DeWitt County, TX

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.08, -97.36.

Assembled 2026-10-20. Read the brief.

Typical home value
$215,233
as of September 2026
  • 43rd pct · 1,718th of 3,063 US counties · median $230,451
  • 52nd pct · 115th of 243 Texas counties · median $207,861
Home value, one year
-2.2%
as of September 2026
  • 9th pct · 2,778th of 3,062 US counties · median +2.9%
  • 25th pct · 182nd of 243 Texas counties · median +0.1%
Typical rent
not published
  • US counties: not published this period
  • Texas counties: not published this period
Jobs
6,842
as of 2026 Q1-01
  • 45th pct · 1,763rd of 3,221 US counties · median 8,232
  • 53rd pct · 118th of 254 Texas counties · median 6,022
Average weekly wage
$1,123
as of 2026 Q1-01
  • 66th pct · 1,078th of 3,221 US counties · median $1,039
  • 52nd pct · 121st of 254 Texas counties · median $1,115
Years of wages per home
3.7
  • 37th pct · 1,903rd of 3,063 US counties · median 4.2
  • 54th pct · 111th of 243 Texas counties · median 3.5

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-20

Typical home $215,233 (Sep 2026), -2.2% over one year, -6.4% over five

  • 43rd pct · 1,718th of 3,063 US counties · median $230,451
  • 52nd pct · 115th of 243 Texas counties · median $207,861
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
DeWitt County, TX$215,233 · -2.2% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-20

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

  • US counties: not published this period
  • Texas counties: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-20

Principal and interest of $1,192 a month on $215,233 at 7.40%, against an average weekly wage worth $4,866 a month: 24.5% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $215,233 × 80% = $172,186, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,192/mo principal and interest
  • wage share = payment / (avg weekly wage $1,123 × 52 / 12 = $4,866) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $215,233 / ($1,123 × 52) = 3.7

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-20

6,842 jobs at 543 employers (2026 Q1); -0.6% jobs and +2.7% average weekly wage over the year

  • 45th pct · 1,763rd of 3,221 US counties · median 8,232
  • 53rd pct · 118th of 254 Texas counties · median 6,022
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
DeWitt County, TX6,842 jobs · $1,123/wk · -0.6% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Retail trade816$7871.22-8.4%
Accommodation and food services655$3901.07+4.5%
Mining, oil and gas591$1,64724.26+0.5%
Manufacturing494$1,0110.90-2.6%
Construction396$1,3041.10-10.0%
Finance and insurance362$1,6181.30+2.0%
Agriculture, forestry, fishing227$1,2434.59+21.4%
Administrative and waste services199$1,5430.51-5.2%
Other services170$7780.83+0.0%
Wholesale trade159$1,0820.61-18.9%
Management of companies151$1,8161.32+45.2%
Real estate and rental148$1,3451.41-0.7%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-20

D2 severe drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-20

60 % of conservation capacity, weighted over 6 TWDB reservoirs

Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
Coleto Creek Reservoir75 % full · 31k ac-ft43 km
Lake Texana87 % full · 159k ac-ft79 km
Choke Canyon Res nr Three Rivers, TX141,600 Acre-ft (USGS, no capacity on file)109 km
Choke Canyon Reservoir21 % full · 663k ac-ft109 km
Canyon Lake97 % full · 379k ac-ft119 km
Lake Corpus Christi81 % full · 256k ac-ft126 km
Lk Corpus Christi nr Mathis, TX206,800 Acre-ft (USGS, no capacity on file)126 km
LCRA Lk Austin at Austin, TX492.3 ft (USGS, no capacity on file)141 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-20

