Grimes County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 30.54, -95.99.
Assembled 2026-10-20. Read the brief.
- 79th pct · 624th of 3,063 US counties · median $230,451
- 88th pct · 28th of 243 Texas counties · median $207,861
- 11th pct · 2,724th of 3,062 US counties · median +2.9%
- 30th pct · 168th of 243 Texas counties · median +0.1%
- 43rd pct · 770th of 1,358 US counties · median $1,506
- 47th pct · 52nd of 98 Texas counties · median $1,449
- 50th pct · 1,598th of 3,221 US counties · median 8,232
- 59th pct · 104th of 254 Texas counties · median 6,022
- 76th pct · 742nd of 3,221 US counties · median $1,039
- 64th pct · 91st of 254 Texas counties · median $1,115
- 74th pct · 775th of 3,063 US counties · median 4.2
- 85th pct · 36th of 243 Texas counties · median 3.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $350,588 (Sep 2026), -1.8% over one year, +12.1% over five
- 79th pct · 624th of 3,063 US counties · median $230,451
- 88th pct · 28th of 243 Texas counties · median $207,861
| Item | Value | Distance |
|---|---|---|
| Grimes County, TX | $350,588 · -1.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,429/mo (Sep 2026), n/a over one year; price-to-rent 20.4
- 43rd pct · 770th of 1,358 US counties · median $1,506
- 47th pct · 52nd of 98 Texas counties · median $1,449
| Item | Value | Distance |
|---|---|---|
| Grimes County, TX | $1,429/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,942 a month on $350,588 at 7.40%, against an average weekly wage worth $5,226 a month: 37.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $350,588 × 80% = $280,471, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,942/mo principal and interest
- wage share = payment / (avg weekly wage $1,206 × 52 / 12 = $5,226) = 37% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $350,588 / ($1,206 × 52) = 5.6
- price-to-rent = $350,588 / ($1,429 × 12) = 20.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,317 jobs at 614 employers (2026 Q1); -0.2% jobs and +0.8% average weekly wage over the year
- 50th pct · 1,598th of 3,221 US counties · median 8,232
- 59th pct · 104th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Grimes County, TX | 8,317 jobs · $1,206/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,864 | $1,415 | 2.79 | +0.3% |
| Construction | 765 | $1,284 | 1.75 | +18.6% |
| Retail trade | 644 | $766 | 0.79 | -5.3% |
| Accommodation and food services | 630 | $437 | 0.84 | +7.1% |
| Wholesale trade | 362 | $1,334 | 1.14 | -0.5% |
| Transportation and warehousing | 345 | $1,196 | 0.98 | -1.7% |
| Professional and technical services | 322 | $1,526 | 0.56 | -1.5% |
| Agriculture, forestry, fishing | 311 | $1,558 | 5.18 | -6.9% |
| Utilities | 202 | $2,137 | 6.15 | -27.3% |
| Finance and insurance | 114 | $1,208 | 0.34 | +2.7% |
| Other services | 97 | $992 | 0.39 | +0.0% |
| Arts, entertainment and recreation | 63 | $906 | 0.46 | -3.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
92 % of conservation capacity, weighted over 8 TWDB reservoirs
Sites found: 13, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Gibbons Creek Reservoir | 86 % full · 26k ac-ft | 10 km |
| Lk Conroe nr Conroe, TX | 391,900 Acre-ft (USGS, no capacity on file) | 46 km |
| Lake Conroe | 93 % full · 418k ac-ft | 46 km |
| Somerville Lake | 89 % full · 150k ac-ft | 57 km |
| Addicks Res nr Addicks, TX | 50.6 Acre-ft (USGS, no capacity on file) | 91 km |
| Barker Res nr Addicks, TX | 2.93 Acre-ft (USGS, no capacity on file) | 92 km |
| Lake Limestone | 83 % full · 204k ac-ft | 93 km |
| Livingston Reservoir | 92 % full · 1,604k ac-ft | 94 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
55 gauges · 0 flooding · 6 with quality panels averaging 88 % · 4 stale
Sites found: 55, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Navasota Rv at SH 6 nr Navasota, TX | flow 154.0 ft³/s · no flooding | 18 km |
| Grassy Ck at SH 105 nr Navasota, TX | stage 218.4 ft · no flooding | 21 km |
| Peach Ck at SH 6 nr Millican, TX | stage 191.6 ft | 21 km |
| Brazos Rv at Washington, TX | flow 430.0 ft³/s · quality 75 % (4) | 26 km |
