% = (523859.72156363743 - 521747.9364996655) / 521747.9364996655 × 100
- 523859.72156363743 = Zillow ZHVI, 2026-09
- 521747.9364996655 = Zillow ZHVI, 2026-08
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.