40 gauges · 0 flooding · 2 with quality panels averaging 90 % · 1 stale

Sites found: 40, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
Guadalupe Rv at Cuero, TXflow 266.0 ft³/s3 km
Sandies Ck nr Westhoff, TXflow 0.00 ft³/s17 km
Fifteenmile Ck nr Weser, TXflow 1,030 ft³/s21 km
Guadalupe Rv at Hwy 183 nr Hochheim, TXflow 281.0 ft³/s26 km
Coleto Ck at Arnold Rd Crsg nr Schroeder, TXflow 0.00 ft³/s28 km
Sandies Ck at FM 108 nr Smiley, TXflow 0.00 ft³/s34 km
Chicolette Ck at US 77 nr Yoakum, TXstage 134.7 ft36 km
Little Brushy Ck at US 77 nr Yoakum, TXstage 126.5 ft37 km
Perdido Ck at FM 622 nr Fannin, TXflow 0.00 ft³/s37 km
Clarks Ck at US 77 nr Sweet Home, TXstage 149.1 ft43 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-20

4 wells in 2 named aquifers: Texas coastal uplands aquifer system, Coastal lowlands aquifer system

Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
Coastal lowlands aquifer systemdepth 25.1 ft · 2008-09-2949 km
Coastal lowlands aquifer systemdepth 7.30 ft · 2008-09-3050 km
ZL-67-57-102 (Kosciusko)depth 22.0 ft · 2008-09-2959 km
Texas coastal uplands aquifer systemdepth 34.3 ft · 2008-11-1272 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-20

moderate (0.37)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.40 + 0.2×0.10 / 0.85

Banks & federal dollars #

currentretrieved 2026-10-20

$1.5 bn in deposits at 11 offices of 8 banks (SOD June 2026); HHI 1,342, moderately concentrated. $122.4 m federal obligations in FY2026 (direct payments $119.3 m, grants $3.0 m), $17,893 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Simmons Bank$260.8 m · 16.9% share · 1 office
Crossroads Bank$248.5 m · 16.1% share · 1 office
TrustTexas Bank, SSB$231.4 m · 15.0% share · 2 offices
De Witt, TX$122.4 m FY2026 · $17,893/job
MULTIPLE RECIPIENTS$114.3 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Simmons Bank$260,779,00016.9%1
Crossroads Bank$248,548,00016.1%1
TrustTexas Bank, SSB$231,381,00015.0%2
Yoakum Bank$217,959,00014.1%1
Prosperity Bank$191,019,00012.4%3
Citizens Bank$156,294,00010.1%1
The Huntington National Bank$129,843,0008.4%1
Wells Fargo Bank, National Association$109,698,0007.1%1

Deposit concentration is 1,342 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.

HHI = Σ (share %)² over 8 banks with deposits in the county = 16.9² + 16.1² + 15.0² + … (5 more) = 1,342

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-20

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$101,765,990
Department of Veterans Affairs$11,527,302
Department of Agriculture$4,074,710
Department of Housing and Urban Development$1,961,480
Department of Transportation$1,378,369
Railroad Retirement Board$1,045,536
Federal Communications Commission$585,911
Department of Education$84,689

That is $17,893 per covered job, against 6,842 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $122.4 m / 6,842 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,893

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-20

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft17.952026-10-18-2.6%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.202026-10-19+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships7.002026-10-13+133.3%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel101.912026-10-14+1.0%
30-year fixed mortgage rate · %7.402026-10-15+0.0%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions652,115.002026-09-01+0.7%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-20

DeWitt County, TX: 8 findings, 2 at a watch level and 6 noted

  1. watchDeWitt County, TX's typical home value is -2.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-09.
    Show the arithmetic
    • test: home.yoyPct = -2.1656818192109597 < 0

    arithmetic on Zillow ZHVI, county and metro files; not an official level

  2. watchDeWitt County, TX's covered employment is -0.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -0.6 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  3. noteDeWitt County, TX's average weekly wage was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  4. noteDeWitt County, TX's covered employment was 0.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • -0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  5. noteDeWitt County, TX's typical home value fell 0.3% from $215,975 in August 2026 to $215,233 in September 2026, on Zillow ZHVI.

