Sheridan County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.78, -106.88.
Assembled 2026-10-19. Read the brief.
- 90th pct · 307th of 3,063 US counties · median $230,451
- 81st pct · 5th of 23 Wyoming counties · median $327,468
- 25th pct · 2,291st of 3,062 US counties · median +2.9%
- 27th pct · 17th of 23 Wyoming counties · median +1.7%
- 59th pct · 547th of 1,358 US counties · median $1,506
- 75th pct · 4th of 13 Wyoming counties · median $1,429
- 64th pct · 1,157th of 3,221 US counties · median 8,232
- 68th pct · 8th of 23 Wyoming counties · median 6,490
- 86th pct · 450th of 3,221 US counties · median $1,039
- 77th pct · 6th of 23 Wyoming counties · median $1,131
- 83rd pct · 492nd of 3,063 US counties · median 4.2
- 68th pct · 8th of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $442,028 (Sep 2026), +0.5% over one year, +22.7% over five
- 90th pct · 307th of 3,063 US counties · median $230,451
- 81st pct · 5th of 23 Wyoming counties · median $327,468
| Item | Value | Distance |
|---|---|---|
| Sheridan County, WY | $442,028 · +0.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,622/mo (Sep 2026), n/a over one year; price-to-rent 22.7
- 59th pct · 547th of 1,358 US counties · median $1,506
- 75th pct · 4th of 13 Wyoming counties · median $1,429
| Item | Value | Distance |
|---|---|---|
| Sheridan County, WY | $1,622/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,448 a month on $442,028 at 7.40%, against an average weekly wage worth $5,707 a month: 42.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $442,028 × 80% = $353,622, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,448/mo principal and interest
- wage share = payment / (avg weekly wage $1,317 × 52 / 12 = $5,707) = 43% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $442,028 / ($1,317 × 52) = 6.5
- price-to-rent = $442,028 / ($1,622 × 12) = 22.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
14,727 jobs at 1,865 employers (2026 Q1); +2.7% jobs and +15.0% average weekly wage over the year
- 64th pct · 1,157th of 3,221 US counties · median 8,232
- 68th pct · 8th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Sheridan County, WY | 14,727 jobs · $1,317/wk · +2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,782 | $734 | 1.24 | -0.1% |
| Construction | 1,739 | $1,513 | 2.25 | +26.8% |
| Health care and social assistance | 1,389 | $765 | 0.63 | +0.4% |
| Accommodation and food services | 1,307 | $426 | 0.99 | +2.3% |
| Professional and technical services | 829 | $1,619 | 0.82 | -0.1% |
| Other services | 496 | $669 | 1.13 | +0.0% |
| Finance and insurance | 481 | $2,253 | 0.80 | +2.8% |
| Transportation and warehousing | 389 | $1,354 | 0.63 | +2.1% |
| Administrative and waste services | 314 | $1,617 | 0.38 | -4.6% |
| Agriculture, forestry, fishing | 238 | $1,130 | 2.24 | +3.0% |
| Arts, entertainment and recreation | 219 | $703 | 0.90 | +6.3% |
| Real estate and rental | 176 | $1,436 | 0.78 | -4.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$1.4 bn in deposits at 14 offices of 11 banks (SOD June 2026); HHI 2,180, highly concentrated. $321.7 m federal obligations in FY2026 (direct payments $245.8 m, contracts $60.4 m), $21,841 per covered job
| Item | Value | Distance |
|---|---|---|
| First Federal Bank & Trust | $512.5 m · 37.1% share · 2 offices | |
| First Interstate Bank | $328.7 m · 23.8% share · 2 offices | |
| First Northern Bank of Wyoming | $145.4 m · 10.5% share · 1 office | |
| Sheridan, WY | $321.7 m FY2026 · $21,841/job | |
| MULTIPLE RECIPIENTS | $239.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Federal Bank & Trust | $512,530,000 | 37.1% | 2 |
| First Interstate Bank | $328,702,000 | 23.8% | 2 |
| First Northern Bank of Wyoming | $145,406,000 | 10.5% | 1 |
| Security State Bank | $97,660,000 | 7.1% | 1 |
| U.S. Bank National Association | $69,491,000 | 5.0% | 1 |
| Wells Fargo Bank, National Association | $65,134,000 | 4.7% | 1 |
| Cowboy State Bank | $44,400,000 | 3.2% | 2 |
| Glacier Bank | $40,688,000 | 2.9% | 1 |
| Buffalo Federal Bank | $27,742,000 | 2.0% | 1 |
| Little Horn State Bank | $25,099,000 | 1.8% | 1 |
Deposit concentration is 2,180 across 11 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 37.1² + 23.8² + 10.5² + … (8 more) = 2,180
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $193,680,417 |
| Department of Veterans Affairs | $67,465,936 |
| Department of Transportation | $24,736,506 |
| Department of Agriculture | $13,298,176 |
| Railroad Retirement Board | $10,922,053 |
| Department of the Interior | $4,151,804 |
| Department of Education | $2,263,439 |
| Department of Housing and Urban Development | $1,598,863 |
| Department of Justice | $993,344 |
| Department of Defense | $929,178 |
| Department of Health and Human Services | $877,467 |
| Department of Homeland Security | $519,413 |
That is $21,841 per covered job, against 14,727 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $321.7 m / 14,727 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,841
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sheridan County, WY: 9 findings, 9 noted
noteSheridan County, WY's average weekly wage was 15.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +15 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSheridan County, WY's covered employment was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSheridan County, WY's covered employment of +2.7% ranks 3rd of 23 Wyoming counties, against a median of -0.4%.
Period 2026 Q1.Show the arithmetic
- 91 on the 0-to-100 scale across 23 Wyoming counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteSheridan County, WY's momentum index of 0.63 ranks 3rd of 23 Wyoming counties, against a median of 0.17.
Period 2026-09.Show the arithmetic
- 91 on the 0-to-100 scale across 23 Wyoming counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteSheridan County, WY's momentum index of 0.63 ranks 294th of 3,221 US counties, against a median of 0.23.
Period 2026-09.Show the arithmetic
- 91 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.