Sweetwater County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.66, -108.88.
Assembled 2026-10-19. Read the brief.
- 67th pct · 990th of 3,063 US counties · median $230,451
- 36th pct · 15th of 23 Wyoming counties · median $327,468
- 12th pct · 2,673rd of 3,062 US counties · median +2.9%
- 13th pct · 20th of 23 Wyoming counties · median +1.7%
- 14th pct · 1,158th of 1,358 US counties · median $1,506
- 16th pct · 11th of 13 Wyoming counties · median $1,429
- 70th pct · 935th of 3,221 US counties · median 8,232
- 81st pct · 5th of 23 Wyoming counties · median 6,490
- 89th pct · 326th of 3,221 US counties · median $1,039
- 95th pct · 2nd of 23 Wyoming counties · median $1,131
- 44th pct · 1,707th of 3,063 US counties · median 4.2
- 9th pct · 21st of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $288,817 (Sep 2026), -1.4% over one year, +22.0% over five
- 67th pct · 990th of 3,063 US counties · median $230,451
- 36th pct · 15th of 23 Wyoming counties · median $327,468
| Item | Value | Distance |
|---|---|---|
| Sweetwater County, WY | $288,817 · -1.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,107/mo (Sep 2026), -0.6% over one year; price-to-rent 21.7
- 14th pct · 1,158th of 1,358 US counties · median $1,506
- 16th pct · 11th of 13 Wyoming counties · median $1,429
| Item | Value | Distance |
|---|---|---|
| Sweetwater County, WY | $1,107/mo · -0.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,600 a month on $288,817 at 7.40%, against an average weekly wage worth $6,101 a month: 26.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $288,817 × 80% = $231,054, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,600/mo principal and interest
- wage share = payment / (avg weekly wage $1,408 × 52 / 12 = $6,101) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $288,817 / ($1,408 × 52) = 3.9
- price-to-rent = $288,817 / ($1,107 × 12) = 21.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,816 jobs at 1,777 employers (2026 Q1); -2.3% jobs and +4.8% average weekly wage over the year
- 70th pct · 935th of 3,221 US counties · median 8,232
- 81st pct · 5th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Sweetwater County, WY | 19,816 jobs · $1,408/wk · -2.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 2,211 | $688 | 1.14 | -3.5% |
| Accommodation and food services | 2,028 | $395 | 1.14 | +0.5% |
| Health care and social assistance | 1,356 | $787 | 0.45 | -0.2% |
| Manufacturing | 1,327 | $2,703 | 0.83 | -4.6% |
| Construction | 1,116 | $1,247 | 1.07 | -16.3% |
| Transportation and warehousing | 869 | $1,445 | 1.04 | -2.5% |
| Wholesale trade | 652 | $1,379 | 0.86 | +0.5% |
| Professional and technical services | 519 | $1,722 | 0.38 | +16.6% |
| Administrative and waste services | 516 | $901 | 0.46 | +0.2% |
| Finance and insurance | 370 | $1,520 | 0.46 | +1.4% |
| Utilities | 358 | $2,261 | 4.57 | -4.5% |
| Real estate and rental | 213 | $851 | 0.70 | -4.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BIG SANDY RESERVOIR NEAR FARSON, WY | 23,890 Acre-ft (USGS, no capacity on file) | 80 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
6 gauges · 0 flooding · 1 with quality panels averaging 100 % · 2 stale
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Bitter Creek near Green River, WY | stage 1.18 ft | 45 km |
| GREEN RIVER NEAR GREEN RIVER, WY | flow 741.0 ft³/s · quality 100 % (2) | 50 km |
| PACIFIC CREEK NEAR FARSON, WY | flow 0.70 ft³/s · STALE | 64 km |
| BIG SANDY RIVER BELOW FARSON, WY | flow 32.0 ft³/s · STALE | 68 km |
| BLACKS FORK NEAR LITTLE AMERICA, WY | flow 39.9 ft³/s | 69 km |
| Big Sandy River at Gasson Bridge, near Eden, WY | flow 31.7 ft³/s | 75 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
3 wells in 0 named aquifers:
Sites found: 3, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-413850109150601 | depth 44.5 ft · 2015-01-26 | 31 km |
| USGS-413228109220801 | depth 4.71 ft · 1993-10-06 | 43 km |
| USGS-413228109221201 | depth 95.4 ft · 1984-05-29 | 43 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.1 bn in deposits at 11 offices of 9 banks (SOD June 2026); HHI 1,886, highly concentrated. $276.2 m federal obligations in FY2026 (direct payments $229.1 m, grants $42.4 m), $13,936 per covered job
| Item | Value | Distance |
|---|---|---|
| RSNB Bank | $348.7 m · 32.4% share · 2 offices | |
| Nebraskaland Bank | $224.2 m · 20.8% share · 1 office | |
| Wells Fargo Bank, National Association | $152.2 m · 14.1% share · 1 office | |
| Sweetwater, WY | $276.2 m FY2026 · $13,936/job | |
| MULTIPLE RECIPIENTS | $223.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| RSNB Bank | $348,723,000 | 32.4% | 2 |
| Nebraskaland Bank | $224,199,000 | 20.8% | 1 |
| Wells Fargo Bank, National Association | $152,176,000 | 14.1% | 1 |
| Glacier Bank | $84,255,000 | 7.8% | 1 |
| U.S. Bank National Association | $80,119,000 | 7.4% | 1 |
| State Bank | $68,049,000 | 6.3% | 2 |
| First Western Trust Bank | $66,991,000 | 6.2% | 1 |
| BMO Bank National Association | $33,503,000 | 3.1% | 1 |
| Tanager Bank | $19,941,000 | 1.8% | 1 |
Deposit concentration is 1,886 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 32.4² + 20.8² + 14.1² + … (6 more) = 1,886
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $192,494,789 |
| Department of Transportation | $39,064,790 |
| Department of Veterans Affairs | $25,059,120 |
| Railroad Retirement Board | $6,334,862 |
| Department of the Interior | $3,956,183 |
| Department of Health and Human Services | $2,678,437 |
| Department of Housing and Urban Development | $2,443,238 |
| Department of Agriculture | $2,202,004 |
| Department of Education | $1,714,568 |
| Federal Communications Commission | $218,338 |
| Department of Justice | $18,141 |
| General Services Administration | -$9 |
That is $13,936 per covered job, against 19,816 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $276.2 m / 19,816 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,936
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sweetwater County, WY: 13 findings, 5 at a watch level and 8 noted
watchSweetwater County, WY's covered employment is -2.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchSweetwater County, WY's typical home value is -1.4% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -1.3633434053150113 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchSweetwater County, WY's price-to-rent ratio of 21.7 scores 83 on the 0-to-100 scale across US counties but 33 across Wyoming counties, a gap of 50 points.
Period 2026-09.Show the arithmetic
- 50 = |83 across US counties - 33 across Wyoming counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchSweetwater County, WY's years of wages of 3.9 scores 44 on the 0-to-100 scale across US counties but 9 across Wyoming counties, a gap of 35 points.
Period 2026-09.Show the arithmetic
- 35 = |44 across US counties - 9 across Wyoming counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchSweetwater County, WY's typical home value of $288,817 scores 68 on the 0-to-100 scale across US counties but 36 across Wyoming counties, a gap of 31 points.
Period 2026-09.Show the arithmetic
- 31 = |68 across US counties - 36 across Wyoming counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.