| West Sandy Ck at FM 1791 nr Richards, TX | flow 0.00 ft³/s | 26 km |
| Lake Ck nr Dobbin, TX | flow 0.00 ft³/s | 28 km |
| Caney Ck at FM 1375 nr Richards, TX | flow 0.02 ft³/s | 30 km |
| Little Lake Ck at FM 149 nr Montgomery, TX | flow 0.05 ft³/s | 30 km |
| W Fk San Jacinto Rv nr Huntsville, TX | flow 0.00 ft³/s | 32 km |
| Carters Ck at FM 60 nr College Station, TX | stage 240.6 ft · no flooding | 33 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
15 wells in 0 named aquifers:
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-303431095430001 | depth 4.73 ft · 2022-04-18 | 26 km |
| USGS-303431095430002 | depth 23.5 ft · 2022-04-18 | 26 km |
| USGS-303431095430003 | depth 23.8 ft · 2022-04-18 | 26 km |
| USGS-302948095422501 | depth 51.0 ft · 2026-10-19 | 27 km |
| USGS-302636095422803 | depth 16.6 ft · 2022-08-10 | 29 km |
| USGS-302636095422801 | depth 16.2 ft · 2022-08-10 | 29 km |
| USGS-303143095334801 | depth 77.6 ft · 2022-07-27 | 41 km |
| USGS-301505095343702 | depth 40.0 ft · 2022-03-12 | 51 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.3×0.08 + 0.2×0.13 / 0.85
Banks & federal dollars #
$572.8 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 2,416, highly concentrated. $203.5 m federal obligations in FY2026 (direct payments $194.5 m, grants $8.7 m), $24,468 per covered job
| Item | Value | Distance |
|---|---|---|
| The First National Bank of Anderson | $203.2 m · 35.5% share · 2 offices | |
| Citizens State Bank | $116.8 m · 20.4% share · 1 office | |
| First State Bank of Bedias | $111.8 m · 19.5% share · 1 office | |
| Grimes, TX | $203.5 m FY2026 · $24,468/job | |
| MULTIPLE RECIPIENTS | $192.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First National Bank of Anderson | $203,187,000 | 35.5% | 2 |
| Citizens State Bank | $116,775,000 | 20.4% | 1 |
| First State Bank of Bedias | $111,833,000 | 19.5% | 1 |
| Prosperity Bank | $101,267,000 | 17.7% | 1 |
| PNC Bank, National Association | $39,771,000 | 6.9% | 1 |
Deposit concentration is 2,416 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 35.5² + 20.4² + 19.5² + … (2 more) = 2,416
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $167,094,113 |
| Department of Veterans Affairs | $24,275,677 |
| Department of Transportation | $8,606,674 |
| Department of Agriculture | $1,523,098 |
| Railroad Retirement Board | $1,093,705 |
| Federal Communications Commission | $603,420 |
| Department of Housing and Urban Development | $252,301 |
| Department of Education | $46,991 |
| Department of Defense | $3,476 |
| Department of Justice | $2,310 |
| Small Business Administration | $0 |
That is $24,468 per covered job, against 8,317 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $203.5 m / 8,317 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,468
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.40 | 2026-10-19 | -3.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-20 | +0.0% |
| Laredo truck crossings, monthly · trucks | 255,129.00 | 2026-09-01 | -1.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,221.00 | 2026-09-01 | -5.2% |
| Building permits, annual rate · thousands of units | 1,400.00 | 2026-09-01 | -0.2% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Grimes County, TX: 9 findings, 3 at a watch level and 6 noted
watchGrimes County, TX's typical home value is -1.8% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -1.7772648085269946 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchGrimes County, TX's typical asking rent is -1.7% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.momPct = -1.675852164284235 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchGrimes County, TX's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGrimes County, TX's typical asking rent fell 1.7% from $1,454 in August 2026 to $1,429 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -1.7% = (1429.1666666666667 - 1453.5256070101723) / 1453.5256070101723 × 100
- 1429.1666666666667 = Zillow ZORI, 2026-09
- 1453.5256070101723 = Zillow ZORI, 2026-08
noteGrimes County, TX's average weekly wage was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.