Philadelphia County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.01, -75.13.
Assembled 2026-10-19. Read the brief.
- 50th pct · 1,520th of 3,063 US counties · median $230,451
- 50th pct · 34th of 67 Pennsylvania counties · median $231,558
- 0th pct · 11th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $381,762
- 21st pct · 2,414th of 3,062 US counties · median +2.9%
- 15th pct · 57th of 67 Pennsylvania counties · median +3.3%
- 0th pct · 11th of 11 counties in the Philadelphia-Camden-Wilmington metro · median +2.6%
- 69th pct · 415th of 1,358 US counties · median $1,506
- 79th pct · 11th of 49 Pennsylvania counties · median $1,322
- 20th pct · 9th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $2,013
- 99th pct · 31st of 3,221 US counties · median 8,232
- 100th pct · 1st of 67 Pennsylvania counties · median 27,809
- 100th pct · 1st of 11 counties in the Philadelphia-Camden-Wilmington metro · median 217,338
- 96th pct · 105th of 3,221 US counties · median $1,039
- 95th pct · 4th of 67 Pennsylvania counties · median $1,102
- 70th pct · 4th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $1,505
- 11th pct · 2,701st of 3,063 US counties · median 4.2
- 12th pct · 59th of 67 Pennsylvania counties · median 3.7
- 0th pct · 11th of 11 counties in the Philadelphia-Camden-Wilmington metro · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $231,558 (Sep 2026), +0.0% over one year, +8.8% over five
- 50th pct · 1,520th of 3,063 US counties · median $230,451
- 50th pct · 34th of 67 Pennsylvania counties · median $231,558
- 0th pct · 11th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $381,762
| Item | Value | Distance |
|---|---|---|
| Philadelphia County, PA | $231,558 · +0.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,757/mo (Sep 2026), +3.4% over one year; price-to-rent 11.0
- 69th pct · 415th of 1,358 US counties · median $1,506
- 79th pct · 11th of 49 Pennsylvania counties · median $1,322
- 20th pct · 9th of 11 counties in the Philadelphia-Camden-Wilmington metro · median $2,013
| Item | Value | Distance |
|---|---|---|
| Philadelphia County, PA | $1,757/mo · +3.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,283 a month on $231,558 at 7.40%, against an average weekly wage worth $7,631 a month: 16.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $231,558 × 80% = $185,247, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,283/mo principal and interest
- wage share = payment / (avg weekly wage $1,761 × 52 / 12 = $7,631) = 17% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $231,558 / ($1,761 × 52) = 2.5
- price-to-rent = $231,558 / ($1,757 × 12) = 11.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
720,758 jobs at 33,685 employers (2026 Q1); -0.3% jobs and +3.3% average weekly wage over the year
- 99th pct · 31st of 3,221 US counties · median 8,232
- 100th pct · 1st of 67 Pennsylvania counties · median 27,809
- 100th pct · 1st of 11 counties in the Philadelphia-Camden-Wilmington metro · median 217,338
| Item | Value | Distance |
|---|---|---|
| Philadelphia County, PA | 720,758 jobs · $1,761/wk · -0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 203,357 | $1,294 | 1.88 | +1.7% |
| Accommodation and food services | 59,699 | $642 | 0.92 | +1.0% |
| Educational services | 58,423 | $1,996 | 3.77 | -1.1% |
| Professional and technical services | 57,436 | $3,055 | 1.16 | -2.2% |
| Retail trade | 41,706 | $731 | 0.59 | -2.2% |
| Administrative and waste services | 27,706 | $1,048 | 0.68 | -2.1% |
| Transportation and warehousing | 25,500 | $1,456 | 0.84 | +1.3% |
| Finance and insurance | 25,140 | $4,950 | 0.86 | -2.2% |
| Other services | 23,870 | $1,059 | 1.11 | +0.2% |
| Manufacturing | 18,026 | $1,570 | 0.31 | -4.2% |
| Arts, entertainment and recreation | 15,087 | $1,445 | 1.27 | +1.2% |
| Information | 12,425 | $4,722 | 0.94 | -0.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-01470870 | 288.1 ft (USGS, no capacity on file) | 87 km |
| Beltzville Lake near Parryville, PA | 628.1 ft (USGS, no capacity on file) | 103 km |
| Francis E. Walter Reservoir near White Haven, PA | 1,305 ft (USGS, no capacity on file) | 132 km |
| USGS-01574700 | 373.2 ft (USGS, no capacity on file) | 138 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
266 gauges · 0 flooding · 147 with quality panels averaging 98 % · 105 stale
Sites found: 266, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-01483050 | temp 21.9 °C · quality 50 % (2) · STALE | 62 km |
| USGS-01482695 | flow 42,600 ft³/s · quality 50 % (2) | 65 km |
| USGS-01483177 | DO 6.40 mg/l · quality 75 % (4) | 73 km |
