Fremont County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.05, -108.61.
Assembled 2026-10-19. Read the brief.
- 75th pct · 740th of 3,063 US counties · median $230,451
- 50th pct · 12th of 23 Wyoming counties · median $327,468
- 25th pct · 2,277th of 3,062 US counties · median +2.9%
- 31st pct · 16th of 23 Wyoming counties · median +1.7%
- 19th pct · 1,089th of 1,358 US counties · median $1,506
- 33rd pct · 9th of 13 Wyoming counties · median $1,429
- 64th pct · 1,138th of 3,221 US counties · median 8,232
- 72nd pct · 7th of 23 Wyoming counties · median 6,490
- 42nd pct · 1,856th of 3,221 US counties · median $1,039
- 18th pct · 19th of 23 Wyoming counties · median $1,131
- 82nd pct · 548th of 3,063 US counties · median 4.2
- 63rd pct · 9th of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $327,468 (Sep 2026), +0.5% over one year, +31.2% over five
- 75th pct · 740th of 3,063 US counties · median $230,451
- 50th pct · 12th of 23 Wyoming counties · median $327,468
| Item | Value | Distance |
|---|---|---|
| Fremont County, WY | $327,468 · +0.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,176/mo (Sep 2026), +1.5% over one year; price-to-rent 23.2
- 19th pct · 1,089th of 1,358 US counties · median $1,506
- 33rd pct · 9th of 13 Wyoming counties · median $1,429
| Item | Value | Distance |
|---|---|---|
| Fremont County, WY | $1,176/mo · +1.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,814 a month on $327,468 at 7.40%, against an average weekly wage worth $4,359 a month: 41.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $327,468 × 80% = $261,974, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,814/mo principal and interest
- wage share = payment / (avg weekly wage $1,006 × 52 / 12 = $4,359) = 42% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $327,468 / ($1,006 × 52) = 6.3
- price-to-rent = $327,468 / ($1,176 × 12) = 23.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
15,085 jobs at 1,885 employers (2026 Q1); -1.0% jobs and +3.9% average weekly wage over the year
- 64th pct · 1,138th of 3,221 US counties · median 8,232
- 72nd pct · 7th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Fremont County, WY | 15,085 jobs · $1,006/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,812 | $685 | 1.23 | -0.3% |
| Health care and social assistance | 1,649 | $999 | 0.73 | -2.0% |
| Accommodation and food services | 1,361 | $400 | 1.00 | +3.4% |
| Construction | 746 | $975 | 0.94 | +6.3% |
| Professional and technical services | 472 | $1,463 | 0.45 | -1.0% |
| Mining, oil and gas | 447 | $1,964 | 8.32 | +4.9% |
| Other services | 393 | $945 | 0.87 | -3.4% |
| Educational services | 388 | $1,005 | 1.20 | +1.0% |
| Manufacturing | 369 | $994 | 0.30 | +0.5% |
| Finance and insurance | 341 | $1,414 | 0.55 | +4.0% |
| Transportation and warehousing | 311 | $1,055 | 0.49 | +8.0% |
| Wholesale trade | 263 | $1,240 | 0.46 | -4.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$1.0 bn in deposits at 12 offices of 6 banks (SOD June 2026); HHI 2,783, highly concentrated. $321.7 m federal obligations in FY2026 (direct payments $265.9 m, grants $40.6 m), $21,323 per covered job
| Item | Value | Distance |
|---|---|---|
| First Interstate Bank | $458.7 m · 44.1% share · 2 offices | |
| Wyoming Community Bank | $234.3 m · 22.5% share · 3 offices | |
| Central Bank and Trust | $149.3 m · 14.3% share · 3 offices | |
| Fremont, WY | $321.7 m FY2026 · $21,323/job | |
| MULTIPLE RECIPIENTS | $241.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Interstate Bank | $458,688,000 | 44.1% | 2 |
| Wyoming Community Bank | $234,324,000 | 22.5% | 3 |
| Central Bank and Trust | $149,350,000 | 14.3% | 3 |
| Wells Fargo Bank, National Association | $86,443,000 | 8.3% | 1 |
| NBH Bank | $65,936,000 | 6.3% | 1 |
| BMO Bank National Association | $46,274,000 | 4.4% | 2 |
Deposit concentration is 2,783 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 44.1² + 22.5² + 14.3² + … (3 more) = 2,783
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $214,166,975 |
| Department of Veterans Affairs | $24,491,395 |
| Department of Education | $22,454,061 |
| Department of the Interior | $21,569,338 |
| Department of Labor | $10,699,369 |
| Department of Transportation | $9,414,188 |
| Department of Agriculture | $7,275,872 |
| Department of Housing and Urban Development | $6,029,616 |
| Department of Health and Human Services | $2,605,700 |
| Railroad Retirement Board | $1,546,136 |
| Department of Justice | $615,075 |
| Federal Communications Commission | $331,248 |
That is $21,323 per covered job, against 15,085 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $321.7 m / 15,085 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,323
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Fremont County, WY: 8 findings, 2 at a watch level and 6 noted
watchFremont County, WY's covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchFremont County, WY's typical asking rent is -1.9% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.momPct = -1.9263557521750658 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
noteFremont County, WY's average weekly wage was 3.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFremont County, WY's typical asking rent fell 1.9% from $1,199 in August 2026 to $1,176 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- -1.9% = (1176.111111111111 - 1199.212204391186) / 1199.212204391186 × 100
- 1176.111111111111 = Zillow ZORI, 2026-09
- 1199.212204391186 = Zillow ZORI, 2026-08
noteFremont County, WY's covered employment was 1.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.