    Period 2026-09.
    Show the arithmetic
    • -0.3% = (215233.0075089445 - 215974.959991719) / 215974.959991719 × 100
    • 215233.0075089445 = Zillow ZHVI, 2026-09
    • 215974.959991719 = Zillow ZHVI, 2026-08

Read all 8 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-20
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-20
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-20
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-15 · retrieved 2026-10-20
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 48123, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-20
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · payment = P·r / (1 − (1+r)^−n), P = $215,233 × 80% = $172,186, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,192/mo principal and interest; wage share = payment / (avg weekly wage $1,123 × 52 / 12 = $4,866) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $215,233 / ($1,123 × 52) = 3.7
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 48123, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-20
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-20
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-20
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change -2.2% / ±10% × 0.3, jobs over-the-year change -0.6% / ±3% × 0.3, avg weekly wage over-the-year change +2.7% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-20
  • publishedWater Data for Texas reservoirsTexas Water Development Boardopen the source
    recent-conditions.json · period 2026-10-19 · retrieved 2026-10-20
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-20T04:30:00.000Z · retrieved 2026-10-20
  • estimateWater Data for Texas reservoirsTexas Water Development Boardopen the source
    · retrieved 2026-10-20 · weighted percent full = Σ(capacity × percent full) / Σ capacity = 900,843 / 1,511,650 ac-ft = 59.6 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-20T04:30:00.000Z · retrieved 2026-10-20
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-20 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 90 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2008-11-12T00:00:00.000Z · retrieved 2026-10-20
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-20 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.40 + 0.2×0.10 / 0.85 = 0.37; terms drought (D2 / 4), reservoirs (1 − 60 % / 100), quality (1 − 90 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-20T04:45:00+00:00 · retrieved 2026-10-20
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-19 · retrieved 2026-10-20
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:48123:2026 · period 2026-06-30 · retrieved 2026-10-20
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:48123:2026 · period 2026-06-30 · retrieved 2026-10-20 · HHI = Σ (share %)² over 8 banks with deposits in the county = 16.9² + 16.1² + 15.0² + … (5 more) = 1,342
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-20
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-20 · per job = FY2026 obligations $122.4 m / 6,842 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,893
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:48123:FY2026 · period FY2026 · retrieved 2026-10-20
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-20 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-20 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-20.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-15. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-20.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 48123, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/48123.csv. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $215,233 × 80% = $172,186, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,192/mo principal and interest; wage share = payment / (avg weekly wage $1,123 × 52 / 12 = $4,866) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $215,233 / ($1,123 × 52) = 3.7.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 48123, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/48123.csv. accessed 2026-10-20.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-20.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change -2.2% / ±10% × 0.3, jobs over-the-year change -0.6% / ±3% × 0.3, avg weekly wage over-the-year change +2.7% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-20.
  • Texas Water Development Board. Water Data for Texas reservoirs. series recent-conditions.json. period 2026-10-19. https://www.waterdatafortexas.org/reservoirs/recent-conditions.json. accessed 2026-10-20.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-20T04:30:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-20.
  • Texas Water Development Board. Water Data for Texas reservoirs. https://www.waterdatafortexas.org/reservoirs. accessed 2026-10-20. estimate computed by Embedding Atlas: weighted percent full = Σ(capacity × percent full) / Σ capacity = 900,843 / 1,511,650 ac-ft = 59.6 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-20T04:30:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-20.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-20. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 2 sites = 90 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2008-11-12T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-20.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-20. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.40 + 0.2×0.10 / 0.85 = 0.37; terms drought (D2 / 4), reservoirs (1 − 60 % / 100), quality (1 − 90 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-20T04:45:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-20.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-19. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-20.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:48123:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A48123+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-20.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:48123:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-20. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 8 banks with deposits in the county = 16.9² + 16.1² + 15.0² + … (5 more) = 1,342.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-20.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-20. estimate computed by Embedding Atlas: per job = FY2026 obligations $122.4 m / 6,842 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,893.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:48123:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-20.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-20. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-20. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 3 of 4 terms (drought, reservoirs, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 20 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-20T04:38:07.448Z. Place identity tables pulled 2026-10-01.