| Cohansey River at Greenwich NJ | temp 17.6 °C · quality 50 % (2) · no flooding | 72 km |
| USGS-01478137 | flow 0.38 ft³/s · quality 67 % (3) | 59 km |
| USGS-01482100 | flow 42,600 ft³/s · quality 67 % (3) | 49 km |
| USGS-01482800 | turb. 53.0 FNU · quality 70 % (5) | 68 km |
| USGS-01467087 | flow 15.8 ft³/s · quality 100 % (4) · no flooding | 3 km |
| USGS-01467086 | flow 12.5 ft³/s · quality 100 % (4) | 4 km |
| Delaware River at Bridesburg (IN MLLW) | no flooding | 6 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
268 wells in 0 named aquifers:
Sites found: 268, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-400229075104601 | depth 14.8 ft · 2026-10-18 | 5 km |
| USGS-395811075054901 | depth 11.9 ft · 1975-03-07 | 5 km |
| USGS-395902075032501 | depth 22.7 ft · 2026-05-28 | 7 km |
| USGS-395801075035802 | depth 40.3 ft · 2002-06-05 | 7 km |
| USGS-395845075031701 | depth 27.1 ft · 2002-10-14 | 8 km |
| USGS-395846075025503 | depth 37.3 ft · 2002-10-14 | 8 km |
| USGS-395823075030902 | depth 48.8 ft · 2002-10-14 | 8 km |
| USGS-395823075030903 | depth 49.1 ft · 2002-06-05 | 8 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.02 / 0.55
Banks & federal dollars #
$74.9 bn in deposits at 250 offices of 37 banks (SOD June 2026); HHI 1,445, moderately concentrated. $13.3 bn federal obligations in FY2026 (direct payments $10.2 bn, grants $2.2 bn), $18,387 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of America, National Association | $15.6 bn · 20.9% share · 16 offices | |
| Wells Fargo Bank, National Association | $14.4 bn · 19.2% share · 31 offices | |
| PNC Bank, National Association | $14.2 bn · 18.9% share · 34 offices | |
| Philadelphia, PA | $13.3 bn FY2026 · $18,387/job | |
| MULTIPLE RECIPIENTS | $9.4 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of America, National Association | $15,645,536,000 | 20.9% | 16 |
| Wells Fargo Bank, National Association | $14,392,766,000 | 19.2% | 31 |
| PNC Bank, National Association | $14,180,381,000 | 18.9% | 34 |
| Citizens Bank, National Association | $10,249,731,000 | 13.7% | 35 |
| Santander Bank, N.A. | $3,974,668,000 | 5.3% | 11 |
| TD Bank, National Association | $3,954,394,000 | 5.3% | 19 |
| Manufacturers and Traders Trust Company | $3,051,030,000 | 4.1% | 5 |
| Wilmington Savings Fund Society, FSB | $2,467,643,000 | 3.3% | 11 |
| Firstrust Savings Bank | $1,738,993,000 | 2.3% | 5 |
| JPMorgan Chase Bank, National Association | $933,532,000 | 1.2% | 19 |
Deposit concentration is 1,445 across 34 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 34 banks with deposits in the county = 20.9² + 19.2² + 18.9² + … (31 more) = 1,445
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $5,786,136,877 |
| Department of Health and Human Services | $4,620,745,337 |
| Department of Housing and Urban Development | $691,009,022 |
| Department of Veterans Affairs | $625,942,081 |
| Department of Transportation | $505,674,731 |
| Department of Defense | $459,363,203 |
| Department of Education | $225,956,500 |
| National Science Foundation | $55,366,044 |
| General Services Administration | $54,145,097 |
| Railroad Retirement Board | $43,751,575 |
| Department of Homeland Security | $28,319,547 |
| Department of the Interior | $25,673,538 |
That is $18,387 per covered job, against 720,758 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $13.3 bn / 720,758 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,387
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Philadelphia County, PA: 18 findings, 1 at a watch level and 17 noted
watchPhiladelphia County, PA's covered employment is -0.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
notePhiladelphia County, PA's average weekly wage was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePhiladelphia County, PA's covered employment was 0.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePhiladelphia County, PA's typical home value of $231,558 ranks 11th of 11 counties in the Philadelphia-Camden-Wilmington metro, against a median of $381,762.
Period 2026-09.Show the arithmetic
- 0 on the 0-to-100 scale across 11 counties in the Philadelphia-Camden-Wilmington metro that published home.latest
position among the entities that published this metric this period; not an official level
notePhiladelphia County, PA's typical home value of +0.0% ranks 11th of 11 counties in the Philadelphia-Camden-Wilmington metro, against a median of +2.6%.
Period 2026-09.Show the arithmetic
- 0 on the 0-to-100 scale across 11 counties in the Philadelphia-Camden-Wilmington metro that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.